Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 13 truck insurance agents in O'Fallon, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huels - State Farm Insurance Agent
9 Eagle Center # 7, O'Fallon, IL 62269
(618) 632-3600
scotthuels.com
Rob Isringhausen - State Farm Insurance Agent
810 W Hwy 50, O'Fallon, IL 62269
(618) 589-9911
insurewithrob.com
Monica Vecera - State Farm Insurance Agent
630 Pierce Blvd #200, O'Fallon, IL 62269
(618) 632-4870
monicavecera.com
Elisa Hager - State Farm Insurance Agent
1315 W Hwy 50, O'Fallon, IL 62269
(618) 628-8800
elisahager.com
JGP Insurance Group, LLC
513 W Hwy 50, O'Fallon, IL 62269
(618) 228-0383
jgpinsurancegroup.com
Mike Morrill - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-6943
mikemorrillinsurance.com
Jessica Harrison-Wilkins: Allstate Insurance
715 W Hwy 50, O'Fallon, IL 62269
(618) 632-1515
agents.allstate.com
Fischer-Going Insurance
717 W Hwy 50, O'Fallon, IL 62269
(618) 624-2100
fischergoinginsurance.com
Thoman Insurance Agency
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
Albers Agency Farmers Insurance and Financial Services
1220 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467
sites.google.com
Mueller Schneidewind Koeneman
500 Southview Plaza #17, O'Fallon, IL 62269
(618) 624-5441
mskagency.com
State Farm Insurance
105 W 1st St, O'Fallon, IL 62269
(618) 632-6943
statefarm.com
Marathon Financial Insurance
1476 N Green Mt Rd, O'Fallon, IL 62269
(800) 205-8988
What Does a Truck Insurance Agent in O'Fallon Cost?
Truck insurance costs in Illinois vary widely based on coverage limits, vehicle value, and experience. A typical policy for a single long-haul truck can range from $8,000 to $15,000 per year for liability and physical damage. Higher limits or specialized cargo coverage may increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in O'Fallon Illinois?
For intrastate commercial trucks in Illinois, the minimum liability insurance is $300,000 for vehicles under 10,001 pounds and $750,000 for heavier trucks. Interstate carriers must meet federal minimums of $750,000. An agent can help you verify your specific requirements.
Do I need cargo insurance for my truck in Illinois?
Cargo insurance is not required by Illinois state law but is often required by shippers and brokers. It covers damage or loss of goods you are hauling. Many local agents in O'Fallon can add cargo coverage to your policy.
How does Illinois law affect truck insurance costs in O Fallon?
Illinois requires proof of financial responsibility for all commercial vehicles. Factors like your driving record, cargo type, and annual mileage affect premiums. Local agents can compare quotes from multiple insurers to find a suitable rate.