The top-rated truck insurance agent in Granite City, Illinois is Felicia Gilbert - State Farm Insurance Agent, rated 4.9 stars across 552 reviews. Other highly rated options include Freeway Insurance, Brian Mateer - State Farm Insurance Agent, United Insurance Brokerage Firm Inc. This directory lists 16 truck insurance agents serving Granite City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Felicia Gilbert - State Farm Insurance Agent | 2421 Corporate Center # 200 | (618) 931-2020 |
| 2 | Freeway Insurance | 3431 Nameoki Rd | (618) 230-7033 |
| 3 | Brian Mateer - State Farm Insurance Agent | 3112 Maryville Rd | (618) 931-7000 |
| 4 | United Insurance Brokerage Firm Inc | 3024 Nameoki Rd | (618) 877-2644 |
| 5 | Maryland Moats Lexow Insurance | 2166 Pontoon Rd | (618) 876-1705 |
| 6 | State Farm Insurance | 2231 Pontoon Rd | (618) 797-2204 |
| 7 | Hildebrand, Thomas E Insurance Office | 2709 Madison Ave | (618) 226-4616 |
| 8 | Dan Palovick - State Farm Insurance Agent | 3723 Nameoki Rd | (618) 877-4918 |
| 9 | Brandon Pruett - COUNTRY Financial Agent | 1557 Johnson Rd | (618) 512-4245 |
| 10 | Instant Auto Insurance | 3675 Nameoki Rd | (618) 452-8300 |
Felicia Gilbert - State Farm Insurance Agent serves the Granite City, IL, metro area as a local truck insurance agent committed to addressing commercial coverage needs. Operating from a main office in town, this independent agency offers policies tailored for medium- and heavy-duty trucks used in regional hauling and local delivery. It also provides liability protection for owner-operators and small fleets operating across Madison County. Additionally, the agency handles physical damage coverage and cargo insurance for common hauls in this specific territory.
Freeway Insurance provides truck insurance coverage for commercial vehicles operating in and around Granite City, Illinois. Standard service plans include liability protection and physical damage coverage tailored to over-the-road and local hauling needs. Policyholders can access support for claims management and routine policy adjustments through local agents. The company works with operators covering single-family home deliveries, apartment complexes, retail store shipments, and restaurant supply chains.
Trucking companies, independent owner-operators, and local delivery services in Granite City, IL turn to Brian Mateer – State Farm Insurance Agent for their commercial vehicle coverage. This agency helps clients meet legal requirements and protect their fleets by offering policies tailored to regional hauling risks, including cargo liability and physical damage options. Brian Mateer’s team provides personalized guidance through the insurance process, ensuring clients understand their protection needs for operating on busy highways. They also serve businesses and drivers across the St. Louis metro area.
United Insurance Brokerage Firm Inc provides a full range of commercial truck insurance services, including liability, cargo, and physical damage coverage for the agricultural and transport sectors. Their ongoing service plans offer routine policy reviews and claims assistance to help local operators maintain compliance and manage risk. Located in Granite City, IL, the agency serves the insurance needs of single-family homes, apartments, retail, and restaurants in the surrounding area.
Serving Granite City, Illinois, and the surrounding communities in the metro-east region, Maryland Moats Lexow Insurance operates as a dedicated truck insurance agent. The agency handles commercial coverage needs for local owner-operators and small fleet owners, addressing liabilities specific to freight and logistical demands. To manage a typical job, it assesses individual risk profiles and coordinates policy details directly with the client, ensuring appropriate protection for common highway exposures.
Homeowners, businesses, and property managers in Granite City, Illinois rely on this agency for commercial truck insurance coverage. Agents help clients navigate policies that address accident liability, cargo protection, and physical damage for work vehicles. They also handle personal auto and home policies to round out a customer’s risk management portfolio. The agency serves the broader Granite City metropolitan area, including nearby communities along the Mississippi River such as Madison and Venice.
The Hildebrand, Thomas E Insurance Office in Granite City, IL specializes in crafting commercial truck insurance policies for local freight operators. Its general services also extend to advising independent drivers on liability coverage and cargo protection. This agent helps clients navigate the higher risk exposure common during winter months, when icy roads increase accident and claim frequency across the region.
Dan Palovick’s agency in Granite City, IL offers truck insurance policies on either a one-time basis for single shipments or a recurring arrangement for ongoing commercial operations. Coverage typically protects cargo, liability, and the vehicle itself against road hazards and theft. As a local truck insurance agent in this area, service runs on a scheduled, recurring schedule for active fleets or an as-needed basis for occasional hauls.
As winter ice and summer construction narrow lanes around Granite City, local truck operators rely on Brandon Pruett’s COUNTRY Financial agency for appropriate truck insurance coverage. This agent addresses regional exposure from tight yards and interstate hauling with policies that protect fleets and owner-operators against cargo damage, liability claims, and roadside incidents. An initial consultation begins by inspecting current coverage limits, driving history, and typical route profiles to identify specific gaps before recommending tailored policy options directly from COUNTRY Financial.
Instant Auto Insurance focuses on truck insurance coverage for commercial clients throughout the Granite City, IL area. The agency works with operators to address essential coverages, including liability, physical damage, and cargo protection. Specialty add-ons such as trailer interchange, rental reimbursement, and roadside assistance are also offered. This company serves businesses in a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Truck Insurance Agent in Granite City Cost?
Truck insurance costs in Illinois vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck can range from $8,000 to $15,000 per year. Full coverage including physical damage and cargo can cost $12,000 to $25,000 annually. This is general information and not insurance advice.
About truck insurance agents in Granite City
Truck insurance agents in Granite City, Illinois help owner-operators and fleets meet state minimum liability requirements. Illinois law mandates at least $750,000 in liability coverage for for-hire carriers operating intrastate. Local agents understand the specific needs of drivers near the St. Louis metro area and major freight routes like I-270 and I-55.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Illinois?
For-hire motor carriers in Illinois must carry at least $750,000 in combined single limit liability insurance. Private carriers and smaller vehicles may have different requirements. An agent can explain the exact limits for your operation.
How do I find a truck insurance agent in Granite City?
You can search online directories or ask other local trucking companies for referrals. Many agents in Granite City specialize in commercial auto and trucking policies. Be sure to compare quotes from multiple providers.
Does Illinois require cargo insurance for trucks?
Illinois does not have a state minimum for cargo insurance, but many shippers and brokers require it. Typical cargo coverage limits range from $10,000 to $100,000 depending on the type of freight. Your agent can help you choose appropriate coverage.
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