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Compare Truck Insurance Agents in Decatur, IL

Looking for a truck insurance agent in Decatur? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 truck insurance agents in Decatur, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melanie Schelling - State Farm Insurance Agent
3350 N Water St B, Decatur, IL 62526
(217) 876-8800 melanieschelling.com
Acceptance Insurance
1301 W King St Ste B, Decatur, IL 62522
(217) 666-6001 locations.acceptance.com
Al Schelling - State Farm Insurance Agent
2398 E Wood St, Decatur, IL 62521
(217) 428-6742 alschelling.com
Freeway Insurance
3184 N Water St, Decatur, IL 62526
(217) 666-6011 locations.freeway.com
Insurance King
255 E Grand Ave, Decatur, IL 62521
(217) 428-4800 insuranceking.com
Leo Berger - State Farm Insurance Agent
455 W Eldorado St, Decatur, IL 62522
(217) 423-7500 leoberger.com
Mike Mandrell - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 877-6453 mikemandrell.com
Rob Lipic - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 875-1825 roblipicinsurance.com
Richland Insurance Services, Inc
636 W Imboden Dr, Decatur, IL 62521
(217) 424-6024 richlandins.com
Farmers Insurance - Robert Frazier
100 E Washington St Ste 100a, Decatur, IL 62523
(217) 872-7272 agents.farmers.com
Dansig Insurance Risk Advisors
111 E Decatur St, Decatur, IL 62521
(217) 423-3311 dansig.com
State Farm Insurance Agent
2605 N Main St, Decatur, IL 62526
(217) 877-4383 carolebrooker.com
Insurance Solutions
3133 N Woodford St, Decatur, IL 62526
(217) 872-5220 facebook.com
Farmers Insurance - Andrew Walk
100 E Washington St #100, Decatur, IL 62523
(217) 428-8844 agents.farmers.com
Downs Insurance Inc
1950 N Water St B, Decatur, IL 62526
(217) 422-2202
Mutual Trust Insurance Agency
333 E Pershing Rd, Decatur, IL 62526
(217) 335-4136
Atteberry Oldweiler Insurance
120 E Cerro Gordo St, Decatur, IL 62523
(217) 422-6544 erieinsurance.com
Winston Taylor Insurance
1138 IL-48, Decatur, IL 62522
(217) 422-1441
Curt Grant - COUNTRY Financial Agent
1641 S Taylorville Rd, Decatur, IL 62521
(217) 872-6020 agents.countryfinancial.com
The Floyd Agency
2805 N Jasper St, Decatur, IL 62526
(217) 423-5020 thefloydagency.com

Truck insurance agents in Decatur Illinois help owner-operators and fleet managers meet state requirements. Illinois law mandates minimum liability coverage of 750000 dollars for for-hire carriers. Agents also assist with cargo insurance and physical damage coverage for trucks operating on I-72 and local routes.

What Does a Truck Insurance Agent in Decatur Cost?

Truck insurance costs in Illinois vary widely. Owner-operators typically pay between 8000 and 15000 dollars per year for liability and physical damage. Fleet policies can range from 3000 to 10000 dollars per truck depending on cargo and distance. Factors like driving history vehicle value and coverage limits affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Illinois?
For-hire carriers in Illinois must carry at least 750000 dollars in combined single limit liability insurance. Private carriers need at least 300000 dollars. Agents in Decatur can help you verify your specific requirements based on cargo and vehicle weight.
Do I need a specific type of insurance for hauling freight in Decatur?
Yes. If you haul goods for hire you need motor carrier liability insurance plus cargo insurance. Many local agents also recommend physical damage coverage for your truck. Illinois requires proof of insurance to register your vehicle with the Secretary of State.
How can a truck insurance agent in Decatur help me save money?
An agent can review your driving record mileage and safety history to find appropriate coverage. They may suggest higher deductibles or bundling policies. Illinois allows experience credits for drivers with clean records.