The top-rated truck insurance agent in Surprise, Arizona is William Kohl - State Farm Insurance Agent, rated 4.9 stars across 537 reviews. Other highly rated options include Oasis Insurance, Michele Fanelli - State Farm Insurance Agent, Guillermo Morales - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | William Kohl - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 546-1124 |
| 2 | Oasis Insurance | 12751 W Bell Rd Suite 129 | (623) 435-4082 |
| 3 | Michele Fanelli - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 584-2885 |
| 4 | Guillermo Morales - State Farm Insurance Agent | 14763 Cactus Rd #108 | (623) 594-2845 |
| 5 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 6 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 7 | The LaChance Insurance Agency | 14245 W Grand Ave Ste 3 | (623) 400-9800 |
| 8 | Farmers Insurance - Paul Petersen | 12301 W Bell Rd # A104 | (602) 726-3804 |
| 9 | Aabar Insurance Services, Inc. | 15027 W Bell Rd # 150 | (623) 594-8209 |
| 10 | Bill Johnson Jr - State Farm Insurance Agent | 12689 W Bell Rd | (623) 583-8836 |
William Kohl - State Farm Insurance Agent serves Surprise, Arizona, and surrounding Maricopa County. This agency provides truck insurance coverage tailored for commercial and owner-operator vehicles. Clients can secure policies that address unique local requirements, including liability for cargo and physical damage. It also handles personalized coverage options such as roadside assistance and uninsured motorist protection for truck operators.
Oasis Insurance provides truck insurance services for operators in and around Surprise, AZ, covering liability, cargo, and physical damage policies. The agency offers scheduled policy reviews to help adjust coverage as fleets or routes change and assists with claims reporting and documentation. A dedicated representative can explain how different deductibles and coverage limits affect premiums for various trucking operations. The agency services owner-operators, small fleets, and commercial carriers working with single-family homes, apartments, retail stores, and restaurants.
Michele Fanelli - State Farm Insurance Agent serves trucking companies, owner-operators, and local businesses in Surprise, Arizona, who need commercial auto and liability coverage for their fleets. The agency helps clients secure policies that protect against accident costs, cargo damage, and regulatory requirements common in the trucking industry. It regularly assists with policy reviews and claims support tailored to commercial vehicles. The company also covers transportation clients in the surrounding West Valley communities, including Peoria.
Serving Surprise, Arizona, and the surrounding West Valley communities, Guillermo Morales - State Farm Insurance Agent handles commercial truck insurance coverage for owner-operators and small fleets. This independent truck insurance agent addresses the unique risks of freight hauling and local delivery operations within the region. Policies typically include liability, cargo, and physical damage protection tailored to varying rig sizes and driving distances. For a typical job, the agent first reviews the vehicle type and driving radius, then compares coverage options to match specific operational exposures.
Located in Surprise, AZ, Moore Insurance Agency helps truck operators decide between one-time trip policies and ongoing commercial auto coverage. For local and long-haul fleets, policies cover liability, cargo protection, and physical damage on heavy vehicles. Clients may need roadside assistance or non-trucking liability endorsements for distinct exposures. The agency’s service runs on a one-time, scheduled, or as-needed basis to accommodate varying business cycles and regulatory renewal dates.
Giles & Iten Insurance offers specialized truck insurance coverage for owner-operators and commercial fleets in Surprise, AZ. Alongside tailored policies for tractor-trailers and local delivery vehicles, the agency handles general commercial insurance needs for area businesses. Drivers navigating the seasonal dust storms and monsoon thundershowers common to the West Valley can consult this agency about comprehensive physical damage protection that addresses storm-related hazards and debris impact.
Truck drivers in Surprise, Arizona, often require coverage that adapts to the seasonal shifts in freight demand and regional shipping routes. The LaChance Insurance Agency responds by offering specialized policies designed for commercial vehicles operating in the greater Phoenix area. Each policy can address liability, cargo, and physical damage exposures typical for local hauls. The process begins with a thorough review of the driver’s current vehicle registration and claims history. A complete initial assessment of the rig’s value and annual mileage is then scheduled to finalize a tailored quote.
Farmers Insurance – Paul Petersen provides truck insurance services for commercial vehicle operators in Surprise, Arizona. The agency focuses on coverage for semi-trucks, delivery vans, and other heavy trucks, offering specialty add-ons such as cargo insurance and roadside assistance. These policies help protect against load damage, accidents, and on-road breakdowns unique to trucking businesses. The agency can serve various commercial sectors, including offices requiring fleet management, warehouses needing delivery vehicle protection, and food service operations that rely on refrigerated trucks.
Aabar Insurance Services, Inc. serves Surprise, AZ, residents with personal truck insurance policies to protect their privately-owned vehicles. The company also assists local businesses by securing commercial coverage for work trucks and fleet operations across the greater Phoenix area. In addition to offering new policies, the agency supports drivers with mid-cycle policy adjustments and claims guidance. Clients frequently contact Aabar Insurance Services for policy reviews and updates between their regular renewal visits, ensuring their coverage remains aligned with changing needs and vehicle usage.
What Does a a Truck Insurance Agent in Surprise Cost?
Truck insurance costs in Arizona typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability coverage. Full coverage including physical damage and cargo can cost 12,000 to 25,000 dollars annually. Factors like driving history, cargo type, and annual mileage affect the final premium. This is general information, not insurance advice.
About truck insurance agents in Surprise
Truck insurance agents in Surprise, Arizona help owner-operators and fleet managers meet state and federal insurance requirements. Arizona law mandates minimum liability coverage of 750,000 dollars for interstate commercial trucks under federal regulations. Local agents can also advise on cargo insurance and physical damage coverage specific to desert driving conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Arizona?
For interstate trucks, Arizona requires a minimum of 750,000 dollars in liability insurance under federal FMCSA rules. Intrastate trucks may have lower requirements but still need at least 300,000 dollars in liability coverage.
Do I need a special license to sell truck insurance in Arizona?
Yes, truck insurance agents in Arizona must hold a valid property and casualty insurance license issued by the Arizona Department of Insurance. They must also complete continuing education credits every two years.
How does Arizona law affect truck insurance rates in Surprise?
Arizona is a fault state, meaning the at-fault drivers insurance pays for damages. This can raise rates for drivers with accidents. Additionally, Surprise proximity to major highways like the 303 and I-10 can influence premiums due to traffic density.
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