The top-rated truck insurance agent in Bullhead City, Arizona is Paul Bull - State Farm Insurance Agent, rated 4.9 stars across 481 reviews. Other highly rated options include Amanda Carling - State Farm Insurance Agent, Farmers Insurance - Jerry Thompson, Farmers Insurance - Kirk Barton. This directory lists 13 truck insurance agents serving Bullhead City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul Bull - State Farm Insurance Agent | 1840 AZ-95 | (928) 763-5557 |
| 2 | Amanda Carling - State Farm Insurance Agent | 1395 Hancock Rd | (928) 758-4184 |
| 3 | Farmers Insurance - Jerry Thompson | 1788 AZ-95 UNIT 22 | (928) 758-7961 |
| 4 | Farmers Insurance - Kirk Barton | 3640 AZ-95 # 130 | (928) 758-5855 |
| 5 | Wickersham Insurance | 2160 AZ-95 Suite 4 | (928) 758-7999 |
| 6 | Sher Voelker - State Farm Insurance Agent | 2840 S Hwy 95 Suite 428 | (928) 296-3250 |
| 7 | Southern Insurance | 1885 Lakeside Dr | (928) 763-4884 |
| 8 | Citywide Insurance | 1751 AZ-95 ste 195 | (928) 763-6466 |
| 9 | Sharon Rains Rickets American Family Insurance | 1979 AZ-95 #39 | (928) 704-6300 |
| 10 | Donathan Insurance | 1812 AZ-95 #6 | (928) 763-2701 |
Paul Bull - State Farm Insurance Agent serves the Bullhead City, Arizona area, offering commercial truck insurance coverage for local operators. The agency provides liability protection and physical damage coverage to help keep working vehicles on the road. Business owners can discuss policy options tailored to regional hauling needs. Among the specific services handled here are commercial auto liability policies and cargo insurance for trucks operating across desert routes.
Amanda Carling - State Farm Insurance Agent in Bullhead City, AZ, provides comprehensive truck insurance services, including liability, cargo, and physical damage coverage. Service plans are tailored to individual commercial needs, with regular policy reviews to ensure adequate protection as fleets or operations change. The agency also assists with roadside assistance and claims support. Its truck insurance properties typically include single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Jerry Thompson provides coverage for homeowners, businesses, and other property owners needing truck insurance in Bullhead City, Arizona. This agency helps clients navigate policies that protect commercial vehicles operating in the region, including coverage for liability and cargo. As a local truck insurance agent, Jerry Thompson assists with understanding policy options tailored to different operational needs. The agency also serves clients in the neighboring community of Fort Mohave, ensuring reliable access to insurance support for truck owners across the lower Colorado River area.
Farmers Insurance - Kirk Barton serves Bullhead City, Arizona, and the surrounding communities of the lower Colorado River region. It handles truck insurance for both local and long-haul commercial vehicles operating in this desert corridor. This agency focuses on pairing policies with typical business requirements for cargo coverage and liability protection on semi-trucks and small fleets. To handle a typical job, it carefully reviews driving records, vehicle class specifications, and delivery radiuses to locate the right policy for a client's operational needs.
Wickersham Insurance provides truck insurance agents in Bullhead City, AZ, offering clients a choice between one-time policies for specific hauls and recurring coverage for continuous operations. Their focus includes advising on liability requirements, cargo protection, and physical damage policies that protect assets during regional or long-distance trips. Local drivers rely on these services to ensure compliance with varying state regulations across the Southwest. Support and policy adjustments are available strictly on an as-needed basis, allowing truckers to request help only when new coverage or revisions are required.
Sher Voelker - State Farm Insurance Agent in Bullhead City, AZ offers specialized truck insurance coverage, including protection for commercial vehicles operating on highways and within local routes. It also provides general insurance services such as auto, home, and business policies for residents and small business owners. The agency can assist with adjusting liability limits as seasonal tourism increases traffic on area roads.
As the summer heat brings increased traffic to Bullhead City’s highways and desert routes, local truck operators face heightened risks on the road. Southern Insurance provides tailored truck insurance agent services to commercial drivers in the area, focusing on coverage options that account for regional weather and long-haul demands. They work with clients to evaluate vehicle types and cargo needs before presenting policy choices. A thorough inspection of the truck and its operational records is always the first step in the initial-assessment process.
Citywide Insurance provides residential truck insurance services in Bullhead City, Arizona, helping local owner-operators and small fleets obtain necessary coverage. Their commercial offerings extend to nearby regional routes, ensuring policyholders are protected while operating across state lines. After an initial consultation and policy setup, the company emphasizes follow-up communication to adjust coverage as driving patterns change. This approach supports repeat service, allowing agents to review policy details or update endorsements when a trucker returns from a long haul for their next regular visit.
Sharon Rains Rickets American Family Insurance in Bullhead City, AZ, focuses its truck insurance agent work on providing coverage tailored for commercial vehicles operating in the greater tri-state area. This agency understands the unique liability and cargo risks local haulers face along regional highways and desert routes. Policies can be structured to meet federal and state requirements for owner-operators and small fleets. For an added specialty, the office can arrange coverage for specialized heavy equipment or refrigerated freight transportation.
Donathan Insurance works with commercial vehicle operators throughout Bullhead City, Arizona, focusing on policies that cover liability, physical damage, and cargo for owner-operators and small fleets. Its specialty add-ons include non-trucking liability, bobtail coverage, and trailer interchange protection. The agency can serve trucking firms that run deliveries for local distribution centers, warehouses, food service suppliers, and equipment rental offices.
What Does a a Truck Insurance Agent in Bullhead City Cost?
Typical annual premiums for a truck insurance policy in Arizona range from 3,000 to 8,000 for a single owner-operator with basic liability. Full coverage with physical damage and cargo can cost 8,000 to 15,000 per year. Rates vary based on driving record, truck value, and cargo type. This is general information, not insurance advice.
About truck insurance agents in Bullhead City
Truck insurance agents in Bullhead City help owner-operators and fleets meet Arizona financial responsibility laws. Arizona requires minimum liability coverage of 25,000 per person and 50,000 per accident for trucks under 10,000 pounds. Agents can also assist with physical damage coverage and cargo insurance for trucks crossing state lines via Interstate 40 or Highway 95.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Bullhead City?
Arizona law requires liability insurance of 25,000 per person and 50,000 per accident for trucks under 10,000 pounds. Trucks over 10,000 pounds may need higher limits and a DOT number if used for interstate commerce.
Do I need a specific type of insurance for hauling cargo in Arizona?
Yes, motor carriers transporting goods for hire must have cargo insurance. The minimum is 5,000 per vehicle for intrastate carriers, but interstate carriers need at least 5,000 per occurrence under federal rules.
How does Arizona law affect truck insurance rates in Bullhead City?
Arizona is a tort state, meaning fault determines liability. This can affect premiums if you have accidents. Also, Arizona requires uninsured motorist coverage unless you reject it in writing.
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