The top-rated supplemental insurance agent in Laramie, Wyoming is Insurance Solutions by Laramie Investment Company, Inc., rated 4.9 stars across 201 reviews. Other highly rated options include Range Community Insurance, The Buckman Insurance Agency: Allstate Insurance, Western Skies Insurance Solutions Andrea Senior and Associates. This directory lists 20 supplemental insurance agents serving Laramie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Solutions by Laramie Investment Company, Inc. | 104 S 5th St | (307) 742-2103 |
| 2 | Range Community Insurance | 225 E Garfield St | (307) 292-1686 |
| 3 | The Buckman Insurance Agency: Allstate Insurance | 755 N 4th St | (307) 745-3202 |
| 4 | Western Skies Insurance Solutions Andrea Senior and Associates | 2523 E Garfield St Ste E | (307) 343-9020 |
| 5 | Scott McFarland - State Farm Insurance Agent | 1262 N 22nd St Unit A | (307) 742-5246 |
| 6 | Insurance Unlimited | 568 N 3rd St #100 | (307) 745-7447 |
| 7 | Farmers Insurance - Paul Tafoya | 866 N 4th St Ste. 1 | (307) 745-5488 |
| 8 | Andrea Senior | 2523 E Garfield St Ste E | (307) 343-9020 |
| 9 | Burns Insurance | 3908 Grand Ave # 201 | (307) 745-0400 |
| 10 | Mountain West Farm Bureau Mutual Insurance Company | 931 Boulder Dr | (307) 343-1959 |
Insurance Solutions by Laramie Investment Company, Inc. serves the Laramie, WY metro area as a local supplemental insurance agent. The company offers gap coverage that helps policyholders manage expenses not covered by primary health plans. Their services include explaining the differences between Medicare supplements and Medicare Advantage plans. They also assist clients with enrollment in specific accident and critical illness insurance policies.
Range Community Insurance provides a range of supplemental insurance policies designed to cover gaps not addressed by primary health plans. Its service approach includes guiding clients through plan selection and assisting with claims filing throughout the policy term. The agency also offers periodic plan reviews to adjust coverage as personal circumstances change. Located in Laramie, WY, it regularly services the insurance needs of individuals residing in single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Laramie work with The Buckman Insurance Agency: Allstate Insurance for supplemental insurance coverage. Supplemental plans help fill gaps left by standard policies, offering additional protection against specific financial burdens. This agency serves local clients seeking added peace of mind for their assets or operations in Laramie. Services focus on guiding customers through policy options without overcomplicating the process. The agency also covers clients in the neighboring community of Centennial and the surrounding Albany County area.
A client may require either a one-time policy review or recurring enrollment adjustments for supplemental insurance, and Western Skies Insurance Solutions Andrea Senior and Associates in Laramie, Wyoming, addresses both scenarios. The agency helps individuals and families select plans for covering deductibles, co-pays, and other out-of-pocket expenses not paid by major medical insurance. Service appointments can be scheduled on either a one-time or as-needed basis, depending on the client’s changing coverage requirements.
Serving Laramie, Wyoming, and the surrounding communities, Scott McFarland - State Farm Insurance Agent specializes in supplemental insurance policies that fill gaps left by primary health coverage. This agent helps residents manage out-of-pocket costs related to accidents, critical illnesses, or hospital stays. Each client’s situation is assessed individually to tailor a policy that addresses specific financial risks. A typical job is handled by first reviewing the client’s existing benefits, then presenting clear options for filling specific coverage shortfalls with a straightforward plan.
Winter in Laramie often brings unexpected weather that can disrupt daily routines and strain budgets. Insurance Unlimited addresses these local needs by providing supplemental insurance options that help fill coverage gaps left by primary health plans. Their agents work with residents to explain how such policies can ease financial pressures during seasonal illnesses or recovery periods. Each consultation begins with a thorough review of existing coverage to identify potential vulnerabilities. This initial assessment ensures clients understand their options without pressure, focusing on practical solutions for the community’s changing circumstances.
Farmers Insurance - Paul Tafoya provides supplemental insurance coverage to residents and businesses in Laramie, Wyoming. This agency specializes in offering additional policies that fill gaps in standard health and life plans, such as accident, hospital indemnity, and critical illness insurance. These add-on products help policyholders manage out-of-pocket costs that primary insurance may not cover. The agency can assist offices, warehouses, and food service operations in securing these important supplementary benefits for their employees and business property.
Andrea Senior in Laramie, WY provides supplemental insurance agent services for residential clients, helping individuals fill coverage gaps. Commercial coverage is also available for local businesses seeking additional protection. The agency serves Laramie and the surrounding communities in southeastern Wyoming, focusing on personalized policy reviews. After initial enrollment, the office contacts clients to adjust plans during life changes or to verify benefits between regular visits.
Burns Insurance in Laramie, WY, is known for providing supplemental insurance policies that help cover costs not addressed by primary health plans. Serving local residents and small businesses, the company offers choices that fill gaps in existing coverage, such as accident or hospital indemnity plans. An additional specialty service includes critical illness insurance, which provides a lump-sum payment directly to the insured upon diagnosis.
Mountain West Farm Bureau Mutual Insurance Company specializes in supplemental insurance products that fill gaps in standard coverage, including accident, critical illness, and hospital indemnity plans. It serves clients throughout Laramie by offering personalized support to select policies that align with individual budgets and health needs. This local agency also assists Wyoming residents facing the financial strain of unexpected winter injuries or seasonal illnesses that primary insurance may not fully cover.
What Does a a Supplemental Insurance Agent in Laramie Cost?
Supplemental insurance costs in Wyoming vary by plan type, age, and gender. Medigap Plan G typically ranges from 120 to 250 dollars per month for a 65-year-old in Laramie. Medicare Advantage plans may have lower premiums but higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Laramie
Supplemental insurance agents in Laramie Wyoming help residents choose Medigap or Medicare Advantage plans that fit their needs. Wyoming state law requires agents to be licensed through the Wyoming Department of Insurance. Local agents understand the unique healthcare landscape of Albany County and can guide you through enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Laramie?
A supplemental insurance agent helps you buy private insurance that covers gaps in Original Medicare. They are licensed in Wyoming and can explain Medigap plans A through N available in Laramie.
When can I enroll in a supplemental plan in Wyoming?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Wyoming does not have additional state-specific enrollment windows beyond federal rules.
Are there Wyoming rules for supplemental insurance agents?
Yes. Wyoming agents must follow state regulations including disclosure requirements and anti-discrimination laws. They cannot sell you a policy that duplicates your existing coverage.