The top-rated supplemental insurance agent in Cheyenne, Wyoming is Farmers Insurance - Eric Romano Agency, rated 4.9 stars across 184 reviews. Other highly rated options include Knifong Insurance Agency Inc., Salazar Agency - Farmers Insurance, Burns Insurance. This directory lists 20 supplemental insurance agents serving Cheyenne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Eric Romano Agency | 3221 E Pershing Blvd | (307) 635-2856 |
| 2 | Knifong Insurance Agency Inc. | 2005 Warren Ave | (307) 772-3333 |
| 3 | Salazar Agency - Farmers Insurance | 4515 E Lincolnway Ste E | (307) 634-2715 |
| 4 | Burns Insurance | 237 Storey Blvd | (307) 634-5757 |
| 5 | Farm Bureau Insurance of Cheyenne | 6248 Yellowstone Rd | (307) 632-9008 |
| 6 | TWFG Mossey Insurance | 415 W 17th St Suite 150 | (307) 514-2900 |
| 7 | Maggard Insurance Group | 5420 Yellowstone Rd STE 1 | (307) 632-6722 |
| 8 | Timberline Insurance Agency | 3151 Nationway Unit K8 | (307) 217-6322 |
| 9 | HI Country Insurance | 2723 Central Ave | (307) 632-0576 |
| 10 | Elevate Insurance Agency | 1800 Capitol Ave | (307) 638-7770 |
Farmers Insurance - Eric Romano Agency serves the Cheyenne, Wyoming area as a supplemental insurance agent. This agency helps local residents and families bridge gaps in primary health coverage with policies designed for out-of-pocket costs. They assist clients in understanding how supplemental plans can support medical needs not fully covered by main insurance. Specific services handled in this area include accident insurance and critical illness coverage.
Knifong Insurance Agency Inc. in Cheyenne, WY provides supplemental insurance agents who help clients cover expenses not paid by primary health plans. Their advisors explain plan benefits and assist with policy selection. They also help clients adjust coverage as needs change over time. The office serves residential properties including single-family homes, apartments, and commercial clients with retail and restaurant spaces.
Salazar Agency - Farmers Insurance serves Cheyenne, WY, and the surrounding Laramie County communities as a supplemental insurance agent. It handles policies designed to fill gaps in standard health and life coverage, including accident, critical illness, and hospital indemnity plans. The agency works directly with individuals and families to explain benefit options and coordinate with major medical policies. A typical job begins with a personal consultation to assess existing coverage, followed by a thorough comparison of supplemental plans to match specific financial and health needs.
Burns Insurance in Cheyenne, Wyoming, specializes in supplemental health and life insurance policies. The agency helps individuals select coverage that addresses gaps left by primary medical insurance. Common supplemental options include plans for accident, critical illness, and hospital indemnity needs. Serving the local community, the agency works with clients to match policies with their health and financial situations. As the winter season approaches in Wyoming, the agency can help with supplemental disability coverage to protect income during seasonal employment disruptions or weather-related injuries.
Farm Bureau Insurance of Cheyenne serves homeowners, businesses, and property managers throughout the Cheyenne area by offering supplemental insurance policies that fill gaps left by standard health and property coverage. These plans help policyholders manage out-of-pocket expenses and unexpected deductibles with customized options. The agent provides straightforward guidance for these essential supplementary products, ensuring clients understand their distinct benefits. Service extends to surrounding communities within Laramie County and into the neighboring city of Wellington, Colorado Metropolitan Area.
TWFG Mossey Insurance serves residential clients in Cheyenne, Wyoming, by offering supplemental insurance policies that help cover out-of-pocket medical expenses not paid by primary health plans. The agency also provides commercial coverage options for local businesses needing additional protection beyond standard policies. Serving the Cheyenne area and surrounding communities, the company works with clients to assess their specific supplemental insurance needs. After initial enrollment, the agency contacts policyholders to ensure their coverage remains adequate and addresses any changes between regular scheduled reviews.
Some supplemental insurance agents offer services on a one-time basis for evaluating a client’s immediate needs, while others provide recurring service options that adjust as coverage requirements evolve. Maggard Insurance Group in Cheyenne, WY works with individuals to identify policies that fill the gaps left by major medical plans. Their work generally follows an as-needed basis, meaning clients can request assistance when life events or policy reviews prompt new coverage decisions.
Timberline Insurance Agency specializes in supplemental insurance products, offering policies that fill gaps left by primary health or major medical plans. The agency in Cheyenne, WY, assists local residents in finding coverage for expenses such as copays, deductibles, or lost income during recovery. It guides clients through plan options with clear explanations tailored to individual needs. For those facing the financial strain of a short-term illness or injury, the agency helps identify policies that provide direct cash benefits for everyday living costs.
As winter settles over Cheyenne, residents often wonder if their current coverage truly protects against unexpected medical costs. HI Country Insurance addresses this gap by offering supplemental insurance agent services designed to fill the deductibles and copays that primary plans may leave behind. Their agents help clients in the area evaluate their existing policies and identify where supplemental coverage could be most beneficial. The process typically begins with an initial assessment of a household’s current health plan and financial exposure.
What Does a a Supplemental Insurance Agent in Cheyenne Cost?
Supplemental insurance costs in Wyoming vary by plan type age and insurer. Medigap Plan G premiums for a 65 year old in Cheyenne typically range from 120 to 200 dollars per month. Medicare Advantage plans may have lower premiums but higher out of pocket limits. Costs also depend on whether the policy is community rated or attained age rated. This is general information and not insurance advice.
About supplemental insurance agents in Cheyenne
Supplemental insurance agents in Cheyenne Wyoming help residents find policies that cover costs not paid by original Medicare or employer plans. Wyoming law requires agents to be licensed through the Wyoming Insurance Department and follow state regulations on policy disclosures. Local agents understand the unique healthcare needs of Cheyenne residents including access to Cheyenne Regional Medical Center.
Frequently Asked Questions
What is a supplemental insurance agent in Cheyenne?
A supplemental insurance agent is a licensed professional who helps you buy policies like Medigap or Medicare Advantage. These plans cover deductibles copays and other out of pocket costs. Agents in Cheyenne must follow Wyoming insurance laws and cannot misrepresent policy benefits.
When can I enroll in a supplemental plan in Wyoming?
You have a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Wyoming law guarantees issue of a Medigap policy during this time regardless of health conditions. Outside this window insurers may use medical underwriting.
Are supplemental insurance agents regulated in Wyoming?
Yes the Wyoming Insurance Department oversees all insurance agents in the state. Agents must pass a licensing exam and complete continuing education. Wyoming statute Title 26 governs agent conduct and policy standards.