The top-rated supplemental insurance agent in Spartanburg, South Carolina is Acceptance Insurance, rated 4.8 stars across 978 reviews. Other highly rated options include Calidad Insurance, Select Source Insurance, Hub City Insurance Group. This directory lists 26 supplemental insurance agents serving Spartanburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 100 N Town Dr #6 | (864) 916-5005 |
| 2 | Calidad Insurance | 8066 Asheville Hwy | (864) 327-8295 |
| 3 | Select Source Insurance | 481 S Pine St | (864) 585-8318 |
| 4 | Hub City Insurance Group | 396 E St John St | (864) 707-1005 |
| 5 | State Farm: Cliff Gaubert | 844 E Main St | (864) 597-1200 |
| 6 | Carolina's Choice Insurance Agency, LLC | 858 E Main St | (864) 585-5000 |
| 7 | Trusted Advisors | 144 Briarwood Rd | (864) 381-8044 |
| 8 | Gloria Boyter - State Farm Insurance Agent | 1100 Boiling Springs Rd | (864) 573-6847 |
| 9 | Compass Insurance Group LLC | 118 Southport Rd | (864) 764-1714 |
| 10 | Farm Bureau Insurance | 1412 John B White Sr Blvd | (864) 587-1717 |
Acceptance Insurance serves the Spartanburg, South Carolina metro area as a supplemental insurance agent. It helps residents and business owners fill gaps left by primary health or life policies. Supplemental coverage works alongside existing plans to reduce out-of-pocket costs for unexpected medical events or accidents. For this area, the agency assists with selecting and managing affordable accident insurance and critical illness policies that cover specific health events impacting families here.
Calidad Insurance provides a range of supplemental insurance agency services in Spartanburg, SC. These services include helping clients select and maintain Medicare supplements, accident and hospital indemnity plans, and critical illness coverage. The agency supports policyholders through routine plan reviews, claims assistance, and annual enrollment updates. It serves a variety of property situations, including single-family homes for individuals, apartments for renters, retail store owners, and restaurant operators seeking supplemental financial protection.
Based in Spartanburg, Select Source Insurance primarily helps individuals secure basic health coverage and then specializes in supplemental insurance. These add-on policies assist with costs that major medical plans often exclude, such as deductibles, copays, or accident recovery expenses. Agent professionals work with clients to fill these personal financial gaps in coverage. The company serves commercial sectors as well, including local offices, warehouse operations, and food service businesses.
Hub City Insurance Group in Spartanburg, South Carolina, is known for offering supplemental insurance coverage that fills gaps left by primary health plans. Its services help local residents manage out-of-pocket costs for medical events such as accidents, critical illness, and hospital stays. The agency provides personalized consultations to match clients with suitable plans for their specific needs. In addition to standard supplemental policies, it can arrange specialized cancer protection coverage as a focused add-on for individuals seeking extra financial security.
State Farm Cliff Gaubert offers both one-time policy reviews and recurring annual plan adjustments to ensure coverage remains aligned with changing needs. Serving Spartanburg, South Carolina, as a supplemental insurance agent, the agency helps clients close gaps in health, accident, or life protection that primary plans may leave uncovered. Clients can arrange service on an as-needed basis, scheduling appointments only when life events such as marriage or a new job require a coverage reassessment.
Carolina's Choice Insurance Agency, LLC specializes in supplemental insurance solutions for individuals and families in Spartanburg, South Carolina. Its team helps clients navigate various coverage options to fill gaps left by primary health plans, offering personalized guidance on policies that address medical co-pays, deductibles, and wellness expenses. Whether a client faces a new diagnosis or routine care needs, the agency works to identify suitable plans. During the fall open enrollment period, it assists locals in reviewing and updating coverage to avoid lapses before the new year begins.
As Spartanburg residents renew their health coverage each open enrollment season, many seek supplemental policies that fill gaps in Medicare or major medical plans. Trusted Advisors in Spartanburg, South Carolina guides clients through available options for hospital indemnity, accident, or critical illness insurance. Their agents explain how these plans coordinate with existing benefits to cover deductibles or coinsurance. Each consultation includes a review of the client’s current coverage and personal health risks. The process begins with a no-obligation, in-person or virtual assessment of individual needs.
Gloria Boyter - State Farm Insurance Agent provides supplemental insurance policies designed to fill coverage gaps left by primary health plans. These added plans can help with out-of-pocket expenses such as deductibles and copays. Based in Spartanburg, South Carolina, the agency tailors these additional protections to meet the needs of local residents and business owners. The company serves the supplemental insurance needs of commercial sectors including offices, warehouses, and food service.
Farm Bureau Insurance serves Spartanburg, South Carolina, and the surrounding communities, handling supplemental insurance needs for local residents and families. The agency focuses on policies that fill gaps in primary health coverage, such as accident, hospital, and critical illness plans. Every client interaction begins with a thorough review of their existing coverage and personal risk factors. The company then employs a straightforward consultation process to match individuals with supplemental plans that address their specific financial and medical concerns.
What Does a a Supplemental Insurance Agent in Spartanburg Cost?
Supplemental insurance agent services in Spartanburg are typically free to consumers as agents are paid commissions by insurance carriers. Medigap Plan G premiums for a 65-year-old in South Carolina often range from 120 to 250 dollars per month. Medicare Advantage plans may have low or zero monthly premiums but include cost-sharing. Costs vary by carrier location and health status. This is general information not insurance advice.
About supplemental insurance agents in Spartanburg
Supplemental insurance agents in Spartanburg South Carolina help residents navigate Medicare supplements and other gap coverage. South Carolina law requires agents to be licensed through the state Department of Insurance. These professionals can explain plans that cover costs not paid by Original Medicare such as copayments and deductibles.
Frequently Asked Questions
What is a supplemental insurance agent in Spartanburg?
A supplemental insurance agent in Spartanburg is a licensed professional who helps clients enroll in Medigap or Medicare Advantage plans. They compare policies from different carriers to find coverage that fits your needs and budget.
When can I enroll in a Medigap plan in South Carolina?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge higher premiums due to pre-existing conditions.
Are there state-specific rules for supplemental insurance in South Carolina?
Yes South Carolina follows federal Medigap rules but also requires agents to clearly disclose plan benefits and costs. The state does not mandate guaranteed issue for all situations so timing your enrollment is important.
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