The top-rated supplemental insurance agent in Hilton Head Island, South Carolina is Carolina Heritage Insurance, rated 4.9 stars across 163 reviews. Other highly rated options include Hilton Head Insurance & Brokerage, Paul Glick, CLU - Health & Life Insurance Agent, Best Insurance HH. This directory lists 18 supplemental insurance agents serving Hilton Head Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carolina Heritage Insurance | 92 Main St suite c | (843) 689-3030 |
| 2 | Hilton Head Insurance & Brokerage | 55 New Orleans Rd STE 203 | (843) 252-0840 |
| 3 | Paul Glick, CLU - Health & Life Insurance Agent | 11 Doral Ct | (843) 681-8138 |
| 4 | Best Insurance HH | 2 Corpus Christi Pl #200 | (843) 540-0722 |
| 5 | CONQUEST INSURANCE | 95 Mathews Dr Suite B-3 | (843) 342-7664 |
| 6 | Premier Insurance Advisors | 10 Hospital Center Commons suite b | (843) 689-5300 |
| 7 | PC&L Agency, Inc. | 12 Lafayette Pl | (843) 682-4845 |
| 8 | Goosehead Insurance - Coastal Solutions Agency | 2 Park Ln #200 | (843) 790-8529 |
| 9 | Correll Insurance Group of Hilton Head | 15 Bow Cir STE 101 | (888) 668-8082 |
| 10 | Kinghorn Insurance Agency - Hilton Head | 23A Shelter Cove Ln | (843) 686-3911 |
Winter storms and powerful hurricanes can disrupt retirement routines along the Lowcountry coast, so Carolina Heritage Insurance helps Hilton Head Island residents safeguard their fixed incomes. As a supplemental insurance agent, the company connects seniors with policies designed to cover gaps left by Medicare, including hospital stays and skilled nursing care. Their process begins with a thorough review of each client’s current coverage to identify specific vulnerabilities, followed by a no-obligation in-home assessment of personal healthcare needs.
Hilton Head Insurance & Brokerage operates in Hilton Head Island, South Carolina, providing supplemental insurance that fills gaps left by major medical plans. Its services include specialized add-ons such as accident, critical illness, and hospital indemnity coverage. These policies help individuals manage out-of-pocket expenses that standard health insurance does not fully address. The agency can serve a variety of commercial sectors, including professional offices, warehouses, and food service establishments, tailoring its supplemental offerings to the unique needs of each workplace.
Paul Glick, CLU - Health & Life Insurance Agent in Hilton Head Island, SC, provides a range of supplemental insurance options that address gaps in primary health coverage. The agency offers ongoing policy reviews and personalized service to help clients maintain appropriate benefit plans as their circumstances change. This supplemental insurance agent works closely with individuals and households seeking additional protection for medical or life-related expenses. It services single-family homes and apartments within the community.
Homeowners, property owners, and local businesses on Hilton Head Island turn to Best Insurance HH to explore supplemental insurance policies that help cover gaps left by traditional health or property plans. These services address specific needs such as accident, critical illness, or hospital indemnity coverage, providing added financial protection in daily life. The agency also serves residents and businesses in neighboring Bluffton and throughout Beaufort County, ensuring broader access across the Lowcountry region.
CONQUEST INSURANCE serves the Hilton Head Island area of South Carolina as a supplemental insurance agent. It provides policies designed to address gaps left by standard health or Medicare coverage. These plans help individuals manage out-of-pocket costs for critical illnesses and other non-covered medical events. The agency works with local residents to explain coverage options available in their region. Common supplementary needs it assists with include accident and hospital indemnity plans for those seeking added financial protection during recovery.
Serving Hilton Head Island, South Carolina, and the surrounding communities, Premier Insurance Advisors handles supplemental insurance coverage. This type of insurance helps fill gaps left by primary health plans, addressing out-of-pocket expenses such as deductibles and copays. The agency works with clients to identify specific coverage needs, whether for accident, hospital indemnity, or critical illness protection. To complete a typical policy enrollment, it reviews existing coverage, explains plan options, and then helps the client select an appropriate supplemental plan.
For clients needing one-time coverage for a specific period or recurring protection that renews automatically, PC&L Agency, Inc. provides supplemental insurance in Hilton Head Island, SC. These policies help bridge gaps left by major medical plans by covering additional expenses such as hospital stays or accident-related costs. Local residents can rely on these agents for straightforward policy guidance. Service is available both as a one-time placement and on a scheduled, as-needed basis for reviewing or adjusting existing plans.
As Hilton Head Island residents prepare for hurricane season, securing adequate coverage becomes a priority. Goosehead Insurance - Coastal Solutions Agency provides supplemental insurance options that help fill gaps left by standard health or homeowners policies. Their team works closely with clients to assess individual needs, focusing on local risks common to coastal South Carolina. Coverage solutions typically include plans for accident, critical illness, or hospital indemnity situations. An initial consultation begins the process, where an agent reviews current policies and performs a thorough inspection of your existing coverage.
Correll Insurance Group of Hilton Head specializes in supplemental insurance policies designed to fill coverage gaps left by major medical plans. The agency provides local guidance for selecting these customized plans on Hilton Head Island, South Carolina. It assists clients in navigating options such as accident, critical illness, or hospital indemnity coverage. This service proves particularly valuable when seasonal residents or families face unexpected medical costs during the busy tourist season on the island.
What Does a a Supplemental Insurance Agent in Hilton Head Island Cost?
Supplemental insurance agent services are usually free to you because the agent earns a commission from the insurance company. Medigap premiums in South Carolina vary by plan type age and location. For a 65 year old in Hilton Head Island Plan G premiums often range from 120 to 200 dollars per month. Medicare Advantage plans may have low or zero monthly premiums but include copays. Costs vary by case. This is general information not insurance advice.
About supplemental insurance agents in Hilton Head Island
Supplemental insurance agents in Hilton Head Island help residents navigate Medigap and Medicare Advantage plans. South Carolina law requires agents to be licensed through the state Department of Insurance. These agents can explain how plans work with Original Medicare for local retirees and seasonal residents.
Frequently Asked Questions
What is a supplemental insurance agent in Hilton Head Island?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans. They are licensed in South Carolina and can compare policies from different carriers. They do not work for one specific company.
When can I enroll in a Medigap plan in South Carolina?
You have a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions.
Does South Carolina have special rules for Medigap?
Yes, South Carolina follows federal Medigap rules. Insurers must offer Plan A and offer at least one of Plan C or Plan F. If you have a pre existing condition, a Medigap policy can impose a waiting period of up to six months for that condition.
Supplemental Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Greenville · Greer · Lexington · Mauldin · Mt Pleasant · Myrtle Beach