The top-rated supplemental insurance agent in Reading, Pennsylvania is MGS Insurance Agency LLC, rated 4.9 stars across 122 reviews. Other highly rated options include CrossKeys Insurance Inc, Acceptance Insurance, USHealth Advisors - Evan Markwood. This directory lists 14 supplemental insurance agents serving Reading.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MGS Insurance Agency LLC | 606 Museum Rd | (610) 375-6142 |
| 2 | CrossKeys Insurance Inc | 5035 Pottsville Pike | (610) 916-6190 |
| 3 | Acceptance Insurance | 3312 N 5th Street Hwy | (610) 973-6105 |
| 4 | USHealth Advisors - Evan Markwood | 3832 Hilltop Ave | (484) 334-4588 |
| 5 | Frank Singleton - State Farm Insurance Agent | 1601 Lancaster Ave | (610) 777-8686 |
| 6 | Sean Reali - State Farm Insurance Agent | 2677 Bernville Rd | (610) 375-2600 |
| 7 | Schaeffer Insurance | 3501 Kutztown Rd | (610) 921-1567 |
| 8 | DNS Insurance Agency | 2733 Paper Mill Rd | (484) 878-6500 |
| 9 | Contemporary Insurance, Inc. | 1829 New Holland Rd # 1 | (610) 777-7905 |
| 10 | Adoniram Insurance | 500 Buttonwood St | (610) 371-0100 |
MGS Insurance Agency LLC in Reading, PA provides a range of supplemental insurance services, including policies that cover gaps in major medical plans. Their services focus on helping clients manage out-of-pocket costs through regular policy reviews and claims assistance. They offer ongoing maintenance by adjusting coverage as individual needs change. The agency services single-family homes, apartments, retail locations, and restaurants.
CrossKeys Insurance Inc serves the Reading, Pennsylvania metro area as a supplemental insurance agent. This agency helps local residents bridge gaps in their primary health coverage with focused policies. Supplemental insurance plans address specific out-of-pocket costs that standard health insurance often leaves uncovered. The company focuses on cash benefit plans for unexpected medical events or hospital stays. It handles critical illness insurance and accident supplemental coverage in the Reading region.
Acceptance Insurance in York, PA assists with supplemental insurance, distinguishing between one-time policy applications for specific coverage periods and recurring service options that provide ongoing protection. Supplemental agents here help bridge gaps in primary health plans by offering tailored coverage for unexpected medical costs or income loss during recovery. Clients may choose between a single policy purchase and scheduled plan updates that align with changing needs. Service for supplemented policies typically runs on either a one-time or scheduled basis.
USHealth Advisors – Evan Markwood serves the Reading, Pennsylvania area and its surrounding communities. The agency handles supplemental insurance products designed to help individuals cover deductibles, copays, and other out-of-pocket expenses that traditional health plans may not fully address. It works with clients to identify their specific coverage gaps. For each situation, the agent reviews existing medical plans and personal needs, then clarifies available supplemental options through a straightforward consultation process.
Frank Singleton - State Farm Insurance Agent in Reading, PA, serves local homeowners, renters, and business owners who need supplemental insurance coverage. The agency helps clients bridge gaps in their existing policies with options like accident plans and critical illness protection. Services are designed to provide additional financial security for unexpected medical or property expenses. Residents in nearby Wyomissing and the greater Berks County area also have access to these supplemental insurance solutions through this Street Road office.
For a supplemental insurance policy, clients may choose between a one-time plan that pays a fixed benefit for a specific event or a recurring plan that provides ongoing periodic payments for covered needs. In Reading, PA, this agent assists individuals in selecting coverage options that fill gaps left by primary health or life plans. Service is available on a one-time, scheduled, or as-needed basis, depending on the type of supplemental product selected.
Schaeffer Insurance provides supplemental insurance options, including policies that cover gaps left by major medical plans. It serves clients in Reading, PA, by offering personalized consultations to explain how these plans function alongside existing coverage. The agency helps individuals manage out-of-pocket costs not addressed by traditional health insurance. It assists with evaluating needs for dental, vision, or accident-related expenses. As winter approaches in Pennsylvania, the company helps residents plan for increased medical costs often associated with cold and flu season.
DNS Insurance Agency assists individuals and businesses with core insurance needs while specializing in supplemental coverage options not included in standard policies. These additional protections can help fill gaps for clients in the Reading area, addressing potential out-of-pocket expenses from accidents or critical illnesses. Supplemental offerings complement primary health plans or life insurance policies to provide broader financial security. The agency serves commercial sectors including offices, warehouses, and food service establishments seeking these tailored supplementary benefits.
Contemporary Insurance, Inc. serves residents of Reading, Pennsylvania, with supplemental insurance coverage tailored to individual household healthcare needs. The agency also extends commercial supplemental policies to local businesses in the greater Berks County area. Agents focus on explaining policy options clearly so clients can fill gaps in their primary health, dental, or cancer plans. After an initial enrollment, the company provides ongoing support and annual policy reviews to ensure coverage remains appropriate between regular medical visits.
When winter heating bills spike in Reading, many residents look for ways to manage unexpected medical costs. Adoniram Insurance offers supplemental insurance policies that help cover gaps left by primary health plans in the Reading area. They serve as a local supplemental insurance agent, guiding clients through the process of selecting appropriate coverage for co-pays or hospital stays. An initial consultation typically reviews the client’s current health benefits and personal needs to identify suitable plan options before proceeding to a policy assessment.
What Does a a Supplemental Insurance Agent in Reading Cost?
Costs for supplemental insurance in Pennsylvania vary by plan type, age, gender, and tobacco use. For example, a Medigap Plan G for a 65-year-old in Reading might range from $120 to $200 per month. Cancer or critical illness plans can cost $30 to $100 per month. These are estimates; actual premiums depend on the carrier and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Reading
Supplemental insurance agents in Reading, Pennsylvania help residents fill gaps in their primary health coverage. These agents offer plans like Medicare Supplement (Medigap), hospital indemnity, and critical illness policies. Pennsylvania law allows a six-month open enrollment period for Medigap once you turn 65 and enroll in Medicare Part B, giving you guaranteed issue rights during that time.
Frequently Asked Questions
What types of supplemental insurance are available in Reading?
Common plans include Medicare Supplement (Medigap), dental, vision, cancer, critical illness, accident, and hospital indemnity insurance. Agents in Reading can help compare options from multiple carriers.
Is there a time limit to enroll in Medigap in Pennsylvania?
Yes, Pennsylvania provides a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge more due to health conditions.
Do supplemental insurance agents in Reading charge fees?
Most supplemental insurance agents are paid by commissions from the insurance companies, not by the consumer. However, you should always confirm with the agent whether any fees apply to your policy.
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