The top-rated supplemental insurance agent in Lancaster, Pennsylvania is HomeSale Insurance Services, rated 5.0 stars across 456 reviews. Other highly rated options include Bagnall Shaw Insurance, Forbes Insurance Agency - Geico & Erie Insurance, Susquehanna Insurance. This directory lists 27 supplemental insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HomeSale Insurance Services | 215 S Centerville Rd Ste B | (800) 425-5130 |
| 2 | Bagnall Shaw Insurance | 401 W Orange St | (717) 431-8383 |
| 3 | Forbes Insurance Agency - Geico & Erie Insurance | 1729 Lititz Pike | (717) 290-7290 |
| 4 | Susquehanna Insurance | 650 Delp Rd | (717) 290-7780 |
| 5 | Red Rose Insurance | 100 S Queen St Ste 226 | (717) 690-0971 |
| 6 | Gebhard Insurance LLC | 90 Willow Valley Square | (717) 930-2085 |
| 7 | Eagle One Insurance Agency | 2173 Embassy Dr | — |
| 8 | Element | Insurance Agency - Lancaster | 617B N Prince St #200 | (717) 397-4729 |
| 9 | Acceptance Insurance | 454 N Prince St | (717) 356-3320 |
| 10 | Hinkle Insurance Agency - Erie Insurance | 705 Olde Hickory Rd | (717) 560-9733 |
HomeSale Insurance Services serves the Lancaster, Pennsylvania area as a supplemental insurance agent. The company helps clients fill gaps in their existing health coverage by offering policies that pay cash benefits directly to the insured. These plans can assist with expenses not covered by major medical insurance, such as deductibles and copays. Services include helping individuals select hospital indemnity plans and cancer insurance policies that provide financial support during treatment.
Bagnall Shaw Insurance provides supplemental insurance solutions to help cover gaps in primary health coverage, including accident, critical illness, and hospital indemnity plans. The company offers straightforward policy management with clear explanations of benefits and claims assistance to ensure clients understand their coverage. This Lancaster agency works with individuals and families throughout the local area. It serves a range of properties, including single-family homes, apartments, retail stores, and restaurants needing employee and life-protection policies.
Forbes Insurance Agency - Geico & Erie Insurance serves homeowners, businesses, and property managers in Lancaster, Pennsylvania, by providing supplemental insurance policies that cover gaps left by standard plans. These plans can help with deductibles, copays, or unexpected losses not covered by primary coverage. Supplemental agents in this area often assist clients in tailoring protection to their specific property or operational risks. The agency also extends its services to clients in nearby Lititz, York, and other communities within the Lancaster metropolitan region.
Susquehanna Insurance serves individuals and families in Lancaster, Pennsylvania, and the surrounding communities, handling supplemental insurance needs that fill gaps left by major medical plans. This type of coverage typically addresses costs such as deductibles, copays, and everyday expenses during treatment. For each client, the agency begins with a personal review of existing health policies to identify specific coverage gaps. It then recommends appropriate supplemental plans that align with individual budgets and healthcare usage patterns to complete the overall protection strategy.
Red Rose Insurance offers both one-time and scheduled service options for residents of Lancaster, Pennsylvania, focusing on supplemental insurance policies that help cover gaps in primary health coverage. These plans can address unexpected medical costs, such as deductibles, copays, or extended hospital stays. As a supplemental insurance agent, the company assists clients in selecting appropriate plans based on individual needs. Support is available through flexible service arrangements that operate on either a one-time consultation basis or as regularly scheduled reviews, depending on client preference.
As the leaves change in Lancaster, PA, residents often review their coverage for gaps that Medicare or other primary plans leave. Gebhard Insurance LLC serves as a local supplemental insurance agent in the area. Their role helps clients explore options that cover expenses such as copays or extended care needs not included by standard policies. They typically begin by reviewing a brief initial assessment of an individual’s current plan during a no-obligation meeting in their local office.
Element Insurance Agency - Lancaster provides specialty supplemental insurance policies, including accident, critical illness, and hospital indemnity coverage, and also serves clients with general gap protection and benefit coordination services. It supports individuals and families in Lancaster by helping manage out-of-pocket medical expenses not covered by primary health plans. During tax refund season or after a significant seasonal procedure, the agency helps ensure policyholders can access funds to address sudden financial gaps from deductibles or deductoffs.
Acceptance Insurance in York, PA assists with supplemental insurance, distinguishing between one-time policy applications for specific coverage periods and recurring service options that provide ongoing protection. Supplemental agents here help bridge gaps in primary health plans by offering tailored coverage for unexpected medical costs or income loss during recovery. Clients may choose between a single policy purchase and scheduled plan updates that align with changing needs. Service for supplemented policies typically runs on either a one-time or scheduled basis.
Hinkle Insurance Agency - Erie Insurance provides supplemental insurance to residents in Lancaster, Pennsylvania. Their services extend to offering commercial coverage policies for local business owners operating in the surrounding area. Catastrophic illness policies, accident plans, and hospital indemnity coverage can help bridge gaps left by a primary health plan. Employees strive to offer clear explanations of policy terms during the initial meeting. Clients can contact the office easily when their needs change, ensuring coverage remains consistent between their regular medical visits.
What Does a a Supplemental Insurance Agent in Lancaster Cost?
Supplemental insurance costs in Pennsylvania vary by plan type age and carrier. Medigap Plan G premiums for a 65-year-old in Lancaster typically range from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but may have copays and network limits. Costs depend on your specific needs and location. This is general information not insurance advice.
About supplemental insurance agents in Lancaster
Supplemental insurance agents in Lancaster Pennsylvania help residents find policies that cover gaps in Medicare or employer health plans. Pennsylvania law allows a six-month open enrollment period for Medigap plans starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how state regulations affect your coverage options and costs.
Frequently Asked Questions
What is a supplemental insurance agent in Lancaster?
A supplemental insurance agent helps you buy policies like Medigap Medicare Supplement or accident plans. These agents are licensed in Pennsylvania and can compare plans from multiple carriers for you.
When can I enroll in a Medigap plan in Pennsylvania?
You have a six-month Medigap open enrollment period that begins when you are 65 or older and enroll in Medicare Part B. During this time you cannot be denied coverage due to health conditions.
Do Pennsylvania laws protect my right to buy supplemental insurance?
Yes Pennsylvania has guaranteed issue rights for Medigap in certain situations like losing employer coverage. You also have a 30-day free look period to cancel a new policy for a full refund.
Supplemental Insurance Agents in Other Pennsylvania Cities
Allentown · Belle Vernon · Bensalem · Bethel Park · Bethlehem · Blue Bell · Camp Hill · Collegeville · Cranberry Township · Easton · Erie · Exton · Greensburg · Harrisburg · Havertown