The top-rated supplemental insurance agent in Dover, New Hampshire is Sam Haddadin - State Farm Insurance Agent, rated 5.0 stars across 472 reviews. Other highly rated options include The Integrity Agency, Chris J. Chapman - State Farm Insurance Agent, Gateway Retirement Solutions. This directory lists 17 supplemental insurance agents serving Dover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sam Haddadin - State Farm Insurance Agent | 95 New Rochester Rd | (603) 742-2220 |
| 2 | The Integrity Agency | 466 Central Ave | (207) 337-8340 |
| 3 | Chris J. Chapman - State Farm Insurance Agent | 42 Dover Point Rd UNIT K | (603) 742-6855 |
| 4 | Gateway Retirement Solutions | 642 Central Ave | (603) 509-2981 |
| 5 | HBL Insurance (HBL Group LLC) | 333 Central Ave Ste 306 | (603) 280-4200 |
| 6 | Foy Insurance, A Division of World | 54 Dover Point Rd Suite 102 | (603) 410-5500 |
| 7 | Stephen Sullivan: Allstate Insurance | 2 Patriot Dr | (603) 285-4427 |
| 8 | Gateway Property and Casualty | 642 Central Ave | (603) 294-1902 |
| 9 | World Insurance Associates LLC | 818 Central Ave | (603) 740-0140 |
| 10 | RW Insurance | 6 Old Rochester Rd #303 | (603) 749-0500 |
Sam Haddadin - State Farm Insurance Agent serves the Dover, New Hampshire area, providing supplemental insurance agent services to local residents. This agency helps clients in Strafford County bridge gaps in their existing health coverage with policies that cover expenses beyond primary insurance. The office works with individuals to select suitable plans for their needs, offering guidance on options that complement traditional medical and dental insurance. It handles accident insurance and hospital indemnity plans in this area.
The Integrity Agency in Dover, New Hampshire, provides a range of supplemental insurance agent services designed to fill coverage gaps left by primary health, Medicare, or life policies. It offers a maintenance approach that involves periodic policy reviews and updates to ensure clients’ plans adapt to changing medical needs or life events. The agency services single-family homes, apartments, retail establishments, and restaurants.
Homeowners, renters, and small business owners in Dover, New Hampshire turn to Chris J. Chapman – State Farm Insurance Agent for supplemental insurance policies that fill gaps in primary coverage. This agency helps clients manage financial risk with accident, critical illness, and hospital indemnity plans designed to cover deductibles and out-of-pocket expenses. Personalized consultations ensure each policy aligns with individual needs and budgets. The agency also serves clients in the neighboring communities of Rochester and Somersworth.
Gateway Retirement Solutions serves Dover, New Hampshire, and the surrounding Seacoast communities and Southern Maine region. It handles supplemental insurance policies, which help cover expenses that primary health insurance does not fully address, such as deductibles, copays, or long-term care costs. For a typical client, the agent first assesses individual coverage gaps and financial priorities. Then it presents plan options that align with that specific situation, ensuring the client understands policy details before making a selection.
Homeowners in Dover, NH often need coverage for expenses a primary health plan excludes, such as deductibles or copays, which one-time policies can address for a single event. Alternatively, recurring services like hospital indemnity or accident protection provide ongoing financial support through regular premium payments. As a supplemental insurance agent, HBL Insurance can help clients evaluate these choices between immediate, single-use coverage or continual benefits for long-term security. Services are typically arranged on an as-needed basis, with consultations scheduled to match each individual's evolving needs and budget.
Foy Insurance, a division of World, specializes in offering supplemental insurance policies designed to fill coverage gaps left by major medical plans. Operating as a local agent in Dover, New Hampshire, the agency helps clients evaluate options for accident, critical illness, and hospital indemnity benefits. It serves individuals seeking to manage out-of-pocket costs for unexpected health events and everyday medical needs. This supplemental coverage can prove particularly helpful during open enrollment periods when clients review existing plans and prepare for the upcoming year’s healthcare expenses.
As the winter weather in Dover brings the risk of icy slips and unexpected homeowner repairs, Stephen Sullivan: Allstate Insurance provides local supplemental insurance policies to help cover gaps left by standard plans. These secondary policies offer additional financial protection for needs such as hospital stays or accidental injury. To begin, the agent conducts a free personal consultation to review the client’s existing coverage and identify specific gaps, followed by a complete assessment of available supplemental options.
Gateway Property and Casualty assists local clients with insurance coverage for property and liability risks. As a dedicated supplemental insurance agent in the Dover, NH area, the company offers specialty add-on policies that fill gaps left by standard plans. This ensures comprehensive protection for unexpected losses not covered under basic portfolios. Its services are available to various commercial sectors, including office environments, warehouses, and food service operations experiencing unique operational hazards.
World Insurance Associates LLC provides supplemental insurance options to residents of Dover, supplementing primary health coverage with policies tailored for unexpected medical costs. Commercial clients also gain access to flexible coverage packages designed to protect their business operations within the Dover area. The agency assists local policyholders in navigating their existing plans and identifying gaps that supplemental insurance can fill. They regularly follow up with clients between visits to update coverage as personal or business needs evolve.
What Does a a Supplemental Insurance Agent in Dover Cost?
Costs for supplemental insurance in Dover vary by plan type, age, and health status. Medicare Supplement Plan G typically ranges from 120 to 250 dollars per month for a 65-year-old. Cancer and accident plans often cost 30 to 80 dollars per month. Premiums are set by the insurer and approved by the New Hampshire Insurance Department. This is general information, not insurance advice.
About supplemental insurance agents in Dover
Supplemental insurance agents in Dover, New Hampshire help residents fill gaps in their primary health coverage. New Hampshire law allows insurers to offer Medicare Supplement plans alongside standalone policies for accident, cancer, and critical illness. Local agents can explain how these plans coordinate with your existing coverage.
Frequently Asked Questions
What types of supplemental insurance are available in Dover NH?
Common supplemental plans include Medicare Supplement (Medigap), cancer insurance, accident insurance, and critical illness coverage. New Hampshire insurers also offer hospital indemnity plans. An agent can help you compare options from multiple carriers.
Is there an open enrollment period for Medigap in New Hampshire?
Yes. New Hampshire follows federal rules for Medicare Supplement open enrollment. You have a six-month period starting when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge higher premiums for health reasons.
Do I need a license to sell supplemental insurance in New Hampshire?
Yes. All agents selling supplemental insurance in New Hampshire must hold a valid insurance producer license from the New Hampshire Insurance Department. They must also complete continuing education courses to maintain their license.
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