The top-rated supplemental insurance agent in Bedford, New Hampshire is Jacob L. Bramel - State Farm Insurance Agent, rated 4.9 stars across 221 reviews. Other highly rated options include Ed Ibanez - State Farm Insurance Agent, The Mello Agency: Allstate Insurance, Boufford Insurance Agency. This directory lists 17 supplemental insurance agents serving Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jacob L. Bramel - State Farm Insurance Agent | 273 S River Rd Ste 3 | (603) 606-8186 |
| 2 | Ed Ibanez - State Farm Insurance Agent | 178 State Rte 101 A21 | (603) 622-1314 |
| 3 | The Mello Agency: Allstate Insurance | 132 Bedford Center Rd Ste C | (603) 472-2599 |
| 4 | Boufford Insurance Agency | 167 S River Rd Unit 10 | (603) 673-7228 |
| 5 | Access Health Insurance, LLC | 167 S River Rd UNIT 12 | (603) 647-5555 |
| 6 | HPM Insurance | 3 Bedford Farms Dr #306 | (603) 673-1201 |
| 7 | Kyle Wallace - State Farm Insurance Agent | 399 Boynton St | (603) 622-2918 |
| 8 | Delight Insurance Bedford | 137 Liberty Hill Rd | (318) 769-0798 |
| 9 | Sarah Crossman - AXiA of Greater Hillsborough | 40 S River Rd Unit 64 | (603) 553-9741 |
| 10 | Beals Insurance Agency LLC | 1 Hardy Rd | (603) 471-9999 |
Jacob L. Bramel - State Farm Insurance Agent serves the Bedford, New Hampshire area and the surrounding Hillsborough County region, offering supplemental insurance policies to local residents. These plans help cover costs that primary health insurance may not fully address. Typical supplemental coverage includes protection for accident-related expenses and critical illness events. The agency also handles life insurance policies and provides local support for short-term medical needs.
As a supplemental insurance agent in Bedford, NH, Ed Ibanez - State Farm Insurance Agent helps clients fill coverage gaps that major health plans often leave uncovered. Services typically include policies for accident-related medical costs, critical illness events, and hospital confinement expenses. The agency actively assists existing policyholders with plan adjustments and claims guidance, ensuring clients understand their benefits each season. This Bedford agent supports single-family homes, apartment dwellers, local retail shops, and area restaurants seeking tailored supplemental protection.
The Mello Agency: Allstate Insurance serves local homeowners, small businesses, and property managers in Bedford and the surrounding Merrimack Valley. It provides supplemental insurance policies such as accident, critical illness, and hospital indemnity plans designed to fill coverage gaps left by standard health or property policies. Clients receive personalized guidance on selecting appropriate supplementary benefits for their specific needs. The agency also regularly assists customers in nearby Manchester and the broader Hillsborough County region.
Boufford Insurance Agency serves Bedford, New Hampshire, and the surrounding communities in Hillsborough County. The company handles supplemental insurance policies designed to help individuals cover out-of-pocket costs that primary health insurance may not pay. It assists clients in navigating various supplemental coverage options, such as accident, hospital indemnity, or critical illness plans. By meeting with each customer to review their specific needs and budget, Boufford Insurance Agency takes a consultative approach to ensure the chosen plan fills potential gaps in their existing health coverage.
Access Health Insurance, LLC offers both one‑time policy reviews and recurring service plans to help Bedford residents navigate supplemental coverage. These plans are designed to fill gaps left by standard health insurance, addressing costs for dental, vision, or hospital stays. The agency operates on an as‑needed basis, so clients can schedule calls only when their coverage options change or when new plan periods begin.
As winter weather in Bedford shifts to the spring thaw, many homeowners discover unexpected damage from ice dams or heavy snow. HPM Insurance, a local supplemental insurance agent, helps residents close coverage gaps that standard policies leave exposed. The company works directly with clients to identify affordable plans for accident, critical illness, or hospital indemnity needs. After an initial phone discussion, an agent will schedule a brief inspection of the property to confirm eligibility and tailor a specific package for the household.
Specializing in supplemental insurance plans, Kyle Wallace - State Farm Insurance Agent in Bedford, NH offers coverage options designed to fill gaps left by primary health policies. Services include accident, critical illness, and hospital indemnity plans to reduce out-of-pocket costs. The agency provides guidance to local residents, helping them pair these policies with existing medical benefits. Before the winter season, it often assists clients in reviewing their coverage for potential expenses related to seasonal illnesses or unexpected injuries.
Delight Insurance Bedford provides supplemental insurance policies designed to cover gaps left by major medical plans. Operating in Bedford, New Hampshire, the agency focuses on specialized add-ons such as accident, critical illness, and hospital indemnity products. These plans help individuals manage out-of-pocket costs for unexpected health events. The agency serves a variety of commercial sectors, including private offices, warehouse operations, and food service establishments.
Sarah Crossman with AXiA of Greater Hillsborough serves residential clients in Bedford by providing supplemental insurance policies that address gaps in primary coverage. Commercial insurance solutions are also available for local business owners who need similar gap coverage. The service area extends throughout Bedford and the surrounding Greater Hillsborough region. AXiA representatives offer ongoing service and can follow up with policyholders between regular annual visits to help adjust plans as personal or business circumstances change.
Beals Insurance Agency LLC in Bedford, NH is known for helping individuals navigate supplemental insurance options to fill gaps in primary health coverage. The agency serves local residents and small business owners seeking policies for accident, critical illness, or hospital indemnity benefits. Agents take time to explain how these plans coordinate with existing insurance to reduce out-of-pocket expenses. An add-on specialty is offering short-term medical coverage for clients transitioning between jobs or waiting for employer benefits to begin.
What Does a a Supplemental Insurance Agent in Bedford Cost?
Costs for supplemental insurance in New Hampshire vary widely by plan type and provider. Medigap Plan G premiums for a 65-year-old in Bedford typically range from $120 to $250 per month. Cancer and accident plans often cost between $30 and $100 per month. This is general information and not insurance advice.
About supplemental insurance agents in Bedford
Supplemental insurance agents in Bedford, New Hampshire help residents fill gaps in their primary health coverage. These agents offer plans such as Medicare Supplement (Medigap), cancer insurance, and accident policies. New Hampshire law requires agents to be licensed by the state and follow strict disclosure rules when selling these products.
Frequently Asked Questions
What types of supplemental insurance are available in Bedford?
Common supplemental plans include Medicare Supplement (Medigap), hospital indemnity, cancer, critical illness, and accident insurance. Agents in Bedford can explain each option based on your needs.
Do I need a special license to sell supplemental insurance in New Hampshire?
Yes, agents must hold a valid New Hampshire insurance producer license. They must also complete continuing education courses to stay compliant with state regulations.
Can I buy supplemental insurance outside of Medicare enrollment periods?
For Medigap, you have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. Outside this window, insurers may use medical underwriting. Other supplemental plans may have different enrollment rules.
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