The top-rated supplemental insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include Plummer's Insurance Agency, Clark Insurance, a Marsh & McLennan Agency LLC company, Pivot Insurance Group. This directory lists 16 supplemental insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 3 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 4 | Pivot Insurance Group | 41 Hutchins Dr Suite G2 | (207) 699-6363 |
| 5 | The Champlin Agency | 411 Congress St | (207) 229-0293 |
| 6 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 7 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
| 8 | United Insurance | 470 Forest Ave | (207) 797-9400 |
| 9 | SYN Insurance Agency | 150 Park St | (207) 605-5638 |
| 10 | RMS Insurance Agency | 145 Middle St | (207) 548-5751 |
Located in Portland, Maine, Lotfey Dennett Insurance Brokers serves its local community as a supplemental insurance agent. This office helps individuals address coverage gaps that standard health plans often leave open. Such gaps can include dental and vision care, critical illness expenses, and hospital indemnity benefits. The firm guides residents through understanding these often-overlooked insurance options. It specifically helps clients enroll in Medicare supplement plans and hospital indemnity policies. Their focus remains on providing straightforward advice for these specific supplemental insurance needs.
Plummer's Insurance Agency serves homeowners, businesses, and property managers throughout Portland, Maine, by offering supplemental insurance policies that fill gaps left by standard health or property coverage. These plans can help with deductibles, copays, and unexpected out-of-pocket costs from accidents or illness. The agency provides personal consultations to explain policy details and ensure clients choose appropriate coverage for their specific financial and medical needs. Its service area also extends into the neighboring communities of South Portland and Cape Elizabeth.
Clark Insurance, a Marsh & McLennan Agency LLC company based in Portland, ME, provides supplemental insurance coverage designed to fill gaps in primary health and property policies. Its services include tailored plans for medical, dental, vision, and accident needs, with ongoing support for claims and policy adjustments. The company assists residential and commercial clients throughout Maine, servicing properties such as single-family homes, apartments, retail spaces, and restaurants.
Pivot Insurance Group serves Portland, Maine, and the surrounding Cumberland County communities. It handles supplemental insurance products that help cover costs not included in primary health plans, such as accident, critical illness, and hospital indemnity policies. The agency works closely with clients to assess their individual coverage gaps. It then presents clear policy options to explain how each plan provides financial support during specific medical events.
The Champlin Agency provides supplemental insurance, which complements major medical coverage by offering either one-time cash benefits for a specific event or recurring payments for ongoing needs like hospital stays or critical illness recovery. These plans can help managing out-of-pocket costs in the Portland, ME area. Service for potential clients is available on an as-needed basis, with no obligation for a scheduled commitment until a policy is discussed.
Cross Insurance serves residential clients in the Portland area by offering supplemental insurance policies that help cover gaps left by primary health or life plans. The agency also provides commercial coverage for local businesses seeking additional financial protection against unforeseen events. Serving the greater Portland region, the firm works directly with customers to assess individual needs. Regular follow-up consultations are scheduled throughout the year, ensuring policies remain aligned with changing circumstances between scheduled visits for renewals or adjustments.
As Maine's colder months approach and winter storms can disrupt daily routines, Co Insurance Group LLC in Portland, ME helps residents consider supplemental coverage for gaps in their primary health plans. The company works with clients to review options that address unexpected medical costs not fully covered by Medicare or major medical insurance. Each discussion reviews policy terms and affordability based on local healthcare needs. An initial assessment is completed during a no-obligation consultation to evaluate individual circumstances and identify suitable coverage choices.
United Insurance in Portland, Maine offers supplemental insurance policies that cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity coverage. It assists individuals looking to manage out-of-pocket expenses like deductibles and copayments for routine or unexpected healthcare needs. During the winter months, it helps locals address the financial strain from seasonal injuries like slips on ice or flu-related hospital visits.
SYN Insurance Agency works with individuals and businesses in Portland, Maine to provide core insurance coverage for health, life, disability, and long-term care. The agency specializes in supplemental insurance products that help bridge gaps in primary plans, covering out-of-pocket costs and unexpected expenses. These add-ons assist clients in managing deductibles and co-pays for medical events. The firm can serve commercial sectors including professional offices, warehouses, and food service operations.
RMS Insurance Agency in Portland, ME provides supplemental insurance services for residential clients seeking additional health or life coverage. The agency also assists commercial customers in the Portland area, addressing their specific gap coverage needs. Following an initial consultation and policy enrollment, agents maintain contact to review changing client requirements and adjust plans as needed. This follow-up support between regularly scheduled visits ensures that policies continue to meet individual circumstances without requiring clients to seek new providers each year.
What Does a a Supplemental Insurance Agent in Portland Cost?
Supplemental insurance costs in Maine vary by plan type age and carrier. For a 65-year-old in Portland monthly premiums typically range from $100 to $300 for Plan G and $50 to $150 for Plan N. Some carriers offer discounts for non-smokers or household policies. This is general information not insurance advice.
About supplemental insurance agents in Portland
Supplemental insurance agents in Portland Maine help residents fill gaps in Medicare coverage. Maine law requires Medigap plans to be guaranteed issue for eligible beneficiaries during open enrollment. These agents can explain plan options and help you compare costs for your specific needs.
Frequently Asked Questions
What is a supplemental insurance agent in Portland Maine?
A supplemental insurance agent is a licensed professional who sells Medigap or other health insurance policies that cover costs not paid by original Medicare. In Portland Maine these agents must follow state regulations including Maine Title 24-A.
When can I enroll in a Medigap plan in Maine?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time in Maine you cannot be denied coverage or charged more due to health conditions.
Do Maine Medigap plans cover out-of-state care?
Standardized Medigap plans cover emergency care anywhere in the United States. For non-emergency care you must see providers who accept Medicare. Maine plans do not cover care outside the US except for limited foreign travel emergency benefits.
Supplemental Insurance Agents in Other Maine Cities
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