The top-rated supplemental insurance agent in Falmouth, Maine is Ficker Insurance Group, Falmouth, ME: Allstate Insurance, rated 4.7 stars across 145 reviews. Other highly rated options include Marsh Agency, Group Dynamic Inc, foreside insurance. This directory lists 10 supplemental insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ficker Insurance Group, Falmouth, ME: Allstate Insurance | 241 US-1 Ste 202 | (207) 773-0770 |
| 2 | Marsh Agency | 251 US-1 STE W15 | (207) 772-2818 |
| 3 | Group Dynamic Inc | 411 US-1 | (207) 781-8800 |
| 4 | foreside insurance | 264 US-1 | (207) 803-5671 |
| 5 | Lovely Insurance | 256 US-1 | (207) 280-8624 |
| 6 | National Housing Insurance Group | 11 Blackstrap Rd | (207) 401-4567 |
| 7 | Horace Mann Insurance Co | 423 Falmouth Rd | (207) 797-3019 |
| 8 | New England Financial Services | 190 US-1 #238 | (207) 632-2020 |
| 9 | Fortende Health | 72 Foreside Rd | (800) 984-2102 |
| 10 | Termhouse Insurance Brokerage | 4 Birkdale Rd | (207) 831-6276 |
Ficker Insurance Group, also known as Allstate Insurance, serves Falmouth and Cumberland County as a supplemental insurance agent. The agency helps residents close gaps in their primary health coverage by offering policies that pay cash benefits directly to the policyholder. These plans typically cover expenses left by major medical insurance, such as deductibles or copays. Working with Allstate, the office assists clients in navigating accident, critical illness, and hospital indemnity insurance options tailored to individual needs.
Marsh Agency provides a full range of supplemental insurance agent services in Falmouth, Maine. It helps clients bridge coverage gaps left by standard health plans, offering policies that address accident, critical illness, and hospital indemnity needs. The agency assists individuals in selecting suitable plans and can help with policy adjustments or claims support when necessary. Its service for local residents focuses on clear explanations and straightforward enrollment assistance. Marsh Agency serves owners of single-family homes, apartments, retail shops, and restaurants.
Group Dynamic Inc serves local homeowners, businesses, and property managers in Falmouth, Maine, who seek supplemental insurance coverage to fill gaps in their primary plans. The agency works with clients to identify appropriate policies for health, accident, or disability income needs, offering guidance through the selection process. With a straightforward approach focused on individual circumstances, it assists customers in understanding their coverage options. The company also extends its supplemental insurance agent services to residents and businesses in the nearby Portland metropolitan area.
Serving Falmouth, Maine, and the surrounding communities along the southern coast, Foreside Insurance acts as a supplemental insurance agent. It handles policies designed to fill coverage gaps not addressed by primary health or Medicare plans, offering clients financial protection for unforeseen medical costs, accidents, or critical illnesses. The agency works closely with individuals to review existing coverage, identify potential vulnerabilities, then present focused product options matched to specific personal needs and household budgets.
Lovely Insurance in Falmouth, ME, complements primary health plans with supplemental coverage that addresses gaps left by major medical policies, as this category typically offers both one-time benefit payouts for specific events and recurring monthly benefits for ongoing needs. Coverage may include accident, critical illness, hospital indemnity, and disability options, providing clients financial support during unexpected health situations. Service is available on a one-time inquiry basis for initial plan selection and then on an as-needed basis for ongoing policy management or claims assistance.
As Maine's winter weather approaches, many residents in Falmouth begin considering extra financial protection for their homes and health. National Housing Insurance Group serves this need as a dedicated supplemental insurance agent, helping local individuals and families bridge gaps left by primary policies. The company focuses on providing straightforward guidance regarding coverage for deductibles and unexpected medical costs. After an initial phone consultation to discuss specific circumstances, an agent will schedule an in-person inspection of the client's property to ensure accurate policy customization.
Horace Mann Insurance Co specializes in supplemental insurance for educators and public employees in Falmouth, ME, offering policies that fill gaps left by major medical plans. It provides general agency services including plan selection assistance and claims support for accident, cancer, and hospital indemnity coverage. With the approach of winter weather, it helps clients address increased risks of slips, falls, and seasonal injuries that may require extended recovery periods.
New England Financial Services, based in Falmouth, Maine, helps clients secure standard medical coverage through its core insurance work. It specializes in supplemental insurance add-ons that fill gaps left by primary plans, addressing out-of-pocket costs for accidents, critical illness, and hospital stays. These policies provide additional financial protection for individuals and families throughout the region. The agency serves a range of commercial sectors, including small offices, warehouses, and food service establishments.
Fortende Health serves residents of Falmouth, Maine, helping them navigate supplemental insurance options that address gaps in primary coverage. Commercial clients in the area can also access tailored plans for their business needs, with service extending throughout the greater Cumberland County region. The agency focuses on clear explanations of policy terms so clients understand their choices. Between regular annual reviews, the team remains available for quick policy adjustments or follow-up questions about claims or coverage changes.
Termhouse Insurance Brokerage in Falmouth, ME, is known for helping clients navigate the often complex world of supplemental insurance. Its service range includes identifying coverage gaps left by major medical policies, offering plans that fill financial holes from copays or deductibles. A local broker works directly with individuals to explain how these plans interact with Medicare or employer-based insurance. This agency can also add on a specific supplemental policy for accident-related out-of-pocket costs, ensuring broader financial protection.
What Does a a Supplemental Insurance Agent in Falmouth Cost?
Supplemental insurance agent services are usually free to consumers as agents are paid by insurance companies. Medigap Plan G premiums in Maine typically range from $150 to $300 per month for a 65-year-old. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs vary by plan, age, and location. This is general information, not insurance advice.
About supplemental insurance agents in Falmouth
Supplemental insurance agents in Falmouth, Maine help residents find Medigap and Medicare Advantage plans that fit their needs. Maine law requires Medigap policies to offer a 30-day free look period for new enrollees. Local agents can explain how these plans work with original Medicare and MaineCare.
Frequently Asked Questions
What is a supplemental insurance agent in Falmouth?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans that cover costs not paid by original Medicare. They are licensed in Maine and must follow state insurance regulations.
When can I enroll in a Medigap plan in Maine?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. In Maine, you also have a guaranteed issue right for certain plans outside this window if you lose other coverage.
Does Maine have any special Medigap protections?
Yes, Maine law provides a 30-day free look period for Medigap policies. You can cancel the policy within 30 days for a full refund if you change your mind.
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