The top-rated supplemental insurance agent in Baton Rouge, Louisiana is Gama Insurance Agencies, rated 5.0 stars across 285 reviews. Other highly rated options include Chabert Insurance of Baton Rouge, The Highland Insurance Group, Ashly Mistretta - Ash Knows Health Insurance Agency. This directory lists 20 supplemental insurance agents serving Baton Rouge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gama Insurance Agencies | 5185 S Sherwood Forest Blvd | (225) 963-6383 |
| 2 | Chabert Insurance of Baton Rouge | 3888 S Sherwood Forest Blvd T | (225) 395-4000 |
| 3 | The Highland Insurance Group | 8235 YMCA Plaza Dr Suite 200 | (225) 408-1630 |
| 4 | Ashly Mistretta - Ash Knows Health Insurance Agency | 13702 Coursey Blvd Bldg 2A | (225) 337-7785 |
| 5 | Allied Benefits Solutions | 3466 Drusilla Ln Suite A | (225) 412-0123 |
| 6 | The Louisiana Insurance Center | 5432 Superior Dr A Suite A | (225) 233-6861 |
| 7 | Insurance & Financial Services, Inc | 3466 Drusilla Ln Suite A | (225) 296-0226 |
| 8 | Independent Insurance Agents | 18153 E Petroleum Dr | (225) 819-8007 |
| 9 | Lewis Mohr Insurance Agency | 11051 Coursey Blvd | (225) 293-1086 |
| 10 | HealthMarkets Insurance - Andrew Beadle | 3516 President Davis Dr A-2 | (225) 281-1039 |
Gama Insurance Agencies serves the Baton Rouge, Louisiana metro area as a local supplemental insurance agent. The company helps clients manage out-of-pocket costs not covered by major medical plans. They provide supplemental policies that can offer financial protection for unexpected expenses, such as accident-related deductibles or hospital copays. The agency works with individuals to review their existing coverage and identify gaps. Specific services handled in this area include accident indemnity and critical illness insurance plans.
Chabert Insurance of Baton Rouge provides supplemental insurance solutions designed to fill coverage gaps left by primary health or life plans. The agency assists clients with enrolling in benefit plans and offers ongoing policy maintenance to ensure coverage remains aligned with changing needs throughout the year. Regular policy reviews help identify opportunities for adjustments or additional protection as circumstances evolve. The agency serves a variety of properties in the Baton Rouge area, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and small business owners in Baton Rouge work with The Highland Insurance Group to explore supplemental insurance options that help cover gaps left by primary health or property policies. The agency assists clients in understanding and selecting plans for accident, critical illness, or hospital indemnity needs. Its team focuses on matching coverage with individual budgets and circumstances. The Highland Insurance Group also serves policyholders across the greater Baton Rouge metropolitan area, including Baker and Zachary.
Serving Baton Rouge and surrounding Louisiana communities, Ashly Mistretta - Ash Knows Health Insurance Agency acts as a local supplemental insurance agent. It assists clients in closing gaps left by primary health insurance, addressing expenses such as deductibles and copays. The agency educates residents on available policy types to prevent uncovered medical costs. For a typical job, the agent first reviews each client's current coverage to identify specific financial exposures, then presents tailored supplemental options to address those identified weaknesses.
Allied Benefits Solutions in Baton Rouge, LA distinguishes between one-time policy enrollments and ongoing service adjustments, offering supplemental insurance coverage that fills gaps left by major medical plans. This local broker assists area residents and small businesses in selecting plans for accident, critical illness, or hospital indemnity needs. Service appointments for new enrollments or policy reviews typically run on an as-needed basis, arranged directly by calling their Baton Rouge office.
The Louisiana Insurance Center in Baton Rouge specializes in supplemental insurance policies that help cover out-of-pocket expenses not paid by primary health plans. Its agents assist individuals in selecting appropriate coverage for gaps in major medical protection. Additional services include explaining policy options and simplifying the enrollment process for local residents. The company also helps seniors prepare for the Medicare Annual Enrollment Period each fall when plan changes are evaluated.
In the humid Louisiana summer, unexpected health concerns can arise. Insurance & Financial Services, Inc, located in Baton Rouge, LA, provides supplemental insurance agent services to help individuals cover gaps left by major medical plans. These policies can offer financial relief during recovery by addressing everyday expenses like deductibles or lost income. A dedicated agent meets with clients to review their current coverage and explain policy options clearly. The process begins with a free, no-obligation initial assessment of your specific insurance needs.
Independent Insurance Agents serves residents of Baton Rouge and the surrounding areas by offering supplemental insurance coverage tailored to individual needs, such as gap protection for medical or accident-related expenses. The agency also provides commercial supplemental insurance options for local businesses seeking to fill coverage gaps in their existing plans. Service extends throughout Baton Rouge and East Baton Rouge Parish. After an initial policy enrollment, the agency maintains regular follow-up contact and provides repeat service as clients’ coverage needs change between annual policy reviews.
Lewis Mohr Insurance Agency in Baton Rouge, Louisiana works with individuals and small businesses to secure coverage for gaps left by traditional health plans. Its specialty is supplemental insurance, offering policies that help pay for out-of-pocket medical expenses or lost income during illness or injury. The agency serves as a local resource for plan education and enrollment in this area. It can arrange coverage for offices requiring employee benefits, warehouses needing protection for their workforce, and food service operations managing health insurance gaps.
HealthMarkets Insurance - Andrew Beadle in Baton Rouge, Louisiana, is known for connecting local residents with supplemental insurance policies that cover gaps in primary health plans. Its agents work with individuals and families to evaluate needs for benefits such as accident, critical illness, and hospital indemnity coverage. The office also assists Medicare beneficiaries with selecting appropriate plan options. Additionally, it can offer dental and vision insurance as a specialty add-on service.
What Does a a Supplemental Insurance Agent in Baton Rouge Cost?
Supplemental insurance agent services in Baton Rouge are typically free to consumers because agents earn commissions from insurance carriers. Medigap plan premiums vary by age gender and location. In Louisiana monthly premiums for Plan G can range from about 100 to 250 dollars for a 65-year-old non-smoker. Plan N may cost 80 to 180 dollars per month. Costs depend on the insurer and your health status. This information is general and not insurance advice.
About supplemental insurance agents in Baton Rouge
Supplemental insurance agents in Baton Rouge help residents find Medigap and Medicare Supplement plans that cover costs not paid by Original Medicare. Louisiana law allows a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Agents can explain how state regulations affect plan options and pricing in the Baton Rouge market.
Frequently Asked Questions
What is a supplemental insurance agent in Baton Rouge?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medicare Supplement plans. These plans fill gaps in Original Medicare coverage, such as copayments and deductibles. Agents in Baton Rouge must follow Louisiana Department of Insurance rules and disclose their license status.
When can I enroll in a Medigap plan in Louisiana?
Louisiana law provides a six-month Medigap open enrollment period that begins the first day of the month you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face higher premiums or denial based on health.
Are there any Louisiana-specific rules for supplemental insurance?
Yes. Louisiana requires that Medigap policies be standardized as Plan A through Plan N. Insurers must offer at least Plan A. Also Louisiana has a 30-day free look period that lets you cancel a new Medigap policy for a full refund if you change your mind.
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