The top-rated supplemental insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Insurance Advisors, Terry Romero Wofford - State Farm Insurance Agency, Acadiana Senior Advisors. This directory lists 20 supplemental insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Insurance Advisors | 1525 Camellia Blvd | (337) 988-9059 |
| 3 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 4 | Acadiana Senior Advisors | 91 Settlers Trace Blvd BLDG 1 | (337) 321-9141 |
| 5 | Acadiana Insurance Advisors | 1300 Verot School Rd suite b | (337) 448-4584 |
| 6 | Premier Insurance Advisors | 213 Guilbeau Rd | (337) 257-3200 |
| 7 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 8 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 9 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 10 | Roane Insurance Agency, Inc. | 419 Rena Dr | (337) 981-6979 |
Leauxcal Insurance Agency, LLC serves the Lafayette, Louisiana, area as a local supplemental insurance agent. The company focuses on helping residents fill gaps left by major medical plans, addressing out-of-pocket costs and coverage limits. Its work includes explaining policy details and guiding clients toward suitable options for their specific needs. The agency handles supplemental plans such as hospital indemnity and accident insurance.
Insurance Advisors provides a full range of supplemental insurance policies designed to cover gaps left by major medical plans. The company offers ongoing service plans including policy reviews and claims assistance to help clients navigate their benefits. Serving the Lafayette, LA area, it specializes in protecting individuals and businesses with tailored coverage options. The firm regularly services single-family homes, apartments, retail locations, and restaurants.
Terry Romero Wofford - State Farm Insurance Agency in Lafayette, LA serves area homeowners, renters, and small business owners seeking supplemental insurance coverage to fill gaps in their primary policies. The agency provides tailored options designed to help clients manage unexpected out-of-pocket costs not covered by standard insurance plans. Its role in the community involves advising on voluntary plans that complement existing protection. The agency also extends its availability to clients residing in nearby Scott and the broader portions of Lafayette Parish.
Acadia Senior Advisors serves Lafayette, Louisiana, and the surrounding Acadiana communities, handling a range of supplemental insurance plans designed to fill gaps in primary coverage. These policies typically help with out-of-pocket costs for medical care, such as deductibles and copays. For a standard job, the company begins by reviewing a client’s current coverage to identify any shortfalls, then outlines plan options that fit the individual’s specific health needs and budget before finalizing enrollment.
Serving Lafayette, Louisiana, Acadiana Insurance Advisors distinguishes between plans requiring a single enrollment and those needing ongoing annual renewals, focusing on supplemental insurance coverage. Supplemental insurance helps pay costs that major medical plans do not cover, such as deductibles, copays, or critical illness expenses. Local agents meet with clients to explain policy differences and assist with claims. This local agency offers its supplemental insurance services on both a one-time initial enrollment basis and an as-needed service basis for policy adjustments or questions throughout the year.
Premier Insurance Advisors in Lafayette, LA specializes in providing supplemental insurance solutions that cover gaps left by major medical plans. The agency works with clients to evaluate their individual needs and find appropriate coverage options. These services help manage out-of-pocket costs and provide financial protection during unexpected health events. As open enrollment periods approach, the agency assists individuals in reviewing their existing policies to ensure they have adequate support for seasonal flu complications and common local healthcare expenses.
As the Louisiana hurricane season brings concern over uncovered medical costs, residents in Lafayette look to supplemental insurance for added security. TSL Insurance Group operates as a local agent for such plans offering policies that help with deductibles from major health events and accident-related expenses not covered by primary insurance in the parish. Their role includes reviewing a client's current Medicare or health plan gaps. An initial consultation begins with a no-obligation assessment of personal coverage needs.
Liggio Insurance Agency provides supplemental insurance services to residents in and around Lafayette, Louisiana, helping individuals fill gaps left by primary health plans. The agency also extends coverage options to local commercial clients seeking additional protection for their businesses and employees. Their service area remains focused on the Lafayette region. Agents work closely with clients during enrollment and then maintain regular contact, offering follow-up support and policy reviews between scheduled visits to keep coverage aligned with changing needs.
Complete Insurance Solutions of La works with individuals and businesses in Lafayette to address core insurance needs and offers supplemental insurance agent services that fill gaps left by standard policies. These specialty add-ons help cover copays, deductibles, and other out-of-pocket expenses for accident, critical illness, or hospital confinement. As a local supplemental insurance agent, it focuses on providing simple, straightforward plans that complement existing coverage. The company can serve commercial sectors including offices, warehouses, and food service establishments needing additional protection for employees.
Roane Insurance Agency, Inc. is a supplemental insurance agent in Lafayette, LA, known for helping clients fill gaps in their primary health coverage. Its service range includes policies for accident protection, critical illness, and hospital indemnity plans. This agency works to address unexpected medical expenses and income loss not covered by major medical insurance. To further support policyholders, it offers specific plans that provide direct cash benefits upon diagnosis of covered conditions.
What Does a a Supplemental Insurance Agent in Lafayette Cost?
Supplemental insurance costs in Louisiana vary by plan type age and health status. Medigap Plan G premiums typically range from 120 to 250 per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but may have higher out of pocket costs. This is general information and does not constitute insurance advice.
About supplemental insurance agents in Lafayette
Supplemental insurance agents in Lafayette Louisiana help residents find Medigap and Medicare Advantage plans that fill gaps in original Medicare. Louisiana law requires agents to be licensed by the state Department of Insurance. Local agents understand the specific health needs of Acadiana residents and can explain how plans work with Louisiana healthcare providers.
Frequently Asked Questions
What is a supplemental insurance agent in Lafayette?
A supplemental insurance agent in Lafayette helps you buy Medigap or Medicare Advantage plans. These plans cover costs like copays and deductibles that original Medicare does not pay. Agents must hold a Louisiana insurance license and follow state regulations.
When can I enroll in a Medigap plan in Louisiana?
You have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After this period you may face health questions or higher premiums.
What Louisiana laws affect supplemental insurance agents?
Louisiana Revised Statute 22:1706 requires agents to disclose their license status and any compensation they receive. Agents must also follow the state's rules on replacement policies and cannot mislead consumers about plan benefits. These laws protect buyers from unfair sales practices.
Supplemental Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Harvey · Houma · Kenner · Lake Charles · Marrero · Metairie · Monroe · New Orleans · Shreveport · Slidell