The top-rated supplemental insurance agent in St. Petersburg, Florida is HH Insurance Group, LLC, rated 5.0 stars across 2,318 reviews. Other highly rated options include Florida All Risk Insurance, Northeast Underwriters Insurance, Insurance Resources. This directory lists 24 supplemental insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 2 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 3 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 4 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 5 | Acceptance Insurance | 3114 1st Ave N | (727) 203-7022 |
| 6 | 5-Star Insurance | 475 Central Ave m5 | (727) 620-0620 |
| 7 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
| 8 | Melissa Ems Insurance Agency | 3446 49th Street N | (727) 321-9828 |
| 9 | Health Insurance With Armonn | 9620 Executive Center Dr N | (323) 898-6748 |
| 10 | Moore Insurance Options | 330 5th St N | (727) 677-8040 |
HH Insurance Group, LLC serves the St. Petersburg, FL metro area as a supplemental insurance agent. The company helps clients address financial gaps left by major medical plans by offering policies that provide cash benefits for specific needs. These services are designed to cover expenses not fully paid by primary health coverage. As a local agency, it focuses on linking residents with plans that support their individual health and financial situations. It assists with final expense coverage and hospital indemnity policies.
As a supplemental insurance agent, Florida All Risk Insurance provides a range of services designed to cover gaps in standard health and life plans. It offers accident, critical illness, and hospital indemnity policies that pay cash benefits directly to policyholders. Service plans include dedicated claims assistance and policy review to ensure coverage remains aligned with changing needs. The company also serves as a local resource for personalized enrollment guidance. It services single-family homes, apartments, retail, and restaurants throughout St. Petersburg, FL.
Northeast Underwriters Insurance assists homeowners and renters in St. Petersburg, Florida, with supplemental insurance policies. These plans help cover costs that primary health, Medicare, or property insurance do not fully pay, such as deductibles or co-pays for medical events and accident-related expenses. The agency provides personal guidance to clients selecting affordable policies that fill typical coverage gaps. It also serves residents and property owners throughout the greater Tampa Bay metro area.
Insurance Resources serves St. Petersburg, Florida, and the surrounding communities along the Gulf Coast. As a supplemental insurance agent, the company handles policies that fill coverage gaps left by major medical plans, including accident, critical illness, and hospital indemnity insurance. It works with local residents to assess their individual needs and explain how different supplemental options can protect against out-of-pocket expenses. For a typical job, it reviews a client's existing coverage, identifies potential risks, and then presents tailored policy solutions.
Acceptance Insurance provides supplemental insurance plans to help residents of St. Petersburg, Florida, cover gaps left by primary health policies. Their services focus on providing financial protection for unexpected medical expenses, accident costs, and hospitalization needs. Clients can choose from various plans that offer predictable premiums and straightforward coverage options. The company serves the area’s diverse housing and commercial properties, including single-family homes, apartments, small retail shops, and local restaurants.
In St. Petersburg, FL, 5-Star Insurance offers both one-time policy reviews to identify supplemental coverage gaps and recurring service options that adjust plans as medical needs evolve. Their core work focuses on supplemental insurance, filling cost gaps left by primary health plans for local residents. Whether ensuring continuity of care or budgeting for predictable expenses, assistance is available on a one-time, scheduled, or as-needed basis.
Gulf Coast Insurance Services specializes in supplemental coverage to fill gaps left by primary health plans, offering policies for accident, critical illness, and hospital indemnity. It generally serves residents in the St. Petersburg area by explaining how these plans can offset out-of-pocket costs. The agency helps clients prepare for the increased medical expenses often incurred during Florida’s peak influenza season or when unexpected injuries occur.
As hurricane season approaches, St. Petersburg residents often review their existing health coverage for potential gaps. Melissa Ems Insurance Agency offers supplemental insurance policies that help fill these gaps with additional financial protection. This agency focuses solely on this type of coverage, providing options like accident, critical illness, and hospital indemnity plans. Clients benefit from having extra resources for deductibles and other out-of-pocket expenses not covered by a primary insurer. The process begins with a straightforward, no-obligation assessment of an individual’s personal benefits needs.
Health Insurance With Armonn provides supplemental insurance agent services to residents throughout St. Petersburg, Florida, helping them address gaps in their primary health coverage. The company also works with local businesses to secure supplemental plans for commercial clients in the area. Agents assist clients with plan selections, claims questions, and coverage adjustments during each meeting. They offer follow-up support between regular annual visits to ensure policies continue to meet evolving needs.
What Does a a Supplemental Insurance Agent in St. Petersburg Cost?
In Florida, Medigap plan premiums typically range from $100 to $300 per month depending on your age, location, and plan type. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs vary by case, and this is general information, not insurance advice.
About supplemental insurance agents in St. Petersburg
Supplemental insurance agents in St. Petersburg, Florida help residents choose Medigap or Medicare Advantage plans. Florida law allows a six-month open enrollment period for Medigap starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Florida-specific rules affect your coverage options and costs.
Frequently Asked Questions
What is a supplemental insurance agent in St. Petersburg?
A supplemental insurance agent is a licensed professional who helps you buy Medigap or Medicare Advantage plans. They explain plan benefits, costs, and how Florida laws like the Medigap open enrollment period apply to you.
When can I enroll in a Medigap plan in Florida?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums based on health conditions.
Do supplemental insurance agents charge fees in Florida?
Most supplemental insurance agents are paid by insurance companies through commissions, not by you directly. However, some agents may charge a consultation fee, so always ask about costs before starting.
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