The top-rated supplemental insurance agent in Cape Coral, Florida is Simily Insurance, rated 4.9 stars across 483 reviews. Other highly rated options include Brightway Insurance, The Seuffert Agency, Chapman Insurance Group, GreatFlorida Insurance: Peter Look Phd. This directory lists 20 supplemental insurance agents serving Cape Coral.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Simily Insurance | 1420 SE 16th Pl Suite #103 | (239) 210-6900 |
| 2 | Brightway Insurance, The Seuffert Agency | 814 SW Pine Island Rd #207 | (239) 214-0055 |
| 3 | Chapman Insurance Group | 4507 SE 16th Pl | (239) 205-2012 |
| 4 | GreatFlorida Insurance: Peter Look Phd | 4903 Chiquita Blvd S | (239) 500-1117 |
| 5 | Your Choice Insurance | 303 NE 3rd Ave #3 | (239) 201-3844 |
| 6 | Sherzer & Associates Insurance Agency | 1227 Del Prado Blvd S Suite 201 | (239) 673-9301 |
| 7 | LP Insurance Solutions | 1423 SE 16th Pl # 103 | (239) 829-0200 |
| 8 | Halbrehder Family Agency | 601 Del Prado Blvd N #11 | (239) 772-1287 |
| 9 | Insurance Headquarters | Second Floor, 1423 SE 16th Pl #204 | (239) 800-9600 |
| 10 | Look Insurance Agency | 441 Del Prado Blvd N | (239) 458-0500 |
Simily Insurance serves Cape Coral and the surrounding Lee County area as a supplemental insurance agent. It helps clients address gaps in their primary health coverage with carefully selected plans. The agency focuses on policies that cover out-of-pocket medical costs not paid by major medical insurance. It also assists residents with enrolling in accident and critical illness insurance policies that provide direct cash benefits when a covered event occurs.
Brightway Insurance, The Seuffert Agency provides supplemental insurance products designed to fill gaps in primary coverage for individuals and businesses. Their offerings focus on helping clients manage unexpected out-of-pocket costs that major medical plans may not fully cover. The agency assists policyholders with plan selection, claims support, and periodic policy reviews to ensure coverage remains appropriate as needs change. Located in Cape Coral, FL, this supplemental insurance agent primarily services clients throughout the local area, including those owning single-family homes, apartments, retail establishments, and restaurants.
Chapman Insurance Group serves homeowners, businesses, and property managers in Cape Coral, Florida, offering supplemental insurance agent services to fill gaps left by standard policies. These plans help manage out-of-pocket costs for unexpected events, ensuring financial protection for properties and liabilities. Operating within the growing Fort Myers metropolitan area, the company also extends coverage to nearby communities such as Sanibel.
GreatFlorida Insurance: Peter Look Phd provides supplemental insurance services for residential clients in Cape Coral, Florida, and the surrounding area. Commercial coverage needs are also addressed for local businesses seeking such policies. The agency works with individuals to help fill gaps in their primary health or benefit plans. For established customers who already have policies, the office regularly follows up to assist with adjustments, claims support, or added coverage between their major benefit enrollment periods.
At Your Choice Insurance in Cape Coral, FL, residents can choose between one-time policy reviews for immediate needs or recurring enrollment updates to adjust coverage over time. Supplemental insurance fills gaps left by primary health plans, often covering costs like copays and deductibles for accidents or critical illnesses. Agents explain how different plans complement Medicare or employer insurance without overcomplicating benefits. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference and changing circumstances.
As the rainy season approaches in Cape Coral, many residents review their existing health plans for gaps in coverage. Sherzer & Associates Insurance Agency meets this need as a local supplemental insurance agent, helping clients explore policies that address specific expenses not fully covered by Medicare or primary health plans. Their focus remains on customized assessments of individual situations to determine suitable options. An initial consultation typically involves a review of current benefits and discussion of personal healthcare needs, followed by a straightforward evaluation of available supplemental solutions.
LP Insurance Solutions in Cape Coral, Florida works with clients to fill gaps in their primary health coverage. It markets supplemental insurance products that offer additional financial support for specific medical events or accidents. These policies can help cover deductibles, copays, or lost income during recovery. The company serves a range of local commercial sectors, including offices, warehouses, and food service businesses.
Halbrehder Family Agency in Cape Coral, FL is known for offering supplemental insurance policies that help cover expenses not included in standard health plans. Typical services include Medicare supplement plans, dental and vision coverage, and critical illness or accident policies. Recognizing that medical costs can create financial strain, the agency provides support for claim filing and plan updates. For clients seeking additional protection, specialty add-ons such as hospital indemnity or short-term care insurance are available.
Look Insurance Agency provides a range of supplemental insurance solutions in Cape Coral, Florida, helping clients cover gaps left by primary health plans. Its service offerings include regular policy reviews to adjust coverage as client needs change. The agency also assists with claims filing and answers coverage questions throughout the year. In the Cape Coral area, it serves single-family homes, apartments, retail locations, and restaurants seeking financial protection against unexpected medical costs.
What Does a a Supplemental Insurance Agent in Cape Coral Cost?
Supplemental insurance costs in Florida vary by plan type age and location. Medigap Plan G for a 65 year old in Cape Coral typically ranges from $120 to $250 per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs can change each year. This is general information not insurance advice.
About supplemental insurance agents in Cape Coral
Supplemental insurance agents in Cape Coral Florida help residents choose Medigap or Medicare Advantage plans. Florida law provides a six month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Florida specific rules affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Cape Coral?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans. They explain how these plans work with Original Medicare. In Florida agents must be licensed by the Florida Department of Financial Services.
When can I enroll in a Medigap plan in Florida?
Florida law gives you a six month Medigap open enrollment period. This starts the month you turn 65 and have Medicare Part B. During this time you cannot be denied coverage due to health conditions.
Do supplemental insurance agents charge fees in Florida?
Most supplemental insurance agents are paid by insurance companies through commissions. You typically do not pay a fee directly to the agent. Always ask about any potential costs before you sign up.
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