The top-rated supplemental insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 521 13th St | (407) 964-1787 |
| 2 | MM Insurance Pro | 1207 Michigan Ave | (407) 908-7474 |
| 3 | Client Care Insurance | 2001 Hickory Tree Rd | (407) 574-5599 |
| 4 | Dolly Clements Garcia - State Farm Insurance Agent | 1101 New York Ave | (407) 556-3203 |
| 5 | Ford Insurance | 113 E 13th St | (407) 847-5892 |
| 6 | Amsley Insurance Services | 1617 13th St | (407) 892-9645 |
| 7 | Advantage Insurance Advisors - St. Cloud | 910 13th St | (321) 945-8153 |
| 8 | GreatFlorida Insurance: Tony Busby | 1417 Hamlin Ave UNIT G | (407) 270-8220 |
| 9 | Barakat Insurance Agency | 2722 13th St | (407) 705-3877 |
| 10 | Central Care Insurance | 3415 Perching Rd | (833) 339-6434 |
Univista Insurance provides a range of supplemental insurance agent services in St Cloud, Florida. It helps clients secure coverage for gaps in primary health or life policies, offering protection for unexpected medical costs and income loss. The company maintains service plans that include annual policy reviews and claims assistance. It works with property owners and businesses in the local area, serving single-family homes, apartments, retail locations, and restaurants.
MM Insurance Pro serves the St. Cloud, Florida area, operating as a local supplemental insurance agent to help residents address coverage gaps in their primary health plans. The team focuses on policies designed to provide extra financial protection for unexpected medical events. Their work includes explaining how Medicare supplements and hospital indemnity plans can work alongside existing insurance. Specific services handled in this area include final expense life insurance and accident-only coverage for individuals and families.
Client Care Insurance in St Cloud, FL provides supplemental insurance policies that help cover out-of-pocket expenses not paid by primary health or Medicare plans. Its services include assisting clients with plan selection, enrollment guidance, and claims support throughout the policy term. Service maintenance includes annual policy reviews to adjust coverage as needs change. The agency serves properties such as single-family homes, apartment complexes, retail establishments, and restaurants in the local area.
Dolly Clements Garcia - State Farm Insurance Agent serves homeowners, renters, and small business owners in St Cloud, Florida, offering supplemental insurance policies that help cover gaps in standard health or property coverage. Clients often turn to such agents for help navigating the complexities of additional protection for medical expenses or asset loss. The agency provides personalized consultations to match plans with individual needs and budgets. It also serves the surrounding Osceola County area, including communities like Kissimmee.
Ford Insurance serves St Cloud, Florida, and the surrounding communities in Osceola County, handling supplemental insurance policies that cover gaps in primary health or Medicare plans. These plans typically address out-of-pocket costs such as deductibles, copays, and coinsurance for local residents. The agency explains policy options face to face with clients to clarify benefits and limitations. To complete a typical job, it gathers personal health details, compares available carriers, and presents the most suitable plan based on the client’s specific medical needs.
Amsley Insurance Services, based in St Cloud, Florida, helps clients distinguish between one-time supplemental policies for specific medical events and recurring coverage for ongoing needs like dental or vision care. Their agents guide individuals through selecting plans that bridge gaps left by primary insurance, addressing common local concerns over out-of-pocket costs. Service availability for consultations and policy management operates on an as-needed basis, allowing clients to request support whenever they require immediate assistance or plan adjustments.
With the seasonal storms and fluctuating health needs common to Central Florida, Advantage Insurance Advisors - St. Cloud helps clients evaluate the gaps in their existing coverage. As a supplemental insurance agent based in St. Cloud, the company focuses on policies that address out-of-pocket expenses not covered by major medical plans. Their approach begins by sitting down with each individual to review current policies and personal health priorities. An initial no-obligation coverage inspection is then scheduled to identify specific protection gaps.
GreatFlorida Insurance: Tony Busby specializes in providing supplemental insurance policies, including plans that cover gaps left by traditional health coverage. The agency serves residents of St. Cloud, Florida, and the surrounding area by helping individuals and families secure additional protection for medical expenses and unexpected costs. The team works closely with clients to explain various plan options without using pushy sales tactics. As the summer storm season approaches, the agency assists local residents in reviewing their policies to ensure adequate accident and critical illness coverage remains in place.
Barakat Insurance Agency works with individuals to find supplemental insurance coverage that fills gaps left by major health plans. As a supplemental insurance agent in St Cloud, FL, the company offers policies to cover hospital stays, accident costs, and critical illness expenses. These add-ons provide financial support when primary insurance falls short. The agency serves a variety of commercial sectors including offices, warehouses, and food service industries, helping them secure tailored ancillary benefits for their workforce.
Central Care Insurance serves residents throughout St. Cloud, Florida by helping them navigate supplemental insurance options that fill gaps in their primary health coverage. The agency also offers commercial supplemental plans for local businesses needing additional protection for employees. They cover the greater St. Cloud area and surrounding communities. Follow-up appointments are typically scheduled to review policy changes and coverage needs, ensuring clients receive consistent support between regular service visits.
What Does a a Supplemental Insurance Agent in St Cloud Cost?
In Florida, Medigap Plan G premiums for a 65-year-old in St Cloud typically range from $120 to $250 per month, depending on the insurer and underwriting. Plan N premiums are often $20 to $50 less per month. Costs vary by age, health status, and the specific plan chosen. This is general information, not insurance advice.
About supplemental insurance agents in St Cloud
Supplemental insurance agents in St Cloud, Florida help residents choose Medigap policies and other plans to cover costs not paid by Original Medicare. Florida law provides a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Local agents can explain how Florida-specific regulations affect your coverage options and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in St Cloud Florida?
A supplemental insurance agent in St Cloud helps you find and enroll in Medigap or other health insurance plans that fill gaps in Medicare coverage. They are licensed in Florida and can compare policies from different carriers.
When can I enroll in a Medigap plan in Florida?
Florida law gives you a six-month Medigap open enrollment period that begins when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more for pre-existing conditions.
Are there Florida-specific rules for Medigap plans?
Yes, Florida requires Medigap policies to be guaranteed renewable and standardized as Plan A through Plan N. Insurers cannot cancel your policy as long as you pay premiums, and you have a 30-day free look period after purchase.
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