The top-rated supplemental insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,521 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Florida Auto Plus Insurance. This directory lists 16 supplemental insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 17605 S Dixie Hwy | (305) 507-9638 |
| 2 | Jorge Milanes - GEICO Insurance Agent | 17031 S Dixie Hwy | (305) 421-8000 |
| 3 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 4 | Florida Auto Plus Insurance | 9555 SW 175th Terrace Suite 102 | (305) 796-2968 |
| 5 | Estrella Insurance | 18071 S Dixie Hwy | (305) 255-2985 |
| 6 | Del Toro Insurance | 13843 S Dixie Hwy | (305) 831-2505 |
| 7 | Seguro Medico | Generalcover Insurance | 14707 S Dixie Hwy Suite 320 | (855) 944-0107 |
| 8 | Bupa Global Latin America | 18001 Old Cutler Rd #300 | (786) 755-3134 |
| 9 | D Insurance Group | 9555 SW 175th Terrace Suite 224 | (305) 882-9358 |
| 10 | All About Insurance, Inc. | 17891 S Dixie Hwy STE 105 | (305) 251-3098 |
Univista Insurance in Palmetto Bay, Florida, is known for helping clients understand and secure supplemental coverage that fills gaps in primary health plans. Its service range includes connecting local residents with policies for accident, critical illness, and hospital indemnity needs. The company guides individuals through plan options that can assist with out-of-pocket expenses not covered by standard insurance. A specialty service it can add on is dental and vision coverage for an extra layer of care.
Jorge Milanes - GEICO Insurance Agent serves the Palmetto Bay, Florida area as a supplemental insurance provider. The company focuses on offering coverage options that help fill gaps in primary health plans. Residents often seek out its assistance for policies that address specific out-of-pocket expenses not covered by standard medical insurance. The agency works with clients to find appropriate solutions for unexpected costs. It handles Medicare supplement plans and critical illness insurance for the local community.
GreatFlorida Insurance: Tamara Mourino provides access to supplemental insurance plans that help cover gaps left by primary health policies. These typically include accident, critical illness, and hospital indemnity coverage designed for unexpected medical expenses. Ongoing service includes policy review assistance and claims guidance to ensure clients understand their benefits and renewal options. The agency serves a diverse range of properties in Palmetto Bay and the surrounding area, including single-family homes, apartments, retail establishments, and restaurants.
Road-area homeowners and small business owners in Palmetto Bay turn to Florida Auto Plus Insurance for supplemental insurance agent services that fill gaps in primary coverage. The agency helps clients explore policies for accident, hospitalization, and disability income protection. Residents of Cutler Bay and communities across southern Miami-Dade County also rely on these agents to simplify plan selection and claims guidance.
Estrella Insurance serves the Palmetto Bay area of Miami-Dade County, providing supplemental insurance agent services to local residents. These plans help cover out-of-pocket expenses not addressed by primary health policies. The company assists clients in navigating various options to fill gaps in their existing coverage. Common strategies include offering policies for specific medical needs and unexpected costs. Supplemental insurance can provide added financial protection for everyday health events. Estrella Insurance handles options for accident coverage and critical illness plans.
Del Toro Insurance in Palmetto Bay, Florida, provides supplemental insurance coverage that helps clients manage out-of-pocket costs not addressed by primary health plans. Its service options include assistance with plan selection during enrollment periods and routine policy reviews to align with changing healthcare needs. The company also offers ongoing support for claims processing and plan maintenance throughout the year. Del Toro Insurance serves a range of property types, covering single-family homes, apartments, retail spaces, and restaurants.
Serving Palmetto Bay and the surrounding South Florida communities, Seguro Medico | Generalcover Insurance is a supplemental insurance agent. It provides policies that help cover gaps left by primary health insurance, including accident, critical illness, and hospital indemnity plans. Clients in need of additional financial protection against unexpected medical costs or income loss often consult this agency. To handle a typical job, it begins with a needs assessment conversation to match available coverage options to an individual’s specific healthcare situation and budget.
Bupa Global Latin America distinguishes between one-time policy reviews and ongoing service agreements for supplemental insurance needs. Coverage options typically include gap-filling plans for hospital stays, accident recovery, and critical illness, depending on the client’s existing primary coverage. Based in Palmetto Bay, FL, this agency supports local residents who want to strengthen their financial protection against unexpected medical costs. The company structures its support to reoccur on an as-needed basis, responding when a client requests a consultation or a policy update.
D Insurance Group serves Palmetto Bay and the surrounding South Florida communities, handling supplemental insurance needs for local residents and families. The company focuses on providing policies that help cover costs not included by primary health or Medicare plans, such as dental, vision, and critical illness coverage. In handling a typical client request, the agency reviews existing coverage options to identify gaps and then explains each relevant policy’s benefits and limitations directly to the individual.
All About Insurance, Inc. serves homeowners, businesses, and property managers in Palmetto Bay, Florida, who need supplemental coverage to fill gaps in their primary insurance policies. The agency offers specialized policies that can help protect against deductibles, co-pays, or other out-of-pocket expenses not covered by standard plans. Tailored solutions support clients facing unique risks common to this coastal area. The company also regularly works with residents and commercial clients throughout surrounding South Miami-Dade County and neighboring communities such as Cutler Bay.
What Does a a Supplemental Insurance Agent in Palmetto Bay Cost?
Supplemental insurance costs in Florida vary by plan type age and health status. Medigap Plan G premiums for a 65 year old in Palmetto Bay typically range from 120 to 250 dollars per month. Hospital indemnity plans may cost 30 to 80 dollars per month. Medicare Advantage plans often have low or zero premiums but include cost sharing. This is general information and not insurance advice.
About supplemental insurance agents in Palmetto Bay
Supplemental insurance agents in Palmetto Bay Florida help residents find coverage that works alongside major medical plans. Florida law requires agents to be licensed by the state and follow specific marketing rules for Medicare products. Local agents can explain how plans like Medigap or hospital indemnity fill gaps left by primary insurance.
Frequently Asked Questions
What is a supplemental insurance agent in Palmetto Bay?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover costs not paid by your main health plan. In Florida these agents must hold a valid 2-15 or 2-40 license from the Florida Department of Financial Services.
When can I enroll in a Medigap plan in Florida?
Florida residents have a six month Medigap open enrollment period starting the month they turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage due to health conditions. After that period insurers may use medical underwriting.
Are supplemental insurance premiums tax deductible in Florida?
Medical expenses including some supplemental insurance premiums may be deductible on your federal taxes if they exceed 7.5 percent of your adjusted gross income. Florida has no state income tax so there is no state deduction for these premiums.
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