The top-rated supplemental insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Professional Property & Casualty LLC, Jorel Rodriguez - State Farm Insurance Agent, Jeffrey B Campbell - State Farm Insurance Agent. This directory lists 19 supplemental insurance agents serving Oviedo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 1977 Alafaya Trail #1031 | (407) 542-0067 |
| 2 | Professional Property & Casualty LLC | 2050 Winter Springs Blvd | (407) 366-7746 |
| 3 | Jorel Rodriguez - State Farm Insurance Agent | 1875 County Rd 419 #300 | (407) 278-2371 |
| 4 | Jeffrey B Campbell - State Farm Insurance Agent | 2840 Tuskawilla Rd | (407) 671-8333 |
| 5 | Brightway Insurance, Oviedo-Winter Springs | 1500 Alafaya Trail STE 1012 | (407) 706-6550 |
| 6 | Salmon Agency | 1890 County Rd 419 #1040 | (407) 365-1766 |
| 7 | Karla Salmon Insurance | 95 E Mitchell Hammock Rd #201 | (407) 478-8808 |
| 8 | Goosehead Insurance - Stephanie Velez | 1317 W Broadway St | (407) 785-6761 |
| 9 | Adam Williams - State Farm Insurance Agent | 7250 Red Bug Lake Rd STE 1016 | (407) 365-8595 |
| 10 | Kerbelis Insurance Agency | 1949 County Rd 419 #1251 | (407) 775-2760 |
Steve Manzano, serving the Oviedo, Florida, metro area, operates as a supplemental insurance agent. The company focuses on helping residents fill coverage gaps that major medical plans often leave exposed. Typical services include offering policies for accidents, critical illness, and hospital indemnity to provide additional financial protection. For clients needing extra support, the agency also handles specific disability income insurance plans.
Professional Property & Casualty LLC provides a range of supplemental insurance products designed to fill coverage gaps left by standard policies. Its service approach focuses on explaining optional benefits and assisting clients in filing claims for unexpected expenses. Routine policy reviews help ensure coverage adapts to changing needs over time. The agency services single-family homes, apartments, retail stores, and restaurants throughout the Oviedo, FL area.
Homeowners and property managers in Oviedo, FL, turn to Jorel Rodriguez - State Farm Insurance Agent for supplemental insurance coverage. These policies provide important financial protection that helps bridge gaps left by primary homeowners or property insurance plans. Services include helping clients understand available supplemental options and guiding them through the claims process when needed. The agency also serves customers throughout the greater Orlando area, including nearby communities such as Winter Park and Maitland.
Serving Oviedo and the surrounding communities in central Florida, Jeffrey B Campbell - State Farm Insurance Agent handles supplemental insurance policies for individuals and families. This office provides coverage options designed to fill gaps left by traditional health plans, including accident and critical illness policies. Clients can expect assistance in reviewing their current coverage to identify potential needs. The approach focuses on explaining policy terms clearly and helping customers select an appropriate supplemental plan for their specific situation.
In Oviedo, Florida, Brightway Insurance, Oviedo-Winter Springs offers supplemental insurance agents who assist clients with policies that can require a single payment for a set benefit or recurring premiums for ongoing coverage. These agents help bridge gaps in primary health plans by providing financial protection for unexpected medical costs. Coverage options often include accident, critical illness, and hospital indemnity plans tailored to local residents’ needs. Service runs on an as-needed basis for policy inquiries and as a scheduled review each year during open enrollment.
Salmon Agency offers supplemental insurance policies including accident, critical illness, and hospital indemnity coverage. It serves individuals and families in and around Oviedo, Florida, by providing gap-filling plans that address expenses not covered by primary health insurance. The agency helps clients navigate open enrollment periods and offers guidance on managing out-of-pocket costs. It also assists with coverage adjustments when policyholders experience major life events such as a new diagnosis or a planned surgery.
As the summer storm season approaches in central Florida, Karla Salmon Insurance helps Oviedo residents prepare for potential out-of-pocket medical costs. This supplemental insurance agency focuses on plans designed to fill gaps left by primary health coverage. Policies often assist with deductibles, copays, and unexpected hospital expenses. The agency evaluates each client’s existing coverage before matching them with suitable supplemental options. An initial consultation typically starts with a no-obligation review of the individual’s current policy to identify specific coverage shortcomings.
Goosehead Insurance - Stephanie Velez works with clients to build supplemental insurance coverage that fills gaps left by primary health plans. This agency in Oviedo, FL, offers specialty add-ons such as accident, critical illness, and hospital indemnity policies. These products help individuals manage out-of-pocket expenses during unexpected medical events. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service operations, tailoring supplemental benefits to meet diverse workplace needs.
Adam Williams - State Farm Insurance Agent provides supplemental insurance services for residences in Oviedo, Florida. Commercial coverage is also offered to local businesses operating in the broader surrounding area. Clients receive personalized attention to help address gaps in standard health or life policies. The agency focuses on clear explanations of available plans to support informed decisions. Follow-ups are conducted after initial enrollments to review coverage changes and ensure ongoing suitability between regular annual visits.
Kerbelis Insurance Agency in Oviedo, Florida provides supplemental insurance coverage for local residents. As an independent agency, it helps clients fill gaps in their primary health or life insurance policies through additional plans. Supplemental agents in this area typically offer policies covering critical illness, hospital indemnity, or accident protection. The agency works with individuals seeking financial security against unexpected medical costs or income loss. A specialty service it can add on is dental and vision insurance for comprehensive everyday health needs.
What Does a a Supplemental Insurance Agent in Oviedo Cost?
Supplemental insurance costs in Florida vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Oviedo typically range from $120 to $250 per month. Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. Costs can change each year and depend on your health status during underwriting. This is general information not insurance advice.
About supplemental insurance agents in Oviedo
Supplemental insurance agents in Oviedo Florida help residents choose Medigap or Medicare Advantage plans. Florida law requires agents to be licensed by the state and follow specific sales and disclosure rules. Local agents can explain how Florida open enrollment periods and guaranteed issue rights affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Oviedo Florida?
A supplemental insurance agent is a licensed professional who helps you buy Medigap or Medicare Advantage plans. They must follow Florida insurance regulations and can explain plan benefits and costs. Agents do not work for the government but are independent or contracted with insurance companies.
When can I enroll in a supplemental plan in Florida?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher premiums.
Are there Florida laws that protect me when buying supplemental insurance?
Yes Florida law requires agents to provide a clear outline of coverage and a buyer guide. There is a 30-day free look period for Medigap policies. Agents must also follow Florida marketing rules and cannot use misleading sales tactics.
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