The top-rated supplemental insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, HealthMarkets Insurance - Kyle Lamond. This directory lists 17 supplemental insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | HealthMarkets Insurance - Kyle Lamond | 600 S Yonge St #6b | (386) 366-1370 |
| 5 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 6 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 7 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
| 8 | Cornerstone Insurance Partners | 3762 Roscommon Dr Unit 120 | (386) 888-6347 |
| 9 | The Ormond Agency | 555 W Granada Blvd Ste H8 | (386) 677-8800 |
| 10 | McClain Insurance Agency | 1010 Ocean Shore Blvd | (386) 441-1600 |
O'Quinn Insurance Services, serving Ormond Beach and Volusia County, specializes in supplemental insurance coverage for individuals and families. The agency helps clients close gaps left by primary health plans, focusing on policies that provide direct cash benefits for medical events or hospital stays. These supplemental plans assist with unexpected deductibles, copays, and non-medical expenses that standard insurance may not cover. The agency handles both hospital indemnity and critical illness insurance plans for local residents.
First Florida Insurance Ormond Beach provides a range of supplemental insurance agency services to residents and businesses in the Ormond Beach area. Its service plans focus on helping clients bridge gaps in standard health or property coverage through voluntary policies. Routine maintenance of these plans includes annual policy reviews and assistance with claims filing to ensure proper benefit usage. The company services a variety of local properties, including single-family homes, apartments, retail locations, and restaurants.
Brightway Insurance, The Lester Agency serves homeowners, businesses, and property managers in Ormond Beach, Florida, by offering supplemental insurance policies that fill coverage gaps left by standard plans. These policies are designed to provide additional financial protection for unexpected events, such as property damage or liability claims. Working as a local agent, the company helps clients compare options from multiple carriers to find suitable coverage for their specific needs. The agency also extends its services to neighboring communities throughout Volusia County, including Daytona Beach.
Serving Ormond Beach and the surrounding Volusia County communities, HealthMarkets Insurance - Kyle Lamond handles supplemental insurance policies designed to fill gaps left by major medical coverage. This local agency assists clients with products such as accident, critical illness, and hospital indemnity plans. Each individual’s situation is assessed carefully, allowing the agent to present suitable options from various carriers. A typical job is managed by first reviewing a client’s existing health benefits, then comparing available supplemental plans to find the most appropriate coverage for specific needs.
Both one-time enrollments and ongoing policy management are available from FRP of Florida (Halifax Insurance Partners) in Ormond Beach. The agency helps individuals select supplemental coverage that fills gaps not addressed by their primary health insurance, such as accident, hospital, or critical illness plans. Each plan can be tailored to a client’s specific needs and budget. Service operates on either a one-time or scheduled basis, depending on whether the client requires periodic policy reviews or simply an initial enrollment.
Capital Partners Insurance specializes in supplemental insurance policies designed to fill gaps left by major medical plans, offering coverage such as accident and critical illness protection. Based in Ormond Beach, FL, the agency provides personalized assistance to help local residents find suitable gap-filling health options. It focuses on simplifying policy details for individuals and families. During open enrollment periods, it can help clients coordinate additional coverage with existing Medicare benefits.
East Coast Insurors Inc assists individuals and businesses in Ormond Beach, FL, with their supplemental insurance needs, offering coverage that fills gaps left by primary health or property plans. The company focuses on specialized add-ons such as accident, critical illness, and hospital indemnity policies. These supplemental options help clients manage unexpected out-of-pocket costs. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service establishments, tailoring plans to their operational requirements.
Cornerstone Insurance Partners offers supplemental insurance services to residential clients in Ormond Beach and the surrounding area, filling gaps left by primary health coverage. The agency also assists commercial clients in managing out-of-pocket expenses from medical events. Their service area extends across Volusia County. Policies are designed to provide additional financial protection during unexpected health situations. The team typically reaches out to policyholders before plan renewal periods to discuss adjustments, ensuring continued alignment with changing needs between regular visits.
As residents of Ormond Beach prepare for the busy summer season, the need to fill coverage gaps often arises. The Ormond Agency serves the local community as a supplemental insurance agent, helping individuals address expenses not covered by major medical plans. Their focus includes policies for accidents, critical illness, and hospital stays. After an initial discussion of a client’s personal situation, a straightforward assessment of current coverage and specific needs is arranged to identify potential options.
McClain Insurance Agency in Ormond Beach, FL, is known for providing supplemental insurance policies that fill coverage gaps left by major medical plans. Their service range includes accident, critical illness, and hospital indemnity plans that help with out-of-pocket expenses. These policies are designed to work alongside existing health insurance, offering financial support during unexpected medical events. As a local provider, they focus on educating clients about their options. For those seeking specialized protection, the agency also offers supplemental cancer insurance as an additional coverage choice.
What Does a a Supplemental Insurance Agent in Ormond Beach Cost?
Supplemental insurance agent services in Florida are typically free to consumers because agents earn commissions from insurance companies. The monthly premium for a Medigap plan in Ormond Beach ranges from about $100 to $300 depending on your age, gender, and plan type. Medicare Advantage plans may have lower premiums but higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Ormond Beach
Supplemental insurance agents in Ormond Beach, Florida help residents choose Medigap or Medicare Advantage plans that fill gaps in Original Medicare. Under Florida law, agents must follow specific disclosure rules and cannot sell duplicative coverage. Local agents understand the needs of retirees and seasonal residents in Volusia County.
Frequently Asked Questions
What is a supplemental insurance agent in Ormond Beach?
A supplemental insurance agent helps you enroll in Medicare Supplement plans, also called Medigap. These plans cover costs like copayments and deductibles that Original Medicare does not pay. Agents in Florida must be licensed by the state and follow strict marketing guidelines.
When can I enroll in a Medigap plan in Florida?
The best time to enroll is during your Medigap Open Enrollment Period, which starts when you are 65 and enrolled in Medicare Part B. In Florida, this six-month window guarantees you cannot be denied coverage due to health conditions. Outside this period, insurers may use medical underwriting.
Are there Florida-specific rules for supplemental insurance agents?
Yes. Florida law requires agents to provide a written outline of coverage and to avoid recommending plans that overlap with existing coverage. Agents must also disclose their compensation if asked. These rules help protect consumers from unsuitable policies.
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