The top-rated supplemental insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 365 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Stan Harrison - State Farm Insurance Agent, Michaels Insurance Group. This directory lists 13 supplemental insurance agents serving New Smyrna Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Berlin & Denys Insurance | 110 S Orange St | (386) 427-4510 |
| 2 | Buddy Davenport - State Farm Insurance Agent | 1305 State Rd 44 | (386) 426-2886 |
| 3 | Stan Harrison - State Farm Insurance Agent | 402 Canal St | (386) 427-5277 |
| 4 | Michaels Insurance Group | 1119 N Dixie Fwy | (386) 274-8150 |
| 5 | Melanie Emanuel: Allstate Insurance | 530 Canal St | (386) 427-0500 |
| 6 | Smith & Associates Insurance-New Smyrna Beach | 508 Canal St | (386) 409-8004 |
| 7 | Mark Daniel Sr: Allstate Insurance | 2236 FL-44 | (386) 426-6000 |
| 8 | Allstate Insurance Agent: Norm Daniel Co. | 2236 FL-44 | (386) 426-6000 |
| 9 | WFG Insurance | 100 Faulkner St | (386) 295-4252 |
| 10 | Houston Insurance Agency | 424 Luna Bella Ln #113 | (386) 410-2172 |
Berlin & Denys Insurance provides a range of supplemental insurance options designed to cover gaps left by standard health plans. Its service approach focuses on helping clients understand and select policies that address specific medical or financial needs. The agency offers ongoing support for policy maintenance, including assistance with claims and annual plan reviews. It serves residential clients, such as single-family homes and apartments, as well as commercial properties like retail stores and restaurants in the New Smyrna Beach area.
Buddy Davenport - State Farm Insurance Agent serves clients in the New Smyrna Beach, Florida area, offering supplemental insurance to help cover gaps left by primary health plans. These policies are designed to address unexpected medical expenses and income loss. Residents can consult the agency for personalized guidance on various coverage options that support financial security during health-related events. Common plans available through this office include accident insurance and hospital indemnity coverage for local policyholders.
Homeowners, businesses, and property managers in New Smyrna Beach, Florida, turn to Stan Harrison’s agency for supplemental insurance solutions. As a State Farm Insurance Agent, the office helps clients fill gaps in existing coverage with tailored policies that address specific financial exposures. Residents and commercial property owners benefit from guidance on plans that complement primary insurance, ensuring protection against unforeseen costs. The agency also extends its supplemental insurance services to the neighboring community of Port Orange and throughout the greater Daytona Beach metropolitan area.
Michaels Insurance Group serves New Smyrna Beach and the surrounding Volusia County communities, handling supplemental coverage options for local residents. The agency focuses on policies that fill gaps in primary health plans, managing Medicare supplements as well as accident, cancer, and hospital indemnity insurance for individuals. Each client’s specific financial situation and health history are carefully reviewed before presenting suitable plan choices. The agency arranges personal interviews to compare coverage options, then helps finalize enrollment forms to secure the selected supplemental benefits.
A client might schedule a single appointment with Melanie Emanuel: Allstate Insurance in New Smyrna Beach, FL to explore a specific gap, or establish an ongoing relationship for regular policy reviews. This supplemental insurance agent helps residents cover expenses that primary health plans often exclude, such as deductibles or accident recovery costs. Service typically runs on a scheduled basis, with annual check-ins recommended to adjust coverage as life circumstances change, though one-time needs can also be addressed individually.
Smith & Associates Insurance-New Smyrna Beach specializes in supplemental insurance policies, offering coverage that works alongside primary health plans to fill gaps in out-of-pocket costs. The agency serves residents in the New Smyrna Beach area, providing assistance with plan selection and claims guidance. Its brokers help clients understand how supplemental benefits can offset expenses from hospital stays, surgeries, or critical illness treatments. During the busy Atlantic hurricane season, the agency frequently addresses policy questions about deductibles and coverage for storm-related injuries.
As residents of New Smyrna Beach prepare for the height of hurricane season, many seek ways to fill gaps left by their primary health or property coverage. Mark Daniel Sr: Allstate Insurance serves as a supplemental insurance agent in the area, helping individuals explore options for additional financial protection. An agent can explain how these plans may work alongside existing policies to address possible out-of-pocket costs or deductibles. The process typically begins with a no-obligation appointment to review a client’s current coverage and specific needs.
Serving residential clients in New Smyrna Beach, Allstate Insurance Agent: Norm Daniel Co. provides supplemental insurance coverage. It also offers commercial policies for local businesses throughout the area. Supplemental plans help fill gaps left by primary health or auto insurance, offering benefits for accidents or hospital stays. Agents work closely with clients to explain policy details and tailor coverage to individual needs. After an initial policy is placed, the office schedules follow-up contact to review changes or address new questions between regular visits.
WFG Insurance, located in New Smyrna Beach, Florida, focuses on providing supplemental insurance coverage designed to fill gaps left by primary health plans. These policies help individuals manage out-of-pocket costs from deductibles, copays, and unexpected medical events not fully covered by major medical insurance. The agency specializes in offering additional plans to complement existing healthcare benefits. This supplemental coverage is available to various commercial sectors, including offices, warehouses, and food service operations.
Houston Insurance Agency, based in New Smyrna Beach, FL, is known for helping clients fill coverage gaps that major medical plans often leave out. The agency serves local residents seeking supplemental insurance, such as policies for accidents, hospital stays, and critical illnesses. By working directly with individuals, the agency explores options to address unique health and financial needs. An additional specialty service it can provide is offering short-term plans or gap protection for those in between major coverage periods.
What Does a a Supplemental Insurance Agent in New Smyrna Beach Cost?
Supplemental insurance agent services in Florida are typically free to consumers because agents earn commissions from insurance companies. Medigap Plan G premiums for a 65-year-old in New Smyrna Beach often range from $130 to $250 per month depending on the carrier and underwriting. Costs vary by age health status and plan type. This is general information not insurance advice.
About supplemental insurance agents in New Smyrna Beach
Supplemental insurance agents in New Smyrna Beach help residents fill gaps in Medicare and other health coverage. Florida law requires agents to be licensed by the state and follow strict disclosure rules for Medigap policies. Local agents understand the specific needs of retirees and seasonal residents in Volusia County.
Frequently Asked Questions
What is a supplemental insurance agent in New Smyrna Beach?
A licensed professional who helps you buy Medigap or other health supplement plans. They compare policies from different carriers and explain how each plan works with your existing coverage.
When can I enroll in a Medigap plan in Florida?
You have a 6-month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions.
Do I need a separate agent for Medicare Advantage in New Smyrna Beach?
Many agents handle both Medigap and Medicare Advantage plans. An agent can explain the differences between Medigap and Advantage plans so you can choose what fits your budget and health needs.
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