The top-rated supplemental insurance agent in Middleburg, Florida is Katherine Baustert - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Rich Morris - State Farm Insurance Agent, Felisha Foote: Allstate Insurance, Brightway Insurance, The Herd Agency. This directory lists 13 supplemental insurance agents serving Middleburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katherine Baustert - State Farm Insurance Agent | 2219 County Rd 220 Suite 301 | (904) 276-2112 |
| 2 | Rich Morris - State Farm Insurance Agent | 2067 Palmetto St | (904) 282-9898 |
| 3 | Felisha Foote: Allstate Insurance | 2640 Blanding Blvd Ste 206 | (904) 406-7838 |
| 4 | Brightway Insurance, The Herd Agency | 14 Swimming Pen Dr Suite 2 | (904) 469-1900 |
| 5 | Direct Auto Insurance | 1580 Branan Field Rd | (904) 406-7730 |
| 6 | Brightway Insurance - Middleburg | 2755 Blanding Blvd Ste. 110 | (904) 291-4663 |
| 7 | Liberty DSI | 1646 Corsair Ln #601 | (904) 264-0500 |
| 8 | Roberts Insurance of Middleburg | 2361 Blanding Blvd | (904) 282-7665 |
| 9 | Jenny Lynne & Co | 4213 Co Rd 218 | (904) 291-3655 |
| 10 | Lyndel Hale Agency - Insurance | 2751 Blanding Blvd Suite 106 | (352) 612-4154 |
Katherine Baustert - State Farm Insurance Agent serves the Middleburg, Florida area as a local supplemental insurance agent. This agency provides coverage options designed to help residents manage costs that primary health plans often do not fully cover. Clients in Clay County can work with the agent to explore policies that offer financial support during unexpected medical events. Typical supplemental plans available in this region include accident insurance to help with out-of-pocket expenses and critical illness coverage for specified serious health conditions.
Rich Morris - State Farm Insurance Agent in Middleburg, FL, provides supplemental insurance coverage designed to fill gaps left by primary health or life policies. It offers personalized guidance to help clients select appropriate plans for their individual needs or business requirements. Ongoing support services include policy reviews and assistance with claims or billing questions throughout the coverage term. The agency works with a range of local properties, including single-family homes, apartments, retail locations, and restaurants.
Felisha Foote: Allstate Insurance assists homeowners and property managers in Middleburg, FL, by offering supplemental insurance agent services designed to fill gaps in standard coverage. These policies can provide financial protection for deductibles or unexpected expenses that typical plans exclude, helping clients manage out-of-pocket costs during a claim. The agency works with individuals seeking additional peace of mind beyond their primary insurance. Coverage options are also available for residents and business owners in the neighboring community of Orange Park.
Brightway Insurance, The Herd Agency serves Middleburg, Florida, and the surrounding Clay County communities, handling supplemental insurance policies for individuals and families. These plans help cover costs that primary health, Medicare, or disability insurance leave unmet, such as out-of-pocket medical expenses, accident-related bills, or income protection needs. The agency provides personalized consultations to evaluate each client’s existing coverage and financial situation, then recommends suitable supplemental options based on specific risk exposures and budget constraints. It follows a straightforward process of explaining policy terms, comparing plan benefits, and assisting with the application.
Direct Auto Insurance specializes in offering supplemental coverage options designed to fill gaps in standard health plans. As a Supplemental Insurance Agent in Middleburg, Florida, it helps individuals throughout the area secure policies for specific needs such as accident or hospital indemnity. The business works to explain coverage choices clearly, assisting clients in making informed decisions about their financial protection. It is particularly helpful during open enrollment periods, when residents seek to address changing medical expenses or plan adjustments.
Some supplemental insurance products require a single purchase, while others offer periodic renewals for ongoing protection. As a local supplemental insurance agent in Middleburg, Florida, Brightway Insurance - Middleburg helps clients understand these options. They can address specific coverage gaps that primary health plans may not fully cover, such as accident or hospital indemnity policies. Service is arranged entirely on an as-needed basis, allowing clients to schedule appointments for quotes, policy reviews, or claims assistance at times that suit their personal schedules.
In Florida, seasonal residents and new homeowners in Middleburg often review their coverage before hurricane and storm seasons begin. Liberty DSI assists local clients by explaining how supplemental insurance policies can fill gaps left by standard health or Medicare plans, addressing deductibles and out-of-pocket costs. The agency serves the surrounding area with straightforward advice on available plan options and enrollment periods. An initial assessment of the individual’s current coverage or specific needs is the standard first step.
Roberts Insurance of Middleburg specializes in offering supplemental insurance policies that help cover gaps left by major medical plans, generally assisting clients with selecting plans for accident, critical illness, and hospital indemnity coverage. Servicing Middleburg and the surrounding area, it guides individuals and families through the application process and policy questions. It frequently helps clients address coverage needs for the winter flu season and unexpected medical events that would otherwise result in significant out-of-pocket expenses.
As enrollment periods shift with the seasons, residents of Middleburg and surrounding areas often review their existing coverage for gaps. Jenny Lynne & Co provides supplemental insurance agent services to help individuals strengthen their Medicare or health plans with optional policies for additional expenses like copays or hospital stays. They consider typical local healthcare needs and personal budgets during the process. A first appointment includes a review of current coverage to identify potential benefit gaps before moving forward.
What Does a a Supplemental Insurance Agent in Middleburg Cost?
Supplemental insurance costs in Florida vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Middleburg typically range from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Standalone Part D drug plans average 30 to 70 dollars per month. Costs can change each year and depend on your health status and the insurance company. This is general information and not insurance advice.
About supplemental insurance agents in Middleburg
Supplemental insurance agents in Middleburg Florida help residents find policies that cover gaps in Original Medicare. These plans include Medigap Medicare Advantage and standalone drug plans. Florida law requires Medigap policies to be guaranteed issue during certain enrollment periods such as the six-month Medigap open enrollment period that starts when you turn 65 and enroll in Part B.
Frequently Asked Questions
What is a supplemental insurance agent in Middleburg?
A supplemental insurance agent in Middleburg helps you compare and enroll in plans that cover costs not paid by Original Medicare. They are licensed by the Florida Department of Financial Services and can explain options like Medigap Medicare Advantage and Part D drug plans.
When can I enroll in a Medigap plan in Florida?
You have a six-month Medigap open enrollment period that begins when you are 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy sold in Florida without medical underwriting. Outside this window you may face health questions and higher premiums.
Does Florida have special rules for Medicare Advantage plans?
Yes Florida requires Medicare Advantage plans to provide a 30-day free look period when you switch plans. You can cancel a new plan within 30 days and return to your previous coverage. Also Florida law allows you to switch Medicare Advantage plans during the annual enrollment period from January 1 to March 31 each year.
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