The top-rated supplemental insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 483 reviews. Other highly rated options include Agente de Seguro - Juan Acevedo, Brightway Insurance, Miami Lakes, Sebanda Insurance. This directory lists 14 supplemental insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | Agente de Seguro - Juan Acevedo | 15730 NW 37th Ave | (786) 426-6565 |
| 3 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 4 | Sebanda Insurance | 4771 NW 167th St | (305) 390-8415 |
| 5 | Univista Insurance | 4729 NW 183rd St | (305) 406-6708 |
| 6 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 7 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 8 | Adavi Insurance Inc & Miami Gardens Multi Services Inc | 4526 NW 183rd St | (305) 620-6636 |
| 9 | One Financial Solutions Inc Health Insurance Agency | 18982 NW 2nd Ave | (786) 648-8266 |
| 10 | Estrella Insurance | 18355 NW 57th Ave #103B | (305) 830-1477 |
Serving Miami Gardens, Estrella Insurance specializes as a supplemental insurance agent, assisting clients with policies that cover gaps left by standard health or Medicare plans. Its general work involves helping individuals and families evaluate and select additional coverage for expenses like deductibles, copays, or long-term care. During open enrollment periods or after a major life change such as retirement, it guides customers in securing benefits that address their specific financial risks.
Agente de Seguro - Juan Acevedo serves Miami Gardens, Florida, and its surrounding communities as a supplemental insurance agent. The agency helps individuals fill gaps in their primary health coverage by offering policies that address out-of-pocket expenses. Clients can obtain plans for accident-related costs and critical illness treatments. These supplemental options are designed to provide financial support during unexpected medical events. The company handles dental insurance enrollment and hospital indemnity plans for local residents.
Brightway Insurance in Miami Lakes offers a range of supplemental insurance agency services, including policies that cover gaps in primary health, accident, and life insurance plans. The company maintains these plans through regular policy reviews and claim assistance, helping clients navigate their coverage options in Miami Gardens, Florida. It services a variety of properties, including single-family homes, apartments, retail businesses, and restaurants in the local area.
As seasonal residents return to Miami Gardens each fall, many seek to shore up their health coverage against unexpected medical costs. Sebanda Insurance helps area clients review existing policies and identify gaps in their supplemental protection. Serving the local community as a Supplemental Insurance Agent, the company focuses on explaining the differences between Medicare supplements, hospital indemnity plans, and critical illness policies. Each consultation begins with a thorough review of the individual’s current benefits and medical needs before the agent recommends a specific initial-assessment appointment.
Univista Insurance works with individuals to secure essential health coverage, supplementing these policies with specialized add-ons such as dental and vision plans. Their services address gaps in standard insurance, providing financial protection for a variety of medical expenses. Positioned in Miami Gardens, Florida, the agency assists businesses that require comprehensive employee benefits packages. This support extends to commercial operations like offices seeking group plans, warehouses needing accident coverage, and food service establishments requiring liability protection for their workforce.
Del Toro Insurance provides supplemental insurance services to residents in the Miami Gardens, Florida area. In addition to residential service, the company offers commercial coverage tailored to local business needs. Serving Miami Gardens and its surrounding communities, Del Toro Insurance assists clients with identifying supplementary plans to enhance their primary health or life coverage. The agency is positioned to help policyholders manage claims and adjust their coverage as personal circumstances evolve, ensuring clients receive continued support between their regular service visits.
Homeowners, renters, and small business owners in Miami Gardens turn to Gardens Insurance Inc for focused supplemental coverage that fills gaps left by standard policies. This local agency helps clients evaluate options for hospital indemnity, accident, and critical illness plans, often explaining how these products complement existing health insurance. Services include personalized policy comparisons and straightforward enrollment assistance. The team serves the entire Miami metropolitan area, regularly assisting residents in neighboring North Miami Beach with their supplemental insurance needs.
Adavi Insurance Inc & Miami Gardens Multi Services Inc is a supplemental insurance agent in Miami Gardens, Florida, known for providing coverage that helps fill gaps left by primary health plans. This company offers a range of optional policies designed to assist with out-of-pocket expenses related to accidents, hospital stays, and critical illnesses. Residents can also explore specialty services such as final expense plans to help manage end-of-life costs.
One Financial Solutions Inc Health Insurance Agency serves the Miami Gardens, Florida area as a supplemental insurance agent. It helps residents fill coverage gaps left by primary health plans through tailored policy options. The agency guides clients in selecting additional protection for everyday medical expenses not always covered. Its work focuses on securing financial support during unexpected health events. One Financial Solutions Inc Health Insurance Agency handles specific services such as hospital indemnity plans and accident insurance policies in this region.
Serving Miami Gardens, Estrella Insurance specializes as a supplemental insurance agent, assisting clients with policies that cover gaps left by standard health or Medicare plans. Its general work involves helping individuals and families evaluate and select additional coverage for expenses like deductibles, copays, or long-term care. During open enrollment periods or after a major life change such as retirement, it guides customers in securing benefits that address their specific financial risks.
What Does a a Supplemental Insurance Agent in Miami Gardens Cost?
Supplemental insurance costs in Miami Gardens vary by plan type age and carrier. Medigap Plan G premiums typically range from $120 to $250 per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs can change each year based on rate adjustments. This is general information and not insurance advice.
About supplemental insurance agents in Miami Gardens
Supplemental insurance agents in Miami Gardens help residents choose Medigap or Medicare Advantage plans that cover costs not paid by Original Medicare. Florida law requires agents to be licensed by the state and follow specific marketing rules during the Annual Enrollment Period. Local agents understand the needs of Miami Gardens seniors and can explain how Florida-specific regulations affect plan choices.
Frequently Asked Questions
What is a supplemental insurance agent in Miami Gardens?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medicare Supplement plans also called Medigap. In Florida agents must complete continuing education every two years to maintain their license.
When can I enroll in a Medigap plan in Miami Gardens?
The best time to enroll is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. In Florida this period lasts six months and during this time you cannot be denied coverage due to health conditions.
Are there Florida laws that protect me when buying supplemental insurance?
Yes Florida law requires agents to provide a standardized outline of coverage and a buyer guide before you enroll. The state also has a 30 day free look period where you can cancel a new Medigap policy for a full refund.
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