The top-rated supplemental insurance agent in Melbourne, Florida is Josh Post - State Farm Insurance Agent, rated 4.9 stars across 211 reviews. Other highly rated options include Better Insurance Group, Kim Osman Insurance Group, Inc., Space Coast Insurance Agency, LLC. This directory lists 21 supplemental insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Post - State Farm Insurance Agent | 366 Babcock St STE 102 | (321) 254-8406 |
| 2 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 3 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
| 4 | Space Coast Insurance Agency, LLC | 6450 Anderson Way | (321) 799-2929 |
| 5 | The Florida Health Insurance Exchange | 2454 Minton Rd | (321) 725-8100 |
| 6 | The Insurance Center of Central Florida, Inc. | 3760 Eau Gallie Blvd #104 | (321) 255-0986 |
| 7 | Michael McGarrigle Inc | 478 Babcock St Suite 102 | (321) 757-9770 |
| 8 | GreatFlorida Insurance: Sara LaManna | 1571 Aurora Rd | (321) 241-4881 |
| 9 | USHEALTH Advisors Christian Colby | 200 S Harbor City Blvd Suite 500 | (321) 355-6110 |
| 10 | 1 Source Insurance Agency Inc. | 1701 S Harbor City Blvd | (321) 722-3888 |
Josh Post - State Farm Insurance Agent serves the Melbourne, Florida area as a supplemental insurance agent. Supplemental policies help individuals cover costs not fully addressed by primary health or medical coverage. These plans can provide financial support during unexpected illnesses or injuries. The agency assists clients in understanding available options to bridge coverage gaps in their existing plans. Typical products in this field include critical illness and accident policies designed for local residents. Josh Post - State Farm Insurance Agent handles supplemental health insurance and hospital indemnity plans in this region.
Residents and small business owners in Melbourne, Florida, can work with Better Insurance Group to review their current policies. As a supplemental insurance agent, the company helps clients explore coverage options that address potential gaps left by primary plans. They assist with analyzing needs to identify suitable policies for assistance beyond standard health or property insurance. This includes evaluating benefits for unexpected medical situations or income loss. The agency also extends its services to homeowners and property managers in the nearby Palm Bay metropolitan area, providing additional choices to protect their assets.
Kim Osman Insurance Group, Inc. offers supplemental insurance coverage within the Melbourne, Florida area, helping clients fill gaps in their primary health or life plans. Their service approach includes annual policy reviews to adjust coverage as personal circumstances change. The company assists with claims guidance, simplifying the process for policyholders seeking reimbursement. Its maintenance plans involve regular contact to ensure policies remain active and up to date. Kim Osman Insurance Group serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Serving Melbourne, Florida, and the surrounding Brevard County communities, Space Coast Insurance Agency, LLC handles supplemental insurance coverage for individuals and families. These plans are designed to help with out-of-pocket costs that primary health insurance may not fully cover. The agency provides personalized support by reviewing existing policies to identify potential gaps in protection. For a typical job, it starts with an in-depth consultation to explain plan options and then guides clients through the enrollment process step by step.
Serving the Melbourne area, The Florida Health Insurance Exchange distinguishes between one-time policy reviews and ongoing support for supplemental insurance needs. Their coverage helps fill gaps left by primary health plans, including options for accidents, critical illness, or hospital indemnity. An annual scheduled appointment ensures policies are reviewed and adjusted for changing circumstances between major life events. Service is provided on a recurring annual basis, with the option to schedule an unscheduled visit for new coverage inquiries or plan adjustments as needed.
The Insurance Center of Central Florida, Inc. specializes in filling gaps in standard health and life coverage through supplemental insurance policies. It serves Melbourne and surrounding areas by helping clients manage out-of-pocket medical expenses and income loss during illness or injury. This agency provides access to plans that offer cash benefits for hospital stays, critical illness events, and accident recovery. It can be particularly helpful during the Medicare Annual Enrollment Period, when new coverage options must be evaluated.
Michael McGarrigle Inc operates as a supplemental insurance agent serving the Melbourne, Florida area. The company focuses on providing policies that address coverage gaps left by standard health plans, including options for accident, critical illness, and hospital indemnity benefits. These supplemental products help individuals manage out-of-pocket expenses that typical medical insurance may not fully cover. The agency is available to assist businesses and employees across various commercial sectors, including offices, warehouses, and food service operations.
As many Melbourne residents look ahead to Medicare enrollment periods or unexpected health coverage gaps, GreatFlorida Insurance: Sara LaManna offers supplemental insurance agent services to help align plans with individual needs. This agency focuses on explaining the specific benefits and limitations of additional policies, ensuring clients in the area understand how a supplement can work alongside existing coverage. The process begins with a thorough review of each person’s current situation and a straightforward initial assessment to identify suitable options.
USHEALTH Advisors Christian Colby serves residents of Melbourne, Florida, offering supplemental insurance coverage that fills gaps left by primary health plans. The agency also assists local commercial clients in the Brevard County area with tailored insurance solutions. Christian Colby works with individuals and businesses throughout the region to review policy options and explain benefit structures. After an initial enrollment, the agent provides ongoing support and follows up with clients between regular service visits to address any questions or coverage changes.
1 Source Insurance Agency Inc. in Melbourne, Florida is a local provider of supplemental insurance solutions designed to bridge the gaps left by primary medical coverage. Its service range includes policies that help cover out-of-pocket expenses such as deductibles, copays, and coinsurance for area residents. The agency also offers critical illness plans as a specialty add-on to help with financial support during a serious diagnosis.
What Does a a Supplemental Insurance Agent in Melbourne Cost?
Supplemental insurance costs in Florida vary by plan type age and insurer. Medigap Plan G premiums in Melbourne typically range from 120 to 250 dollars per month for a 65 year old. Plan N may cost between 90 and 180 dollars monthly. Rates can increase each year due to inflation and claims experience. This is general information not insurance advice.
About supplemental insurance agents in Melbourne
Supplemental insurance agents in Melbourne Florida help residents choose Medigap or Medicare Advantage plans. Florida law allows a six month open enrollment period for Medigap when you turn 65. Local agents can explain how Florida-specific rules affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Melbourne Florida?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. They can compare Medigap plans from different insurers. In Florida agents must be licensed by the state Department of Financial Services.
When can I enroll in a Medigap plan in Florida?
Florida gives you a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may deny coverage or charge higher rates based on health.
Are there Florida specific rules for supplemental insurance?
Yes Florida requires Medigap policies to be guaranteed renewable. The state also has a Medicare Supplement Insurance Buyer Guide that agents must provide. Florida law prohibits agents from selling duplicate coverage if you already have a Medigap policy.
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