The top-rated supplemental insurance agent in Lakeland, Florida is Better Place Insurance Group - Medicare & Health Insurance Advisors, rated 4.9 stars across 2,203 reviews. Other highly rated options include Garland Insurance, Inc., Advantage Insurance, Lock Insurance, A Division of World. This directory lists 20 supplemental insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Better Place Insurance Group - Medicare & Health Insurance Advisors | 2525 Drane Field Rd Suite 25 | (863) 603-3701 |
| 2 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 3 | Advantage Insurance | 4404 Florida Ave S Suite 8 | (863) 808-1808 |
| 4 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 5 | Giorgio Vescera Insurance - Health and Medicare Agent | 2290 Lakeland Hills Blvd | (863) 712-0104 |
| 6 | Core Insurance Solutions | 102 W Orange St | (863) 225-2875 |
| 7 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 8 | HealthMarkets Insurance - Daniel Smith | 2290 Lakeland Hills Blvd | (863) 661-5735 |
| 9 | George Valentine - Licensed Insurance Agent | 2298 Lakeland Hills Blvd | (863) 308-6814 |
| 10 | Healthmarkets Insurance - Jeff Ford | 2298 Lakeland Hills Blvd | (863) 559-7390 |
Better Place Insurance Group - Medicare & Health Insurance Advisors serves Lakeland and surrounding Polk County. This supplemental insurance agency helps clients navigate options such as Medicare Advantage and Medigap plans. The team assists with Part D prescription drug coverage and explains how supplemental policies cover costs not paid by original Medicare. They also support individuals transitioning from employer coverage to Medicare. Among the services they handle are Medicare Supplement plans and annual enrollment period guidance.
Garland Insurance, Inc. provides supplemental insurance solutions to help individuals and businesses bridge coverage gaps left by primary health plans. Its services include assisting clients with policy selection, plan enrollment, and claims support. Regular maintenance involves reviewing plan updates and coordinating coverage changes with various providers. The company serves single-family homes, apartments, retail businesses, and restaurants throughout the Lakeland, Florida area.
Advantage Insurance serves Lakeland, Florida, and the surrounding communities, handling supplemental insurance policies that fill gaps left by primary coverage. It assists clients with options such as accident, critical illness, and hospital indemnity plans. The company focuses on helping individuals understand how these policies work alongside their existing health or Medicare coverage. For a typical job, the agent reviews a client's current benefits and financial situation, then presents plan choices that match their specific needs with clear explanations of each option.
Lock Insurance, a Division of World, serves homeowners, local business owners, and property managers in the Lakeland area seeking supplemental insurance coverage for gaps in standard policies. These clients often require additional protection for deductibles, co-pays, or specific property losses not fully addressed by a primary plan. The agency evaluates individual needs to recommend appropriate supplemental solutions from its available offerings. Covering the greater Lakeland metro and frequently extending services to nearby communities such as Auburndale, it maintains a straightforward approach to finding suitable extra coverage.
Giorgio Vescera Insurance in Lakeland, FL offers one-time consultations to clarify Medicare options, as well as recurring service for ongoing coverage adjustments. This supplemental insurance agent works with individuals to address gaps in Original Medicare, like out-of-pocket costs for hospital stays and doctor visits. Policies available may help cover deductibles, copayments, and foreign travel emergencies. Service in the Lakeland area runs on both a scheduled review basis and an as-needed basis for sudden plan changes.
Core Insurance Solutions offers supplemental insurance policies that help manage deductibles and copays beyond primary health coverage. Based in Lakeland, FL, it serves the community by providing options for accident, hospital indemnity, and critical illness plans. These policies address gaps left by standard insurance, offering clients financial support for unexpected medical expenses. During the cold and flu season, it assists individuals concerned about potential hospitalization costs from serious respiratory infections.
As Lakeland residents begin to face another humid summer season, Headley Insurance Agency provides supplemental insurance options designed to bridge gaps left by standard health coverage. Located in Lakeland, FL, the company focuses on helping individuals address out-of-pocket costs and unexpected medical expenses associated with changing seasonal health needs. Their process starts with a straightforward initial assessment to review a client’s current coverage and identify where additional protection may be needed, and this begins with an in-person interview to examine specific policy gaps.
HealthMarkets Insurance - Daniel Smith assists individuals and families in Lakeland, Florida, with their general insurance needs. The agency specializes in supplemental coverage, filling gaps left by major medical plans with targeted add-ons. These policies help manage out-of-pocket costs for deductibles, copays, and unexpected medical events. The agency serves clients across various commercial sectors, including office environments, warehouse facilities, and food service operations.
George Valentine - Licensed Insurance Agent is known in Lakeland, Florida for providing supplemental insurance coverage that helps fill gaps left by primary health plans. Its service range typically includes policies for accident, critical illness, and hospital indemnity plans offered to local residents and employees. These products are designed to provide direct cash benefits for specific medical events. The agent works with carriers to present options that suit individual budgets and needs. A common specialty service this agency can add on is a short-term disability income policy.
What Does a a Supplemental Insurance Agent in Lakeland Cost?
Supplemental insurance costs in Florida vary by plan type and your age. Medigap Plan G premiums in Lakeland typically range from $120 to $250 per month for a 65-year-old. Plan N costs are often $20 to $50 less per month. Dental and vision supplemental plans may cost $30 to $60 per month. Costs can change based on your health and the insurance company. This is general information and not insurance advice.
About supplemental insurance agents in Lakeland
Supplemental insurance agents in Lakeland Florida help residents find Medigap and other health plans that fill coverage gaps. Florida law provides a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Florida-specific rules affect your plan options and costs.
Frequently Asked Questions
What is a supplemental insurance agent in Lakeland Florida?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or other primary insurance. These agents are licensed in Florida and understand state regulations for Medigap and other plans.
When can I enroll in a Medigap plan in Florida?
Florida law gives you a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do Florida agents have to follow special rules for supplemental insurance?
Yes. Florida agents must follow state laws about plan disclosures and cannot sell duplicate coverage. They must also explain the 30-day free look period that lets you cancel a new Medigap policy for a full refund.
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