The top-rated supplemental insurance agent in Hallandale Beach, Florida is The Insurance Guide | Agencia de seguros | Estados Unidos, rated 4.9 stars across 465 reviews. Other highly rated options include Miami Insurance Brokers, Riemer Insurance Group, Yamelys Santana - State Farm Insurance Agent. This directory lists 17 supplemental insurance agents serving Hallandale Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Guide | Agencia de seguros | Estados Unidos | 3140 S Ocean Dr APT 1904 | (872) 666-1324 |
| 2 | Miami Insurance Brokers | 800 Silks Run Suite 2330 | (866) 729-1274 |
| 3 | Riemer Insurance Group | 217 E Hallandale Beach Blvd | (305) 945-5529 |
| 4 | Yamelys Santana - State Farm Insurance Agent | 652 W Hallandale Beach Blvd | (954) 456-5454 |
| 5 | Skylake Insurance - Hallandale Beach | 900 N Federal Hwy #203 | (305) 933-2344 |
| 6 | Estrella Insurance | 720 W Hallandale Beach Blvd Suite 101 | (954) 315-2323 |
| 7 | Goodway Insurance | 2500 E Hallandale Beach Blvd Suite 500 5th Floor | (954) 367-2382 |
| 8 | Univista Insurance | 407 E Hallandale Beach Blvd | (954) 324-3366 |
| 9 | Empire Insurance Services | 1010 S Federal Hwy Suite 1405 | (718) 559-6612 |
| 10 | All County Insurance | 212 N Federal Hwy | (954) 458-4303 |
The Insurance Guide serves Hallandale Beach and the Greater Miami-Dade area as a local supplemental insurance agent. It specializes in providing policies that cover the gaps left by major medical plans, such as deductibles, copays, and coinsurance. These plans are designed to help clients manage out-of-pocket healthcare expenses more predictably. The agency assists individuals in finding Medigap coverage for senior health needs and can offer guidance on hospital indemnity policies for unexpected medical stays.
Miami Insurance Brokers in Hallandale Beach, FL offers a range of supplemental insurance agent services, helping clients secure coverage for gaps left by major health plans. The company provides ongoing support through plan reviews and assistance with claims or policy adjustments. Its service approach focuses on simplifying supplemental insurance options for local residents and business owners. Properties it services include single-family homes, apartments, retail locations, and restaurants.
Riemer Insurance Group serves homeowners, renters, and small business owners in Hallandale Beach, Florida, by offering supplemental insurance policies that help cover costs beyond standard health and property plans. These policies can assist with out-of-pocket expenses such as deductibles and copayments. The agency works closely with clients to explain coverage options and tailor plans to individual needs. It also provides services to property managers and residents in nearby communities, including Hollywood and the greater Broward County area.
Yamelys Santana - State Farm Insurance Agent serves Hallandale Beach, Florida, and surrounding communities in Broward County. The agency handles supplemental insurance coverage, addressing gaps left by primary health or life policies. It works with clients to identify potential financial exposures from medical events or accidents. The agency prioritizes explaining plan details clearly, ensuring customers understand what their supplemental policies cover. For a typical job, it assesses individual needs against available plan options to recommend appropriate supplemental coverage limits.
Skylake Insurance - Hallandale Beach distinguishes between one-time policy reviews and ongoing plan adjustments, while also offering supplemental coverage that fills gaps in standard health and Medicare plans. This agency in Hallandale Beach, FL, helps clients manage out-of-pocket expenses with products like dental, vision, and hospital indemnity insurance. Service runs on both an as-needed basis for immediate questions and a scheduled recurring basis for periodic policy evaluations.
Estrella Insurance serves Hallandale Beach residents seeking supplemental coverage, offering plans that fill gaps left by primary health policies. For commercial clients, the agency addresses similar needs for business owners and their employees across the broader area. Each policy is tailored to match individual circumstances, with agents explaining how additional benefits interact with existing Medicare or employer plans. Clients receive ongoing guidance, and the office schedules follow-up consultations between regular visits to adjust coverage as personal situations evolve.
As a supplemental insurance agent in Hallandale Beach, FL, Goodway Insurance specializes in offering policies that fill coverage gaps left by major health plans. The agency works with clients to select supplemental plans that help with deductibles, copayments, and other out-of-pocket expenses. Understanding local healthcare needs, it assists individuals in securing financial protection against unexpected medical bills. As hurricane season approaches, it also helps clients evaluate and update their policies to ensure coverage for potential storm-related care and recovery needs.
Univista Insurance in Hallandale Beach, Florida, is a local provider of supplemental insurance agents that help clients bridge coverage gaps left by primary health plans. Its agents guide individuals through policies for accident, critical illness, and hospital indemnity. These services aim to reduce out-of-pocket medical costs and offer financial stability during unexpected health events. For enhanced protection, the agency can arrange standalone dental and vision plans.
As the coastal climate of Hallandale Beach brings seasonal weather changes that can impact health and property, residents often review their existing coverage. Empire Insurance Services acts as a supplemental insurance agent, helping clients address gaps in Medicare, accident, or hospital indemnity plans. The team works to clarify available policy options and match them to individual needs during private consultations. A typical first step involves a no-obligation coverage review to identify potential shortfalls in current protection and outline possible solutions.
What Does a a Supplemental Insurance Agent in Hallandale Beach Cost?
Supplemental insurance agent services in Florida are typically free to consumers because agents earn commissions from insurance carriers. Medigap Plan G premiums in Hallandale Beach range from about $120 to $250 per month depending on age and insurer. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs vary by case based on your age health and chosen plan. This is general information and not insurance advice.
About supplemental insurance agents in Hallandale Beach
Supplemental insurance agents in Hallandale Beach help residents choose policies like Medigap or Medicare Advantage to cover gaps in original Medicare. Florida law requires Medigap policies to be guaranteed issue during the initial open enrollment period. Local agents can explain how Florida-specific rules affect your coverage options and costs.
Frequently Asked Questions
What is the open enrollment period for Medigap in Florida?
In Florida, the Medigap open enrollment period lasts six months starting when you are both 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Can a supplemental insurance agent help with Medicare Advantage plans in Hallandale Beach?
Yes, many agents in Hallandale Beach are licensed to sell Medicare Advantage plans, which are an alternative to original Medicare. These plans often include prescription drug coverage and may have network restrictions specific to Broward County.
Are there Florida-specific rules for switching supplemental insurance plans?
Florida allows a one-time Medicare Supplement Open Enrollment period each year from January 1 to March 31 for those already enrolled. Outside this window, switching plans may require medical underwriting unless you qualify for a guaranteed issue right.
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