The top-rated supplemental insurance agent in Doral, Florida is GoldenTrust Insurance, rated 5.0 stars across 4,387 reviews. Other highly rated options include UWorld Insurance Group, Ceas Insurance, L and C Insurance Providers Florida. This directory lists 21 supplemental insurance agents serving Doral.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance | 8400 NW 30th Terrace | (305) 709-4049 |
| 2 | UWorld Insurance Group | 8280 NW 27th St Suite 516 | (305) 705-6575 |
| 3 | Ceas Insurance | 3105 NW 107th Ave Suite 464 | (574) 401-9720 |
| 4 | L and C Insurance Providers Florida | 6020 NW 99th Ave # 209 | (888) 913-6988 |
| 5 | Luis Gonzalez - State Farm Insurance Agent | 10828 NW 58th St | (305) 597-3939 |
| 6 | Access Insurance Group | 8726 NW 26th St #11-a | (305) 592-7700 |
| 7 | American Insurance Brokers | 3650 NW 82nd Ave Suite 504 | (305) 715-9956 |
| 8 | Providence Insurance Group | 8400 NW 36th St Suite 450 | (305) 640-0777 |
| 9 | Univista Insurance | 2500 NW 79th Ave SUITE 263 | (305) 402-4950 |
| 10 | Insurability | 8200 NW 41st St Suite 200 | (786) 644-3133 |
GoldenTrust Insurance serves Doral, Florida, and the surrounding South Florida communities. The company handles supplemental insurance policies designed to cover gaps left by primary health plans. These typically include accident, critical illness, and hospital indemnity coverage for local residents and families. For a typical client case, the agency reviews an individual’s existing coverage, identifies specific financial exposure from deductibles or copays, and then presents supplemental plan options that align with the client’s budget and medical needs.
UWorld Insurance Group serves Doral, Florida, and the surrounding Miami-Dade County area as a licensed supplemental insurance agent. The company helps individuals and families fill gaps in their primary health coverage by offering plans that provide additional financial protection. Policyholders can access benefits for unforeseen medical expenses not fully covered by major medical insurance. Common services in this region include Medicare supplement plans and hospital indemnity insurance for local residents.
Ceas Insurance provides a range of supplemental insurance agent services for individuals and businesses in Doral, Florida. Its service plans focus on offering additional coverage options that complement primary health or property policies, helping clients manage out-of-pocket costs and unexpected expenses. Maintenance plans include regular policy reviews to adjust coverage as needs change and assistance with claims filing. Ceas Insurance services single-family homes, apartments, retail locations, and restaurants throughout the local area.
L and C Insurance Providers Florida serves homeowners, businesses, and property managers in Doral, FL, as a supplemental insurance agent. It helps clients fill coverage gaps by offering policies that complement existing primary plans, including accident, critical illness, and hospital indemnity. The company provides guidance on plan selection and enrollment to support financial protection against unexpected medical costs. Its services also extend to residents and commercial clients in nearby Hialeah, addressing similar supplemental insurance needs throughout that part of the Miami metropolitan area.
Serving Doral, Florida, and the surrounding Miami-Dade communities, Luis Gonzalez - State Farm Insurance Agent provides supplemental insurance coverage. This agency handles policies designed to complement major medical plans, including accident, critical illness, and hospital indemnity insurance. These plans help bridge gaps in primary health coverage, offering financial protection for deductibles and unexpected medical events. For a typical client engagement, the agency reviews individual healthcare needs to identify potential coverage shortfalls. It then explains policy options through a straightforward, face-to-face consultation, ensuring each client understands how specific plans can address their situations.
Access Insurance Group offers supplemental insurance agent services in Doral, Florida, specializing in policies that fill gaps left by primary health coverage. These plans typically cover specific out-of-pocket costs such as deductibles, copays, and coinsurance for sudden illnesses or hospital stays. The company works with clients to explain coverage options and help them select plans for their individual needs. During the open enrollment period, Access Insurance Group assists local residents with adapting their supplemental coverage to any unforeseen medical expenses.
American Insurance Brokers in Doral, FL, offers both one-time policy reviews and recurring annual enrollment services for supplemental insurance plans, focusing on covering out-of-pocket costs not paid by primary health coverage. These plans include options for accident, critical illness, and hospital indemnity benefits. Service runs on a scheduled basis during designated open enrollment periods, with additional as-needed consultations available upon client request.
As summer heat and hurricane season arrive in Doral, many residents begin planning their financial safeguards. Providence Insurance Group acts as a supplemental insurance agent to address these coverage gaps left by standard plans. The agency helps local policyholders navigate options for accident, critical illness, or hospital indemnity policies that complement existing health insurance. Their consultations focus on understanding individual needs within the community. The initial step typically involves a brief inspection of current coverage to identify specific supplemental protections that might be appropriate.
Univista Insurance, located in Doral, Florida, helps clients distinguish between one-time supplemental plans for specific gaps and recurring service options that provide ongoing coverage for routine healthcare expenses. Such supplemental agents in this area assist with policies that can fill deductibles, copays, or other out-of-pocket costs not covered by primary insurance. The company accommodates both one-time policy purchases and scheduled renewals as well as as-needed consultations for adjusting coverage when personal circumstances change.
Insurability specializes in matching Doral residents with supplemental insurance policies that fill gaps left by major medical plans. These services typically include offering accident, critical illness, hospital indemnity, and fixed-benefit life coverage as standalone or complementary options. The agent helps clients navigate plan differences so they can better manage out-of-pocket costs during their retirement planning years. Before the annual Medicare enrollment period each fall, the company assists clients with reviewing their existing benefits to identify potential cost-saving adjustments for the upcoming year.
What Does a a Supplemental Insurance Agent in Doral Cost?
Supplemental insurance costs in Florida vary by plan type age and insurer. Medigap Plan G premiums for a 65 year old in Doral typically range from $120 to $250 per month. Medicare Advantage plans may have lower premiums but higher out of pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Doral
Supplemental insurance agents in Doral Florida help residents choose Medicare Supplement plans and other gap coverage. Florida law requires agents to be licensed by the state and follow specific enrollment periods. Local agents understand the unique health insurance needs of the Doral community.
Frequently Asked Questions
What is a supplemental insurance agent in Doral?
A supplemental insurance agent helps you buy policies that fill gaps in Medicare or other health plans. In Florida these agents must hold a valid 2-15 or 2-40 license from the Florida Department of Financial Services. They can explain Medigap plans and other private insurance options.
What are the enrollment rules for Medigap in Florida?
Florida has a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may use health questions to decide coverage.
Does Florida have special protections for supplemental insurance buyers?
Yes Florida law gives you a free look period of 30 days to cancel a Medigap policy for a full refund. Also Florida requires insurers to offer at least Medigap Plan A to eligible applicants during open enrollment. These rules help protect consumers.
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