The top-rated supplemental insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Estrella Insurance, Insurance World of Delray, K2 Insurance. This directory lists 17 supplemental insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 3 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 4 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 5 | John Peters – State Farm Insurance Agent | 7495 W Atlantic Ave Ste 214 | (561) 496-2121 |
| 6 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 7 | Harvey Insurance Solutions | 26 NW 6th Ave Suite 5 | (561) 421-5653 |
| 8 | Apex Insurance | 702 NE 3rd Ave | (561) 272-9683 |
| 9 | ACME Health And Life Insurance Agency | 1690 S Congress Ave #120 | (866) 660-0571 |
| 10 | The Medicare Consultants, LLC | 335 E Linton Blvd | (609) 789-7724 |
Imperial Insurance & Tax serves Delray Beach, Florida, and the surrounding Palm Beach County area as a supplemental insurance agent. The agency helps clients address coverage gaps that primary health or life insurance plans may leave, typically managing policies designed to provide direct cash benefits for specific events. This includes offering accident and critical illness insurance plans. The agency also supports area residents with hospital indemnity coverage options.
Estrella Insurance provides clients in Delray Beach, Florida with general insurance coverage. Their specialty is supplemental insurance, which helps cover gaps left by primary health policies. This type of protection can assist with out-of-pocket costs, such as deductibles and co-payments, during a medical event. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Insurance World of Delray in Delray Beach, FL provides a range of supplemental insurance agent services to help clients manage gaps in primary health coverage. Ongoing service includes policy reviews and assistance with filing claims. The company works regularly with individual homeowners and renters to tailor supplemental plans for their specific needs. It also extends its services to residents of single-family homes, apartments, retail business owners, and operators of local restaurants.
K2 Insurance serves homeowners, businesses, and property managers in Delray Beach, Florida, who seek supplemental insurance policies to fill gaps in their primary coverage. The agency focuses on offering tailored plans that provide additional financial protection against unforeseen expenses, such as deductibles or uncovered damages. Its straightforward approach helps clients understand their options without unnecessary complexity. K2 Insurance also extends its supplemental insurance agent services to surrounding communities in Palm Beach County, including the neighboring city of Boca Raton.
John Peters – State Farm Insurance Agent serves Delray Beach, Florida, and the surrounding Palm Beach County communities. The company handles supplemental insurance coverage, including options that help fill gaps left by primary health plans. In this area, supplemental insurance agents assist clients with policies addressing accident, hospital, and critical illness costs. The approach used for a typical job begins with a thorough discussion of a client’s existing coverage to identify specific needs and then presents suitable product options to strengthen overall protection.
Some clients prefer one-time appointments to address a specific supplemental insurance need, while others choose ongoing services for regular plan adjustments in Delray Beach, Florida. Kapital Insurance, Inc helps individuals explore coverage options that can fill gaps in major medical plans. Supplemental insurance agents in this area typically provide customized solutions for benefits such as accident, hospital, or critical illness policies. Service is available on a scheduled or as-needed basis to accommodate varying client requirements and enrollment windows.
Harvey Insurance Solutions specializes in supplemental insurance, helping clients in Delray Beach, Florida close gaps left by primary health coverage. The agency offers assistance with policies designed to cover out-of-pocket expenses such as deductibles, copays, and hospital stays. It guides individuals through plan options that can provide additional financial protection during medical events. The agency also helps with enrollment and understanding policy terms. As seasonal residents return to South Florida or new Medicare enrollment periods begin, the agency can assist with reviewing coverage needs for changing weather and travel patterns.
Apex Insurance provides supplemental coverage designed to fill gaps left by standard health plans in the Delray Beach, FL area. It specializes in accident, critical illness, and hospital indemnity policies that pay cash benefits directly to the insured. These offerings help individuals manage out-of-pocket costs and income disruption during medical events. The company can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
As seniors in Delray Beach review their Medicare options during annual enrollment, many find gaps that original coverage leaves exposed. ACME Health And Life Insurance Agency provides supplemental insurance plans designed to cover those deductibles and co-pays that can arise unexpectedly. The agency focuses specifically on Medigap and hospital indemnity policies that help manage out-of-pocket costs. Their process begins with a no-obligation review of an individual's existing coverage to identify potential shortfalls worth addressing. This initial consultation will evaluate personal health needs and budget considerations.
The Medicare Consultants, LLC in Delray Beach, FL helps residents navigate their supplemental insurance agent needs for residential coverage. Their services also extend to commercial plans for local businesses, covering clients throughout the Delray Beach area. Each consultation focuses on explaining plan options clearly, ensuring policyholders understand their choices before enrolling. After an initial enrollment, the team provides attentive follow-up service, contacting clients again before each new enrollment period to review any changes in their situation.
What Does a a Supplemental Insurance Agent in Delray Beach Cost?
Supplemental insurance agent services in Florida typically do not charge a separate fee because agents earn commissions from insurance companies. Medigap Plan G premiums in Delray Beach can range from $120 to $250 per month for a 65-year-old, depending on the insurer and underwriting. Costs vary based on age, health status, and the specific plan chosen. This is general information, not insurance advice.
About supplemental insurance agents in Delray Beach
Supplemental insurance agents in Delray Beach help clients navigate Medicare Supplement plans and other gap coverage options. Florida law requires agents to be licensed through the Florida Department of Financial Services and to follow specific disclosure rules for Medicare-related products. Local agents can explain how Florida-specific regulations affect plan choices and enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Delray Beach?
A supplemental insurance agent is a licensed professional who helps individuals purchase policies that cover gaps in primary insurance, such as Medicare Supplement or accident plans. In Florida, agents must complete continuing education every two years to maintain their license.
When can I enroll in a Medicare Supplement plan in Florida?
Florida residents have a six-month Medigap open enrollment period that starts when they are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Do Florida laws require agents to disclose commissions?
Yes, Florida law requires supplemental insurance agents to provide a written disclosure of their commission or compensation if the client requests it. This rule helps ensure transparency in the insurance buying process.
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