The top-rated sr-22 insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 15 sr-22 insurance agents serving Lorain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Elkins - State Farm Insurance Agent | 1812 Cooper Foster Park Rd | (440) 282-2001 |
| 2 | Nick Perrico, Sr. - State Farm Insurance Agent | 6401 S Broadway | (440) 233-8501 |
| 3 | Charles Chapman - State Farm Insurance Agent | 4340 N Leavitt Rd F | (440) 985-1405 |
| 4 | Robert Taylor Insurance (Lorain Office) | 2063 N Ridge Rd | (440) 277-5191 |
| 5 | Chris Arnott Agency Inc. | 4789 N Leavitt Rd Suite D | (440) 723-2991 |
| 6 | Cathie Halko - State Farm Insurance Agent | 1065 N Ridge Rd W | (440) 233-6157 |
| 7 | Lighthouse Insurance Agency | 4789 N Leavitt Rd Suite D | (440) 984-3463 |
| 8 | Janasko Insurance | 562 Broadway | (440) 245-6268 |
| 9 | The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu) | 520 Broadway | (440) 776-8900 |
| 10 | Somers Agency LLC | 5311N N Leavitt Rd Ste 100 | (440) 324-3447 |
Neil Elkins - State Farm Insurance Agent serves Lorain County, Ohio, offering personal insurance services tailored to local drivers. As an SR-22 insurance agent, the firm assists clients who require this specific certificate of financial responsibility for high-risk auto policies. The office provides support for filing necessary paperwork with state authorities to reinstate driving privileges. Its services include helping motorists obtain SR-22 coverage after license suspension or other mandatory filings. This location handles both non-owner SR-22 policies and standard vehicle insurance linked to the certificate requirement.
Nick Perrico, Sr. - State Farm Insurance Agent in Lorain, OH provides sr-22 insurance services for drivers who need to file proof of financial responsibility. The office handles policy setup and modifications to meet state filing requirements. Clients can discuss their coverage options and manage ongoing policy maintenance through the local agency. The office serves drivers with single-family homes, apartments, retail locations, and restaurants.
Charles Chapman - State Farm Insurance Agent serves Lorain, Ohio, and the surrounding communities of Amherst, Sheffield Village, and Elyria. The agency handles SR-22 insurance filings, which are required for drivers who need to reinstate their license after a suspension or violation. These filings prove financial responsibility to the state and must be maintained for a specified period. For requests from local drivers, the agent works to prepare the necessary documentation and coordinate with the state to complete the filing efficiently.
Robert Taylor Insurance in Lorain serves local drivers, homeowners, and individuals who require SR-22 insurance filings to meet state legal requirements. The agency provides the necessary documentation for high-risk motorists to reinstate their driving privileges and maintain compliance with Ohio financial responsibility laws. It assists clients in understanding the specific coverage needed for their situation. The office also regularly handles filings for customers coming from Elyria and the surrounding areas of Lorain County.
Chris Arnott Agency Inc. specializes in providing SR-22 insurance filings and endorsements for drivers in Lorain, Ohio. Its general service work encompasses assisting clients with the required financial responsibility certificates after license suspension or reinstatement. The agency guides individuals through the necessary paperwork to meet Ohio Bureau of Motor Vehicles compliance. As winter approaches, it helps drivers maintain continuous SR-22 coverage to prevent policy lapses that could restart a suspension period.
Cathie Halko, a State Farm Insurance agent in Lorain, OH, offers personal SR22 insurance through both one-time filing services and recurring policy management. The coverage required by the Ohio Bureau of Motor Vehicles is designed for high-risk drivers who need to reinstate their driving privileges following a serious violation. The SR22 form serves as a certificate of financial responsibility filed directly by the agency. Depending on the client's situation and court requirements, service runs on either a one-time, scheduled, or as-needed basis.
As frigid Lake Erie winters increase driving hazards on Ohio's roads, Lorain drivers may face SR-22 financial-responsibility filing requirements after a license suspension. Lighthouse Insurance Agency provides this mandatory certificate of insurance to help residents reinstate driving privileges. They work with clients to prepare the necessary documentation that proves liability coverage meets state minimums. The initial process typically involves a review of the driver's current policy and any lapse in coverage to determine the correct filing. A personal consultation assesses individual driving history to establish the appropriate coverage need.
Janasko Insurance handles general insurance needs for residents and businesses in and around Lorain, Ohio. It specifically serves clients who require an SR-22 certificate, a specialized form of financial responsibility filing often needed after certain driving violations. The agency works with individuals and companies to obtain this documentation, ensuring compliance with state requirements. Its client base includes operations such as offices, warehouses, and food service establishments.
The Liberty Company Insurance Brokers in Lorain, OH assists local residents with obtaining SR-22 insurance certification to maintain their driving privileges. The agency also offers commercial insurance solutions for businesses within the Lorain region and surrounding communities. Clients seeking SR-22 filings receive attentive service from the knowledgeable team. After an initial filing is completed, agents help with necessary policy updates and renewals until the client can return to standard coverage during their regular insurance reviews.
Somers Agency LLC, based in Lorain, OH, operates as a dedicated SR-22 insurance agent serving clients who require this specialized form of financial responsibility filing. Its core service range focuses on helping drivers secure the necessary certificate to reinstate or maintain their driving privileges after a license suspension. The agency works with local motorists to navigate the mandatory SR-22 requirement, ensuring all paperwork is properly submitted to the state authorities. For clients needing an additional layer of protection, the agency can also provide high-risk liability coverage recommendations to accompany the filing system.
What Does a a Sr-22 Insurance Agent in Lorain Cost?
The cost of an SR-22 insurance policy in Ohio typically ranges from $300 to $800 per year, depending on your driving record, age, and the insurance company. The SR-22 filing fee itself is usually a one-time charge of $15 to $25. However, your overall premium will be higher due to the high-risk status. This is general information, not insurance advice.
About sr-22 insurance agents in Lorain
An SR-22 insurance agent in Lorain, Ohio can help you file the required financial responsibility form with the Ohio Bureau of Motor Vehicles. This form is often needed after a DUI, driving without insurance, or a serious traffic violation. Ohio law requires you to maintain the SR-22 for a minimum of three years without a lapse in coverage.
Frequently Asked Questions
What does an SR-22 insurance agent in Lorain do?
An SR-22 insurance agent helps you obtain an auto insurance policy that includes the SR-22 filing. They then submit the form electronically to the Ohio BMV to reinstate your driving privileges.
How long do I need an SR-22 in Ohio?
Ohio law typically requires you to maintain an SR-22 for three years. If your policy lapses during that time, the insurance company must notify the BMV, which can result in another license suspension.
Can I get an SR-22 if I do not own a car in Lorain?
Yes. You can get a non-owner SR-22 insurance policy in Ohio. This policy covers you when you drive a borrowed or rented vehicle and fulfills the state requirement.
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