The top-rated sr-22 insurance agent in Elyria, Ohio is Sean Krause - State Farm Insurance Agent, rated 5.0 stars across 227 reviews. Other highly rated options include Cobos Insurance Center, J.P. Merk - State Farm Insurance Agent, Deborah Zerbini - Farmers Insurance - District 19. This directory lists 18 sr-22 insurance agents serving Elyria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sean Krause - State Farm Insurance Agent | 10247 Dewhurst Rd Ste 102B | (440) 366-0020 |
| 2 | Cobos Insurance Center | 41436 Griswold Rd | (440) 324-3732 |
| 3 | J.P. Merk - State Farm Insurance Agent | 511 Abbe Rd N B | (440) 324-4646 |
| 4 | Deborah Zerbini - Farmers Insurance - District 19 | 315 Middle Ave | (440) 760-0777 |
| 5 | Chad Nelson: Allstate Insurance | 994 Abbe Rd N ste 100 | (440) 281-8688 |
| 6 | Ryan Insurance Agency Inc | 105 Cleveland St | (440) 322-3200 |
| 7 | JC Insurance Agency, Inc. | 30 West Ave | (440) 322-7900 |
| 8 | Savoy Insurance Group | 106 Middle Ave 2nd Floor | (440) 365-0435 |
| 9 | Schlather Insurance Agency | 900 E Broad St | (440) 366-1561 |
| 10 | Hovey, Kaiser Insurance Associates | 1200 E Broad St | (440) 366-4653 |
Sean Krause - State Farm Insurance Agent serves the Elyria area in Lorain County, Ohio, as an independent insurance agency providing SR-22 insurance services. SR-22 insurance is a certificate of financial responsibility required for high-risk drivers who have had driving violations. The agent helps local drivers obtain and maintain this filing to reinstate their driving privileges. They assist clients with quoting and filing the necessary SR-22 forms with the Ohio Bureau of Motor Vehicles.
Cobos Insurance Center provides essential SR-22 insurance agent services for drivers in the Elyria, Ohio area needing proof of financial responsibility. Its offerings include filing the required SR-22 certificate with state authorities and helping clients maintain continuous coverage to comply with license reinstatement requirements. The company assists with policy management to keep filings active without lapses. It serves motorists owning or leasing single-family homes, apartments, retail spaces, and restaurants.
J.P. Merk - State Farm Insurance Agent in Elyria, OH, serves homeowners, drivers, and local residents needing specialized SR-22 insurance documentation. Their SR-22 filing services help clients meet state-mandated financial responsibility requirements following license suspensions or serious violations. As an agent representing a major national insurer, they provide everyday auto and property coverage alongside these high-risk forms. Policies are tailored for individuals requiring proof of insurance for reinstated driving privileges in the Elyria area. The agency also extends its SR-22 and general insurance services to neighboring communities within Lorain County.
Deborah Zerbini - Farmers Insurance - District 19 in Elyria, OH addresses the distinction between a single-filing SR-22 requirement and a continuous one-year (or longer) insurance mandate. The agency provides coverage that complies with Ohio’s financial responsibility laws, ensuring the required certificate is filed with the state. Clients may need assistance navigating the initial document submission versus maintaining ongoing liability protection. Service for policy management and certificate handling runs on an as-needed basis, with documentation updated upon policy renewal or cancellation.
Chad Nelson: Allstate Insurance serves Elyria, Ohio, and the surrounding communities in Lorain County, handling SR-22 insurance for drivers who need to file this specific certificate with the state. The agency works with individuals who have had their license suspended due to traffic violations, DUI, or other legal requirements, helping them meet their financial responsibility obligation. A typical job here is approached by reviewing each client’s specific situation and then explaining the required forms and policy adjustments necessary for compliance.
In Elyria, OH, where winter weather can suddenly alter driving conditions, local drivers sometimes require SR-22 insurance after certain traffic violations. Ryan Insurance Agency Inc addresses this need by assisting individuals in obtaining the necessary financial responsibility filings with Ohio authorities. The process begins with a private consultation to review each client’s driving history and determine the appropriate certificate duration. An experienced agent then schedules a personal meeting to verify ownership of the insured vehicle and complete the initial filing assessment.
JC Insurance Agency, Inc. specializes in helping clients obtain and maintain SR-22 insurance certificates in Elyria, OH. It guides drivers who require this high-risk filing to meet their legal obligations and regain their driving privileges. The agency processes the required documentation for insurers and provides continuous policy management support for local motorists. Its services are particularly vital for individuals who need to reinstate a suspended license after the harsh winter months or after receiving a DUI during the summer holiday travel season.
Savoy Insurance Group serves residential clients in Elyria with SR-22 insurance filings, ensuring compliance with state motor vehicle requirements for high-risk drivers. The agency also provides commercial SR-22 coverage for businesses needing fleet liability documentation. Their work extends throughout Elyria and the surrounding Lorain County area. After filing an SR-22 with the state, agents maintain contact to track the policy's mandatory coverage period, scheduling renewals or reinstatements between required checkpoint visits.
Schlather Insurance Agency provides general property and casualty coverage to clients in and around Elyria, Ohio. Its specialty work includes filing and servicing financial responsibility certificates for high-risk drivers, commonly known as SR-22 insurance. The agency manages these specialized filings to help individuals reinstate their driving privileges after a suspension. On the commercial side, Schlather Insurance Agency can serve a variety of local business sectors, including professional offices, warehouse operations, and food service establishments.
Hovey, Kaiser Insurance Associates in Elyria, OH is known for guiding motorists through the process of obtaining SR-22 insurance certification. This agent works with drivers who need to file proof of financial responsibility, often after a license suspension or serious traffic violation. Their service range includes helping clients secure the mandatory certificate and coordinating the ongoing coverage required by the state. For those needing additional protection, this agent can also provide assistance with non-owner SR-22 policies.
What Does a a Sr-22 Insurance Agent in Elyria Cost?
The cost of an SR-22 insurance policy in Ohio typically ranges from $300 to $1,000 per year, depending on your driving record, age, and the insurance company. The SR-22 filing fee itself is usually between $15 and $50. Some insurers may charge a higher premium due to the high-risk nature of the driver. This is general information, not insurance advice.
About sr-22 insurance agents in Elyria
An SR-22 insurance agent in Elyria, Ohio helps drivers obtain the financial responsibility certificate required by the Ohio Bureau of Motor Vehicles. This filing is often needed after a DUI conviction, a serious traffic violation, or a lapse in insurance coverage. Ohio law mandates that an SR-22 must be maintained for three years from the date of the violation or suspension.
Frequently Asked Questions
What does an SR-22 insurance agent in Elyria do?
An SR-22 agent helps you get a special auto liability policy and files the SR-22 form with the Ohio BMV on your behalf. The agent can also explain the specific requirements for Elyria drivers, such as minimum coverage limits set by Ohio law.
How long do I need an SR-22 in Ohio?
In Ohio, you must maintain an SR-22 filing for three consecutive years. If your policy lapses or is canceled during that time, the insurance company must notify the BMV, which can lead to a license suspension.
Can I get an SR-22 in Elyria if I do not own a car?
Yes, you can get a non-owner SR-22 policy in Elyria if you do not own a vehicle but need to drive. This policy provides liability coverage when you borrow or rent a car and meets Ohio financial responsibility requirements.
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