The top-rated rv insurance agent in Independence, Missouri is Houston Richards State Farm - Insurance Agent KC, rated 5.0 stars across 751 reviews. Other highly rated options include Alicia Scott - State Farm Insurance Agent, Chad Mitchell - State Farm Insurance Agent, Kim Downey Noble - State Farm Insurance Agent. This directory lists 18 rv insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Houston Richards State Farm - Insurance Agent KC | 15441 US-24 | (816) 796-9111 |
| 2 | Alicia Scott - State Farm Insurance Agent | 19045 E Valley View Pkwy suite k | (816) 886-5009 |
| 3 | Chad Mitchell - State Farm Insurance Agent | 14901 E 42nd St S | (816) 836-0114 |
| 4 | Kim Downey Noble - State Farm Insurance Agent | 221 W Lexington Ave Suite 101 | (816) 833-1180 |
| 5 | Freeway Insurance | 3619 S Noland Rd | (816) 685-6985 |
| 6 | Scott Davidson - State Farm Insurance Agent | 2411 Rte 291 Suite L | (816) 373-0434 |
| 7 | Matrix Insurance | 11201 E US Hwy 24 B | (816) 272-4444 |
| 8 | Lesley Siegfried - State Farm Insurance Agent | 1214 S Noland Rd B | (816) 252-6882 |
| 9 | The Insurance Groupe | 16012 East 23rd St S | (816) 461-2260 |
| 10 | Auto Insurance Discounters | 1312 S Noland Rd | (816) 252-2255 |
Houston Richards State Farm - Insurance Agent KC serves the Independence, Missouri, area and nearby communities within Jackson County. The agency provides RV insurance coverage tailored to protect recreational vehicles. Agents help clients select appropriate policies for motorhomes, travel trailers, and camper vans, addressing liability, comprehensive, and collision needs. The team also assists with bundling RV coverage alongside other personal insurance products for added convenience. Policyholders receive guidance on protecting their investment against road hazards, weather damage, and unforeseen incidents on or off the campsite.
Homeowners, motorhome enthusiasts, and travel trailer owners in Independence, MO turn to Alicia Scott - State Farm Insurance Agent for RV insurance coverage that protects their recreational vehicles during all seasons. The agency helps clients understand liability, comprehensive, and collision options tailored to part-time or full-time camping lifestyles in the Midwest. She also serves policyholders as far east as Blue Springs and Lee’s Summit, ensuring regional travelers have local coverage support.
Chad Mitchell - State Farm Insurance Agent in Independence, MO, provides RV insurance coverage tailored to protect recreational vehicles on the road and at home. Service plans can include liability protection for travel and comprehensive coverage for camping stays. The agency also offers maintenance support resources to help policyholders manage seasonal storage and routine upkeep. Account managers assist with policy adjustments for full-timers or occasional users. This agent services single-family homes, apartments, retail, and restaurants.
Serving Independence, MO, and the surrounding communities, this agency handles RV insurance policies for recreational vehicles. It assists homeowners, boat owners, and car owners with their coverage needs in the area. The office manages policies for motorhomes, travel trailers, and campers. To handle a typical job, it reviews a customer’s current coverage, discusses their travel and storage situations, and then customizes a policy option to match their recreational vehicle usage.
Freeway Insurance in Independence, MO, provides specialized RV insurance policies that cover motorhomes, travel trailers, and camper vans. It also assists clients with broader vehicle insurance needs, ensuring proper liability and comprehensive protection for recreational vehicles on the road. The agent works with local customers to tailor coverage for their travel habits and vehicle usage. As winter approaches, it helps RV owners secure off-season storage coverage against weather damage and theft while their vehicles are not in use.
Scott Davidson offers general RV insurance through his State Farm agency in Independence, MO, helping clients protect recreational vehicles. He can add specialized coverages to policies, such as roadside assistance for breakdowns and vacation liability for personal effects. His service reaches commercial sectors, including local offices needing fleet RV coverage, warehouses that store vehicles, and food service businesses that rely on mobile units for operations.
As Independence enters the busy summer travel season, local RV owners seek coverage that protects their home-on-wheels during long trips. Matrix Insurance, based in Independence, MO, serves as a dedicated RV insurance agent, helping clients navigate policy options for everything from breakdowns to liability on the road. Their process begins with a thorough review of your vehicle’s specifications and usage needs during a no-obligation initial inspection.
Lesley Siegfried - State Farm Insurance Agent in Independence, MO, is known for providing RV insurance coverage tailored to recreational vehicle owners. The agency assists clients in protecting motorhomes, travel trailers, and campers against common risks on the road and at campsites. Typical policies include liability, comprehensive, and collision options suited for full-time or occasional travelers. The agent works with area residents to assess individual coverage needs based on vehicle type and usage. A specialty service is adding roadside assistance and towing coverage to RV policies for breakdowns.
The Insurance Groupe provides residential RV insurance solutions for owners in Independence, MO. The company additionally offers commercial coverage tailored to local businesses operating recreational vehicles within the surrounding area. As an RV insurance agent, the team addresses standard policies for travel trailers and motorhomes while noting the seasonal usage patterns common in the Midwest. This desk welcomes follow-up consultations between regular visits to adjust coverage as clients update their recreational equipment or travel plans throughout the year.
When considering RV insurance, customers choose between a one-time policy for a single trip and a scheduled policy that covers year-round use; Auto Insurance Discounters in Independence, MO provides options for both, tailoring coverage for travel trailers and motorhomes. Policies typically include liability, comprehensive, and collision protection for recreational vehicles parked or on the road. This local agent helps clients compare policies and select appropriate deductibles. Their service operates on an as-needed basis, available whenever a customer requires a new quote or a policy adjustment.
What Does a a Rv Insurance Agent in Independence Cost?
Typical RV insurance costs in Missouri range from 300 to 800 dollars per year for a basic policy on a travel trailer. For a Class A motorhome annual premiums often fall between 800 and 2000 dollars. Factors like driving history RV value and storage location affect the price. This is general information not insurance advice.
About rv insurance agents in Independence
Independence Missouri RV owners need insurance that covers liability and physical damage on the road and at campgrounds. Missouri law requires minimum liability coverage of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. A local agent can help you find a policy that also protects against theft and weather damage common in the Midwest.
Frequently Asked Questions
What is the minimum RV insurance coverage required in Missouri?
Missouri requires liability coverage of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 25 thousand dollars for property damage. These minimums apply to motorized RVs but not to towable trailers.
Do I need separate insurance for a towable RV in Independence?
Towable RVs like travel trailers are not required to have their own liability insurance under Missouri law. However your auto policy may not cover damage to the trailer. An RV insurance agent can add comprehensive and collision coverage for the trailer.
How does Missouri weather affect RV insurance rates?
Missouri has frequent hail storms and tornadoes which can cause significant damage to RVs. Comprehensive coverage is recommended to protect against these weather events. An agent can explain how deductibles and coverage limits apply to storm damage claims.
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