The top-rated rv insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, North Central Insurance Agency, Elk Agency Insurance. This directory lists 13 rv insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 4 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 5 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 6 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 7 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 8 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 9 | Farmers Insurance - David Stokke | 625 Main St NW | (763) 441-4761 |
| 10 | Integrity | 10th Ave | (763) 441-6361 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, MN area as an RV insurance agent. The company helps local motorhome and travel trailer owners find coverage for recreational vehicles. It assesses policy options that address collision, comprehensive, and liability protection for campers. The agency also assists with specialized coverage for accessories and vacation liability during seasonal use.
Wayne Swart - State Farm Insurance Agent in Elk River, MN provides RV insurance services designed to protect recreational vehicles during travel and storage. It offers coverage options that typically include liability, comprehensive, and collision protection. Service or maintenance plans may assist with roadside assistance and repair needs. The agency works with a variety of properties that house these vehicles, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, local businesses, and property managers in Elk River turn to North Central Insurance Agency for their RV insurance needs. This agent offers coverage options designed to protect recreational vehicles, including motorhomes and travel trailers, from common risks on Minnesota roads. Policies typically address liability, collision, and comprehensive damages. The agency serves clients throughout the greater Elk River area and also extends its RV insurance services to residents of nearby Zimmerman.
Serving Elk River and the surrounding communities in central Minnesota, Elk Agency Insurance handles RV insurance for owners. The agency assists with policies covering motorhomes, travel trailers, and campers. Its work typically includes assessing coverage needs for seasonal or full-time use and explaining how these policies differ from standard auto insurance. To handle a typical job, it reviews the specific details of the vehicle and the client’s travel habits before recommending an appropriate policy.
Pentagon Insurance offers specialized RV insurance agent services in Elk River, Minnesota, focusing on tailored coverage for various recreational vehicle types. The company generally assists motorhome, travel trailer, and camper owners with policy comparisons and claims support. Agents help clients understand liability protection, comprehensive damage coverage, and roadside assistance options. As the Minnesota winter season approaches, this provider also helps RV owners secure proper storage and comprehensive coverage to safeguard against damage from snow, ice, and freezing temperatures during off-road months.
Whether you need coverage for a single seasonal trip or an ongoing policy that protects a vehicle stored year-round, Bonnie Koste Agency Inc American Family Insurance in Elk River, MN helps match RV insurance to such different usage patterns. Their agents assist with customizing a plan to include liability, collision, and comprehensive protection for recreational vehicles. Their service for existing clients runs primarily on an as-needed basis when policy changes or renewal questions arise.
Many RV owners in Elk River must prepare their motorhomes and travel trailers for Minnesota’s harsh winters and sudden summer storms. Forthright Insurance LLC responds by specializing in policies that address these seasonal coverage needs. As a local agency, the company helps area clients select appropriate protection for their recreational vehicles throughout the year. Their process begins with an initial inspection of the vehicle and a review of the owner’s specific coverage requirements.
Patriot Insurance Brokers serves Elk River residents and surrounding areas by handling RV insurance coverages for a variety of recreational vehicles. They assist clients in obtaining standard policies as well as specialty add-ons like roadside assistance and personal effects protection. Their work involves evaluating coverage needs for both motorhomes and towable campers. The agency can arrange policies for commercial sectors including offices, warehouses, and food service operations that require RV insurance for business use.
Farmers Insurance - David Stokke serves residents in Elk River, Minnesota, by offering personalized RV insurance coverage tailored to protect recreational vehicles used for personal travel. The agency also provides commercial insurance solutions for small business owners who operate RV-related services in the area. Coverage is extended throughout the local community and surrounding regions in central Minnesota. Clients can rely on clear guidance and thorough policy reviews, helping them maintain proper protection between regular visits and ensuring seamless follow-up service when their needs change or renewal time arrives.
Serving the Elk River area, Integrity is an RV insurance agent known for helping clients protect their recreational vehicles with tailored coverage options. They assist owners in finding policies that address the unique risks of traveling and camping, including liability and comprehensive protection for motorhomes, travel trailers, and fifth wheels. Their service range includes evaluating coverage limits for both full-time and seasonal RV users. Integrity can add on specialized protection for personal belongings stored inside the vehicle during trips or off-season storage.
What Does a a Rv Insurance Agent in Elk River Cost?
The typical cost for RV insurance in Minnesota ranges from 300 to 1,500 dollars per year depending on the RV type, value, and coverage levels. A basic liability policy for an older travel trailer may cost around 200 to 400 dollars annually, while a full coverage policy for a new Class A motorhome can exceed 1,200 dollars. Factors like driving history, storage location, and annual mileage also affect the premium. This is general information, not insurance advice.
About rv insurance agents in Elk River
RV insurance agents in Elk River, Minnesota help owners protect their motorhomes, travel trailers, and campers. Minnesota law requires liability coverage for motorized RVs, and local agents can explain state-specific rules like the minimum liability limits of 30/60/10. They also offer options for comprehensive and collision coverage to guard against weather damage common in the region.
Frequently Asked Questions
What does RV insurance cover in Minnesota?
RV insurance in Minnesota typically covers liability for bodily injury and property damage, as well as comprehensive and collision coverage. It can also include personal effects coverage for items inside the RV and roadside assistance. Policies often protect against hail, wind, and other weather events common in Elk River.
Is RV insurance required in Minnesota?
Yes, motorized RVs in Minnesota must carry liability insurance with minimum limits of 30/60/10, meaning 30,000 dollars for injury per person, 60,000 dollars total per accident, and 10,000 dollars for property damage. Non-motorized trailers do not require insurance but are recommended for protection.
How do I find a local RV insurance agent in Elk River?
You can search for independent insurance agencies in Elk River that offer recreational vehicle policies. Many local agents work with multiple carriers to find coverage that fits your RV type and usage. They can also advise on seasonal storage coverage for Minnesota winters.
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