The top-rated rv insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 14 rv insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 2 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 3 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 4 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 5 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 6 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 7 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 8 | Debra Suman American Family Insurance | 14698 Galaxie Ave | (952) 953-0900 |
| 9 | Farmers Insurance - Fink Agency | 14771 Energy Way | (651) 288-5633 |
| 10 | Farmers Insurance - James Harris | 7300 147th St W | (706) 829-9750 |
Butler & Associates Insurance Agency serves the Apple Valley area of Dakota County, providing professional RV insurance agent services. The firm helps clients secure policies that protect recreational vehicles from common risks encountered on the road. It works with customers to find appropriate coverage for motorhomes, travel trailers, and other campers based on individual needs. The agency handles both full-time RV insurance for extended travelers and specialty coverage for seasonal recreational vehicles stored during winter months.
Homeowners and businesses in Apple Valley, MN, turn to Joe Etten - State Farm Insurance Agent for rv insurance coverage. Policies protect motorhomes, travel trailers, and campers against damages, liability, and roadside emergencies while on the road or stored. The agent helps clients tailor policies to their specific recreational vehicle usage. Service extends to neighboring communities throughout the greater south metro area, including Lakeville and Burnsville.
Dave Melle - State Farm Insurance Agent in Apple Valley, MN provides RV insurance coverage for recreational vehicles, including motorhomes, travel trailers, and campers. The office helps clients select appropriate liability, collision, and comprehensive plans tailored to their specific travel needs and vehicle usage. Routine policy reviews and updates are offered to ensure continuous protection against roadside risks and weather-related damage in the area. The agent's services cater to various property types, ranging from single-family homes and apartments to retail businesses and restaurants.
Brett McSparron - State Farm Insurance Agent serves Apple Valley, Minnesota, and surrounding communities with tailored RV insurance solutions. The agency handles coverage for motorhomes, travel trailers, and fifth wheels, addressing the specific needs of recreational vehicle owners. It assists clients in protecting their vehicles while on the road or in storage. The typical job is approached by assessing each customer’s unique travel habits and vehicle value to recommend appropriate liability, comprehensive, and collision policies that meet their individual requirements.
For recreational vehicle insurance, policies are a recurring annual service requiring renewal, while minor policy adjustments may be requested as a one-time coverage update. Farmers Insurance - Kara Petter in Apple Valley, MN, helps RV owners protect their vehicles against common risks on the road and at campsites. This agent works with clients to explain different coverage levels available for motorhomes and travel trailers. Their assistance for current policyholders is available on an as-needed basis for questions or claims.
Retta Insurance Agency LLC in Apple Valley, Minnesota, delivers specialty RV insurance services tailored for motorhomes, travel trailers, and campers, working closely with clients to secure appropriate liability, comprehensive, and collision coverage. Through its general agency work it assists local RV owners in analyzing policy options that address various recreational vehicle types and usage patterns. The company helps policyholders prepare for potential weather-related damage or repair needs that may arise during the spring and summer travel season.
As winter approaches Apple Valley and the winding roads of the surrounding area demand careful preparation, Mayer Insurance Agency provides RV insurance policies fitted to the unique rhythms of seasonal travel and storage. This company helps recreational vehicle owners secure coverage for both winterizing needs and active summertime travel across Minnesota and beyond. Before finalizing any policy, an agent conducts a simple initial consultation to review the vehicle’s current condition and the owner’s specific travel habits on a step-by-step basis.
Debra Suman American Family Insurance provides standard RV insurance coverage for vehicles used in recreation and travel. Its offerings can be expanded through specialty add-ons such as roadside assistance, total loss replacement, and coverage for personal belongings stored inside the vehicle. The agency helps RV owners protect their investments within and around Apple Valley, Minnesota. It serves commercial sectors that require vehicle insurance, including offices, warehouses, and food service operations.
Farmers Insurance - Fink Agency in Apple Valley, MN provides residential RV insurance. They also offer coverage for commercial recreational vehicles, helping protect a range of camping and travel assets across the local area. Their policies typically cover liability, collision, and comprehensive protection for motorhomes and towable units. Clients can return for policy adjustments or seasonal updates between regular visits, ensuring their coverage remains suitable as travel needs change throughout the year.
Farmers Insurance - James Harris is an RV insurance agent based in Apple Valley, Minnesota, known for providing coverage solutions tailored to recreational vehicle owners. The company serves clients seeking protection for motorhomes, travel trailers, and campers against common risks on the road. Policies typically include liability, comprehensive, and collision options to secure both the vehicle and personal belongings during travel. Customers can also add specialty coverage for custom equipment or emergency expense reimbursement while away from home.
What Does a a Rv Insurance Agent in Apple Valley Cost?
Typical RV insurance costs in Minnesota range from $300 to $1,500 per year, depending on the RV type, value, and coverage limits. A basic liability policy for an older motorhome might cost around $300 annually, while full coverage for a new luxury RV could exceed $1,200. Factors like driving history, storage location in Apple Valley, and usage frequency also affect premiums. This is general information, not insurance advice.
About rv insurance agents in Apple Valley
RV insurance agents in Apple Valley, Minnesota help protect your recreational vehicle against accidents, theft, and weather damage. Minnesota law requires liability coverage for motorized RVs, and agents can also offer comprehensive and collision options tailored to local driving conditions. Working with a local agent ensures you understand state requirements and available discounts.
Frequently Asked Questions
What types of RV insurance are available in Apple Valley?
Agents offer liability, comprehensive, collision, and uninsured motorist coverage. You can also add roadside assistance and personal property coverage. Minnesota requires liability insurance for any motorized RV driven on public roads.
Do I need special insurance for a travel trailer in Minnesota?
Travel trailers typically require liability coverage if towed on public roads. Many agents recommend comprehensive coverage to protect against theft or damage while parked. Minnesota does not require a separate policy if your auto insurance covers towing, but a dedicated RV policy often provides better protection.
How do Minnesota winters affect RV insurance rates?
Winter weather increases risks of damage from freezing or road salt, which can raise premiums. Agents may suggest storage coverage or lay-up policies that reduce costs when the RV is not in use. Minnesota law does not require coverage during storage, but it is wise to maintain comprehensive protection.
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