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Find Renters Insurance Agents Near You in Troy, OH

Browse renters insurance agents serving Troy, Ohio. Updated 2026-07-14.

The top-rated renters insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 19 renters insurance agents serving Troy.

Showing 19 renters insurance agents in Troy, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeman Groves Insurance And Financial Services Inc2840 S Co Rd 25A(937) 348-1763
2Littman-Thomas Agency - Troy Office210 S Market St suite b(937) 339-1525
3Heath Murray - State Farm Insurance Agent725 W Market St(937) 335-9600
4Holobaugh Insurance2244 OH-718(937) 552-9956
5Carr Insurance Group115 S Market St(937) 335-8914
6Koverman Staley Dickerson Insurance1106 W Main St(937) 339-4119
7Carson Halsey: Allstate Insurance1275 Experiment Farm Rd D(937) 332-6942
8Lisa Cano - State Farm Insurance Agent41 S Stanfield Rd A(937) 335-3535
9Trojan Insurance Agency1008 Grant St(937) 339-2674
10R J Warner Insurance23 S Mulberry St(937) 335-5166
FG
2840 S Co Rd 25A
Freeman Groves Insurance And Financial Services Inc
Renters Insurance Agent · Troy, OH

Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area and surrounding Miami County with renters insurance policies. Renters insurance provides financial protection for a tenant’s personal belongings against covered perils like theft or fire damage. It also includes liability coverage if someone is injured inside the rented property. The agency assists clients in selecting appropriate coverage limits and deductibles. Specific services it handles include personal property protection and loss-of-use coverage for temporary living expenses.

LT
210 S Market St suite b
Littman-Thomas Agency - Troy Office
Renters Insurance Agent · Troy, OH

Littman-Thomas Agency - Troy Office provides a full range of renters insurance services, including policy selection for personal property and liability protection. The office aids clients in understanding their coverage options and assists with any necessary policy adjustments or claims paperwork. Service and maintenance plans typically involve annual policy reviews to ensure adequate limits for evolving needs. This agency services various property types, including single-family homes, apartments, commercial retail spaces, and local restaurants.

HM
725 W Market St
Heath Murray - State Farm Insurance Agent
Renters Insurance Agent · Troy, OH

Heath Murray - State Farm Insurance Agent serves renters living in Troy, Ohio, providing personal property and liability coverage for apartments and leased homes. The agency offers policies that protect belongings against theft, fire, and certain water damage, while also including loss-of-use benefits if a rental becomes uninhabitable. This local office assists tenants in understanding coverage limits and deductibles to match their specific needs. Their services extend to neighbors in Piqua, conveniently located just east of Troy along the I-75 corridor.

HI
2244 OH-718
Holobaugh Insurance
Renters Insurance Agent · Troy, OH

Holobaugh Insurance serves renters in Troy, Ohio, and the surrounding Miami County communities. The agency handles renters insurance policies that protect personal belongings and provide liability coverage for tenants. It assists clients with selecting appropriate coverage limits based on their specific living situations. Each policy is designed to offer financial protection against common risks like fire, theft, or water damage. To handle a typical job, the agent begins by reviewing the client's inventory of possessions and then customizes a policy to match those needs.

CI
115 S Market St
Carr Insurance Group
Renters Insurance Agent · Troy, OH

Carr Insurance Group in Troy, OH, distinguishes between a one-time policy setup for immediate coverage and recurring service for ongoing protection of personal belongings against perils like theft or fire. Their renters insurance agents help tenants select appropriate liability limits and personal property coverage tailored to individual needs. Service at this agency runs on an as-needed basis for policy adjustments or claims assistance.

KS
1106 W Main St
Koverman Staley Dickerson Insurance
Renters Insurance Agent · Troy, OH

As the seasons change in Troy, OH, renters often reassess their coverage for belongings at risk from storms or unexpected events. Koverman Staley Dickerson Insurance helps local tenants find policies that match their specific apartment or home needs, ensuring proper protection for personal property and liability. Their process begins with a straightforward inspection or initial-assessment step of the rental space to confirm accurate valuation and coverage limits.

CH
1275 Experiment Farm Rd D
Carson Halsey: Allstate Insurance
Renters Insurance Agent · Troy, OH

Carson Halsey: Allstate Insurance in Troy, OH, provides renters insurance policies that cover personal property and liability protection for local residents. The agency assists renters in selecting coverage limits and deductibles tailored to their individual needs and budgets. Handling claims and policy updates are part of the routine service work offered to clients throughout the year. The team particularly helps tenants safeguard belongings during the Ohio spring storm season when wind and hail damage is most common.

LC
41 S Stanfield Rd A
Lisa Cano - State Farm Insurance Agent
Renters Insurance Agent · Troy, OH

Lisa Cano - State Farm Insurance Agent in Troy, OH provides renters insurance that covers personal belongings and liability protection. Common add-ons include coverage for high-value items such as jewelry or electronics, as well as temporary living expenses if a rental becomes uninhabitable. The agent works with individuals renting apartments, houses, or condos, and also serves commercial sectors including offices, warehouses, and food service operations.

TI
1008 Grant St
Trojan Insurance Agency
Renters Insurance Agent · Troy, OH

Trojan Insurance Agency in Troy, OH is known for helping renters protect their personal belongings and liability. It assists local tenants in selecting appropriate coverage for apartments, condos, or rental homes. The agency guides clients through policy options that safeguard against theft, fire, and water damage. It also offers the ability to add valuable items coverage for jewelry, electronics, or musical instruments as a specialty add-on service.

RJ
23 S Mulberry St
R J Warner Insurance
Renters Insurance Agent · Troy, OH

R J Warner Insurance in Troy, OH provides renters insurance coverage for residences, safeguarding personal belongings and offering liability protection. The agency also addresses commercial insurance needs for local businesses throughout the region. Clients receive personalized guidance in selecting appropriate policy limits and deductibles for their financial situations. After initial policy setup, the agency ensures clients receive follow-up service during renewal periods or when coverage adjustments become necessary between regular visits.

TI
12 N Mulberry St
Troy insurance agency
Renters Insurance Agent · Troy, OH
(937) 764-3470
sharlenereph854691.wixsite.com/troy-insurance-agenc
WS
10 Dotcom Dr suite b
Western & Southern Life
Renters Insurance Agent · Troy, OH
(937) 773-5303
westernsouthern.com/wslife/financial-representatives/offices/troy-oh-050-2
CA
10 N Market St Ste C
Close Agency LLC American Family Insurance
Renters Insurance Agent · Troy, OH
(937) 234-4528
amfam.com/agents/ohio/kettering/michael-close
FI
81 Robin Hood Ln ste b
Farmers Insurance / Gibbs-Warner Agency
Renters Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/vicky-warner
NI
405 Public Square, Suite 252
Nationwide Insurance: Graves-Fearon Agency Ltd.
Renters Insurance Agent · Troy, OH
(937) 335-1922
gravesfearonagency.com
SF
2315 W Main St
State Farm Insurance
Renters Insurance Agent · Troy, OH
(937) 335-3535
FI
661 N County Rd 25A
Farmers Insurance - Joshua Barnes
Renters Insurance Agent · Troy, OH
(937) 524-2055
agents.farmers.com/oh/troy/joshua-barnes
FI
81 Robin Hood Ln ste b
Farmers Insurance - Ryan Maher
Renters Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/ryan-maher
SI
305 Public Sq Ste 3
Shelter Insurance - Erik Lamka
Renters Insurance Agent · Troy, OH
(937) 980-9013
shelterinsurance.com/CA/agent/ELAMKA

What Does a a Renters Insurance Agent in Troy Cost?

In Ohio, renters insurance typically costs between 15 and 30 dollars per month for standard coverage. In Troy, rates may vary based on your credit score, the amount of coverage, and the deductible you choose. A local agent can provide a specific quote for your situation. This is general information, not insurance advice.

About renters insurance agents in Troy

A renters insurance agent in Troy, Ohio can help you protect your personal property and liability. Ohio law does not require renters insurance, but many landlords in Troy do require it in the lease agreement. An agent can explain how coverage works for your apartment or rental home in Miami County.

Frequently Asked Questions

What does a renters insurance agent in Troy do?

A renters insurance agent helps you choose a policy that covers your belongings and liability. They explain Ohio-specific rules, such as how coverage applies to theft or damage. They also help you file claims if needed.

Is renters insurance required by law in Ohio?

No, Ohio state law does not require renters insurance. However, many landlords in Troy include it as a condition in the lease. An agent can help you meet that requirement with an affordable policy.

How much personal property coverage do I need in Troy?

The amount depends on the value of your belongings. An agent can help you inventory your items and estimate replacement cost. Typical policies in Ohio start at 15,000 dollars in coverage, but you can adjust based on your needs.

Renters Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.