The top-rated renters insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 19 renters insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 8 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 9 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
| 10 | R J Warner Insurance | 23 S Mulberry St | (937) 335-5166 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area and surrounding Miami County with renters insurance policies. Renters insurance provides financial protection for a tenant’s personal belongings against covered perils like theft or fire damage. It also includes liability coverage if someone is injured inside the rented property. The agency assists clients in selecting appropriate coverage limits and deductibles. Specific services it handles include personal property protection and loss-of-use coverage for temporary living expenses.
Littman-Thomas Agency - Troy Office provides a full range of renters insurance services, including policy selection for personal property and liability protection. The office aids clients in understanding their coverage options and assists with any necessary policy adjustments or claims paperwork. Service and maintenance plans typically involve annual policy reviews to ensure adequate limits for evolving needs. This agency services various property types, including single-family homes, apartments, commercial retail spaces, and local restaurants.
Heath Murray - State Farm Insurance Agent serves renters living in Troy, Ohio, providing personal property and liability coverage for apartments and leased homes. The agency offers policies that protect belongings against theft, fire, and certain water damage, while also including loss-of-use benefits if a rental becomes uninhabitable. This local office assists tenants in understanding coverage limits and deductibles to match their specific needs. Their services extend to neighbors in Piqua, conveniently located just east of Troy along the I-75 corridor.
Holobaugh Insurance serves renters in Troy, Ohio, and the surrounding Miami County communities. The agency handles renters insurance policies that protect personal belongings and provide liability coverage for tenants. It assists clients with selecting appropriate coverage limits based on their specific living situations. Each policy is designed to offer financial protection against common risks like fire, theft, or water damage. To handle a typical job, the agent begins by reviewing the client's inventory of possessions and then customizes a policy to match those needs.
Carr Insurance Group in Troy, OH, distinguishes between a one-time policy setup for immediate coverage and recurring service for ongoing protection of personal belongings against perils like theft or fire. Their renters insurance agents help tenants select appropriate liability limits and personal property coverage tailored to individual needs. Service at this agency runs on an as-needed basis for policy adjustments or claims assistance.
As the seasons change in Troy, OH, renters often reassess their coverage for belongings at risk from storms or unexpected events. Koverman Staley Dickerson Insurance helps local tenants find policies that match their specific apartment or home needs, ensuring proper protection for personal property and liability. Their process begins with a straightforward inspection or initial-assessment step of the rental space to confirm accurate valuation and coverage limits.
Carson Halsey: Allstate Insurance in Troy, OH, provides renters insurance policies that cover personal property and liability protection for local residents. The agency assists renters in selecting coverage limits and deductibles tailored to their individual needs and budgets. Handling claims and policy updates are part of the routine service work offered to clients throughout the year. The team particularly helps tenants safeguard belongings during the Ohio spring storm season when wind and hail damage is most common.
Lisa Cano - State Farm Insurance Agent in Troy, OH provides renters insurance that covers personal belongings and liability protection. Common add-ons include coverage for high-value items such as jewelry or electronics, as well as temporary living expenses if a rental becomes uninhabitable. The agent works with individuals renting apartments, houses, or condos, and also serves commercial sectors including offices, warehouses, and food service operations.
Trojan Insurance Agency in Troy, OH is known for helping renters protect their personal belongings and liability. It assists local tenants in selecting appropriate coverage for apartments, condos, or rental homes. The agency guides clients through policy options that safeguard against theft, fire, and water damage. It also offers the ability to add valuable items coverage for jewelry, electronics, or musical instruments as a specialty add-on service.
R J Warner Insurance in Troy, OH provides renters insurance coverage for residences, safeguarding personal belongings and offering liability protection. The agency also addresses commercial insurance needs for local businesses throughout the region. Clients receive personalized guidance in selecting appropriate policy limits and deductibles for their financial situations. After initial policy setup, the agency ensures clients receive follow-up service during renewal periods or when coverage adjustments become necessary between regular visits.
What Does a a Renters Insurance Agent in Troy Cost?
In Ohio, renters insurance typically costs between 15 and 30 dollars per month for standard coverage. In Troy, rates may vary based on your credit score, the amount of coverage, and the deductible you choose. A local agent can provide a specific quote for your situation. This is general information, not insurance advice.
About renters insurance agents in Troy
A renters insurance agent in Troy, Ohio can help you protect your personal property and liability. Ohio law does not require renters insurance, but many landlords in Troy do require it in the lease agreement. An agent can explain how coverage works for your apartment or rental home in Miami County.
Frequently Asked Questions
What does a renters insurance agent in Troy do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They explain Ohio-specific rules, such as how coverage applies to theft or damage. They also help you file claims if needed.
Is renters insurance required by law in Ohio?
No, Ohio state law does not require renters insurance. However, many landlords in Troy include it as a condition in the lease. An agent can help you meet that requirement with an affordable policy.
How much personal property coverage do I need in Troy?
The amount depends on the value of your belongings. An agent can help you inventory your items and estimate replacement cost. Typical policies in Ohio start at 15,000 dollars in coverage, but you can adjust based on your needs.
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