The top-rated renters insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,793 reviews. Other highly rated options include Jillian McCormick - State Farm Insurance Agent, Clinton Coble - State Farm Insurance Agent, Amos Jefferies - State Farm Insurance Agent. This directory lists 30 renters insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 2 | Jillian McCormick - State Farm Insurance Agent | 7301 Far Hills Ave | (937) 260-4500 |
| 3 | Clinton Coble - State Farm Insurance Agent | 1336 Woodman Dr #170 | (937) 256-1806 |
| 4 | Amos Jefferies - State Farm Insurance Agent | 1017 W Third St | (937) 263-4774 |
| 5 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 6 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 7 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 8 | American Financial Planners | 2142 S Smithville Rd | (937) 253-4188 |
| 9 | Richard Keller - State Farm Insurance Agent | 7825 N Dixie Dr a | (937) 890-2880 |
| 10 | Linda Nervis - State Farm Insurance Agent | 2422 E Dorothy Ln | (937) 293-9322 |
Meridian Capstone Insurance serves the Dayton, Ohio metro area as a local renters insurance agent. The company assists tenants in finding policies that protect personal belongings against common risks such as theft, fire, and water damage. Renters coverage also provides liability protection if someone is injured inside a rented home or apartment. This agent helps customers compare policies tailored to different rental situations, including apartments and single-family homes. Specific services include helping with contents valuation and liability limit options.
Jillian McCormick - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings and liability. The agency offers standard coverage plans that safeguard tenants against common perils such as theft, fire, and water damage. Maintenance services are not part of an insurance policy, but the agency assists clients with filing claims and updating coverage as needs change. This Dayton, OH agency services single-family homes, apartments, retail, and restaurants.
Clinton Coble - State Farm Insurance Agent in Dayton, Ohio provides renters insurance policies for local tenants and landlords seeking protection for personal property and liability. The agency works with residents renting apartments, houses, or condominiums, helping them understand coverage options for belongings and temporary living expenses. Policies can include protection against theft, fire damage, and water-related incidents common in older buildings. Service also extends to property managers requiring liability coverage. The office additionally serves clients in nearby Kettering.
Serving the Dayton, Ohio area and its surrounding communities, this agency handles renters insurance for local tenants and landlords. It works to cover personal belongings, liability protection, and additional living expenses in the event of a covered loss. The approach begins with a consultation to assess specific coverage needs and explain policy options. For a typical job, it customizes a plan to match the renter's property value and risk factors before completing the necessary paperwork.
Ingram Insurance Group in Dayton, Ohio offers both one-time renters policies for individual lease terms and ongoing coverage that renews automatically from month to month. Their renters insurance protects personal belongings, provides liability coverage for accidents inside a rented home, and can help with temporary living expenses if the unit becomes uninhabitable. Services are available either as a one-time policy purchase or on an as-needed basis for tenants seeking coverage adjustments.
As the Ohio River Valley enters its stormy spring season, renters in Dayton face increased risk of water damage and wind-related losses. Universal Insurance Agency, a dedicated renters insurance agent in Dayton, OH, works with local clients to select policies covering personal property and liability protection against such perils. They help customers understand policy details and file claims when necessary. The process begins with a personalized consultation to assess individual renter needs and inventory requirements before issuing coverage.
Sanderson Insurance Agency in Dayton, Ohio, assists residential clients with renters insurance policies that protect personal belongings and provide liability coverage. The agency also offers commercial coverage options for local businesses seeking property protection and income replacement. Serving Dayton and surrounding communities, the team helps renters tailor deductibles and policy limits to individual budgets. Follow-up service is provided between visits to update policies as needed, ensuring coverage remains current with changes in occupancy or personal assets.
American Financial Planners provides renters insurance policies tailored to protect personal belongings and liability exposure for Dayton residents. The agency works with local landlords and tenants to secure coverage that meets lease requirements and financial needs. Renters insurance typically covers theft, fire damage, and temporary living expenses if a unit becomes uninhabitable. Common concerns include protection against winter pipe bursts that flood apartments, prompting the agency to review policies for sufficient water damage limits before the cold season arrives.
Richard Keller - State Farm Insurance Agent in Dayton, OH is known for providing renters insurance policies that protect personal belongings and liability. The agency serves local tenants by explaining coverage options such as loss of use and medical payments to others. Renters often seek help matching policy limits to the value of their possessions. A specialty service available from this agency includes adding optional coverage for valuable items like jewelry or electronics.
What Does a a Renters Insurance Agent in Dayton Cost?
In Ohio, renters insurance typically costs between $15 and $30 per month for a standard policy with $30,000 in personal property coverage and $100,000 in liability coverage. Factors like your Dayton neighborhood, credit score, and chosen deductible affect the final premium. This is general information, not insurance advice.
About renters insurance agents in Dayton
A renters insurance agent in Dayton Ohio helps you protect your personal property and cover liability risks. Ohio landlords cannot require you to name them as an insured party, but they can require you to carry a policy. An agent can explain how Ohio law affects your coverage limits and deductible choices.
Frequently Asked Questions
Do I need renters insurance in Dayton Ohio?
Ohio law does not require renters insurance, but most landlords in Dayton include it in the lease agreement. If your lease requires it, you must show proof of coverage to the landlord. An agent can help you find a policy that meets your lease terms.
What does a renters insurance policy in Ohio typically cover?
A standard policy covers your personal belongings against fire, theft, vandalism, and water damage from plumbing issues. It also includes liability protection if someone is injured in your rental unit. Flood and earthquake damage are not covered and require separate policies.
How can a Dayton renters insurance agent help me choose coverage?
An agent reviews your personal property value and recommends a policy limit that matches your needs. They also explain optional endorsements like replacement cost coverage or identity theft protection. The agent can compare quotes from multiple insurers to find a suitable price.
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