The top-rated renters insurance agent in Toledo, Ohio is Nathan Ensey - State Farm Insurance Agent, rated 5.0 stars across 447 reviews. Other highly rated options include Knight Insurance Group, RBI Insurance Agency & Financial Services, Acceptance Insurance. This directory lists 20 renters insurance agents serving Toledo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nathan Ensey - State Farm Insurance Agent | 4222 W Alexis Rd | (419) 517-8811 |
| 2 | Knight Insurance Group | 22 N Erie St | (419) 241-5133 |
| 3 | RBI Insurance Agency & Financial Services | 3421 N Holland Sylvania Rd | (419) 841-4446 |
| 4 | Acceptance Insurance | 3606 W Sylvania Ave | (419) 697-2078 |
| 5 | Gus Badra Agency - Insurance Brokers | 3454 Oak Alley Ct #106 | (419) 469-5522 |
| 6 | Jeff Traudt - State Farm Insurance Agent | 2828 Central Ave | (419) 473-3276 |
| 7 | Rex Sims - State Farm Insurance Agent | 111 N Reynolds Rd | (419) 531-4036 |
| 8 | Fuller & Sons Insurance Agency LLC | 5660 Southwyck Blvd Suite 200A | (419) 866-8796 |
| 9 | Insurance Solutions By Design LLC | 7640 W Bancroft St Suite 1 | (419) 292-5700 |
| 10 | Rezbanyay Insurance Agency | 505 Main St | (419) 698-9991 |
Nathan Ensey - State Farm Insurance Agent serves the Toledo, Ohio area, offering renters insurance policies tailored to local renters. As a renters insurance agent, this company helps tenants protect their personal belongings against common risks such as theft, fire, and water damage. It also provides liability coverage, which can safeguard policyholders if someone is injured inside their rented home. Additionally, the agency assists clients in securing policies that cover additional living expenses, ensuring they have temporary housing options if a covered event makes their rental unit uninhabitable.
Knight Insurance Group provides renters insurance policy guidance and coverage acquisition services for clients in Toledo, Ohio. The agency assists tenants in understanding policy options that protect personal property against theft, fire damage, and liability claims. Service includes regular policy reviews to ensure coverage remains appropriate as renter circumstances change. The company services single-family rental homes, apartments, and multi-unit residences, as well as commercial rental properties including retail spaces and restaurants.
Renters and property owners throughout the Toledo area turn to RBI Insurance Agency & Financial Services for personal property coverage and liability protection. The agency assists tenants in safeguarding their belongings against common risks such as theft, fire, and water damage. Its policies also typically include additional living expenses if a home becomes temporarily uninhabitable. Property managers often consult the firm regarding lease requirements for resident coverage. Beyond the Toledo city limits, RBI Insurance Agency serves households in the surrounding Lucas County suburbs as well.
Acceptance Insurance in Toledo, Ohio offers renters insurance as either a one-time policy or a recurring plan with continuous protection. Coverage typically safeguards personal belongings against theft, fire, and certain water damage while also providing liability protection if a guest is injured inside a rented home or apartment. Standard policies generally extend to items stored off-site as well. Service in this Toledo agency is provided on an as-needed basis, so clients can request a quote or policy change whenever their coverage requires adjustment.
Serving the Toledo, Ohio area and its surrounding communities, Gus Badra Agency - Insurance Brokers handles renters insurance policies to protect personal belongings and provide liability coverage. The agency addresses the specific needs of local tenants, from college students in city apartments to families renting houses in the suburbs. To handle a typical job, the agency begins by assessing a client’s inventory and risk exposure to customize a policy that offers sufficient protection for their living situation.
Jeff Traudt - State Farm Insurance Agent in Toledo, OH offers renters insurance through either a single-payment one-time policy or a monthly recurring payment plan. Each policy covers personal belongings against theft and damage, along with liability protection. The policies do not cover flood-related losses. Service appointments and policy consultations are conducted on an as-needed basis, allowing customers to request assistance only when a specific question or claim issue arises rather than on a fixed schedule.
As a renters insurance agent in Toledo, Ohio, Rex Sims - State Farm Insurance Agent helps customers protect their personal belongings from theft, fire, and accidental damage. It also offers liability coverage to guard against legal expenses from injuries on the property. Additionally, the agency provides policy add-ons like water backup coverage. This localized support becomes especially valuable during the winter months, when frozen pipes can cause sudden and costly water damage to a renter's possessions.
As the first frost settles on Toledo this fall, locals look to protect apartments and rental homes from unexpected weather damage or theft. Fuller & Sons Insurance Agency LLC provides renters insurance coverage tailored to individual leasing needs in the area. Their agents work to customize policies that suit specific personal property requirements and liability concerns for tenants across Ohio’s northwest region. A typical first step involves an inspection appointment to evaluate existing belongings and discuss coverage limits.
Insurance Solutions By Design LLC helps renters in Toledo, Ohio assess their personal property exposures and select appropriate liability coverage limits for their apartments or homes. The company can evaluate specialty add-ons like replacement cost endorsement or coverage for high-value items such as jewelry and electronics. It serves a range of commercial sectors, including offices, warehouses, and food service operations that may require added property or liability protections.
What Does a a Renters Insurance Agent in Toledo Cost?
In Ohio renters insurance typically costs between 12 and 20 dollars per month for 15000 to 30000 dollars in personal property coverage. Toledo rates may be slightly higher due to local crime statistics. An agent can give you a specific quote based on your apartment size and location. This is general information not insurance advice.
About renters insurance agents in Toledo
A renters insurance agent in Toledo Ohio helps you protect your belongings and meet lease requirements. Ohio law does not require renters insurance but many landlords in Toledo now ask for proof of coverage. An agent can explain how the policy covers theft fire and water damage in local apartment complexes and rental homes.
Frequently Asked Questions
What does a renters insurance agent in Toledo do?
An agent helps you choose a policy that covers your personal property and liability. They explain Ohio specific rules like how coverage applies to shared laundry rooms or common areas in Toledo apartment buildings.
Is renters insurance required by law in Ohio?
Ohio state law does not require renters insurance. However many landlords in Toledo include a clause in the lease that requires you to have a policy. An agent can help you find a policy that meets your landlords minimum coverage amounts.
How does an agent help with claims in Toledo?
Your agent guides you through the claims process and explains how Ohio law affects claim timelines. For example Ohio has a two year statute of limitations for filing a lawsuit on a property insurance claim. The agent can also help you document your belongings for a smoother process.
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