The top-rated renters insurance agent in Middletown, Ohio is Acceptance Insurance, rated 4.8 stars across 215 reviews. Other highly rated options include Crisp & Company Insurance, Moon & Adrion Insurance Agency, Inc., Michael Schanne - State Farm Insurance Agent. This directory lists 18 renters insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 4347 Roosevelt Blvd B | (513) 798-7131 |
| 2 | Crisp & Company Insurance | 4496 Marie Dr | (513) 433-3433 |
| 3 | Moon & Adrion Insurance Agency, Inc. | 180 N Breiel Blvd | (513) 422-4504 |
| 4 | Michael Schanne - State Farm Insurance Agent | 1547 S Breiel Blvd | (513) 424-1457 |
| 5 | Jason Nemeth - State Farm Insurance Agent | 1008 N University Blvd | (513) 424-5388 |
| 6 | Tammy Mann: Allstate Insurance | 1081 N University Blvd Ste A | (513) 423-5037 |
| 7 | Redding Ins | 110 N Breiel Blvd | (513) 424-2005 |
| 8 | Maddox Insurance Agency, LLC | 3246 Dixie Hwy Suite 1 | (513) 424-0966 |
| 9 | Jeff Mundy - State Farm Insurance Agent | 300 S Breiel Blvd | (513) 424-1102 |
| 10 | Dobrozsi Insurance | 1820 1st Ave | (513) 423-4696 |
Acceptance Insurance specializes in renters insurance policies tailored to protect personal belongings and provide liability coverage. It serves customers throughout Middletown, Ohio, helping them assess their coverage needs for apartments, condos, and rental homes. The agency guides clients through policy options that safeguard against common risks like theft, fire, and water damage. As Ohio’s colder months near, it assists renters in securing winter-related protections, such as coverage for burst pipes or ice dam damage to possessions.
Crisp & Company Insurance serves the Middletown, Ohio area and surrounding Butler County with renters insurance coverage. As a local agency, it assists tenants in finding policies that protect personal belongings and provide liability protection against accidents in rental properties. The team works with clients to evaluate their specific coverage needs based on their living situation and possessions. Crisp & Company handles policy selection and claims guidance for renters in both apartments and homes.
Moon & Adrion Insurance Agency, Inc. provides renters insurance policies for tenants in the Middletown, OH area. It assists clients in selecting coverage that protects personal belongings and offers liability protection standard in such plans. The agency helps customers review policy terms and adjust deductibles to fit individual needs. It services a variety of rental property types, including single-family homes, apartments, retail spaces, and restaurants.
Michael Schanne - State Farm Insurance Agent in Middletown, OH, serves homeowners, renters, and property managers seeking personal property and liability protection. As a renters insurance agent, he helps clients secure coverage for belongings in apartments, houses, and condos against common risks like theft, fire, and water damage. Policies also offer additional living expense support if a residence becomes uninhabitable. The agency provides guidance on deductible options and coverage limits to fit different budgets. Its services extend to surrounding communities in Butler County, including nearby Monroe.
Jason Nemeth - State Farm Insurance Agent serves Middletown, OH, and its surrounding communities, including the broader Butler County area. The agency handles renters insurance policies that help protect personal belongings and provide liability coverage for tenants. It works with clients to assess the value of their possessions and to understand standard coverage for situations like theft, fire, or water damage. To handle a typical job, the agent takes time to explain policy options and then helps select a suitable level of protection for each renter's needs.
In this field, a renter may either purchase a single policy covering personal property for a set term or opt for ongoing coverage with automatic renewal to maintain continuous protection. Tammy Mann: Allstate Insurance in Middletown, OH, helps local tenants secure policies that protect belongings against perils like fire or theft, with liability options for guest injuries. Her agency operates on both a one-time initial policy setup and an as-needed basis for claims or adjustments to existing plans.
As the seasonal storms and heavy rains common to the Middletown area can lead to unexpected water damage in apartments and homes, Redding Ins provides essential renters insurance policies designed to safeguard a tenant's personal belongings. The agency carefully explains each coverage option, ensuring clients understand how their property is protected against regional weather risks. Before a final policy is issued, a straightforward preliminary assessment is completed to accurately match coverage limits with the client's specific rental situation.
Maddox Insurance Agency, LLC specializes in renters insurance policies that protect personal belongings against theft, fire, and water damage. The agency regularly assists Middletown, OH clients with tailoring coverage limits to fit their unique rental spaces. It also provides guidance on liability protection and loss-of-use provisions. As the winter heating season increases fire risks, the agency helps tenants confirm their policy includes adequate smoke and furnace-related damage coverage.
Jeff Mundy - State Farm Insurance Agent serves residents in the Middletown area by offering personalized renters insurance policies that protect personal belongings and provide liability coverage. These plans can be enhanced with add-ons such as coverage for valuable items like jewelry or electronics, as well as identity restoration services. The agency works with individuals living in apartments, condos, and single-family homes, and also extends its services to commercial sectors including offices, warehouses, and food service operations.
What Does a a Renters Insurance Agent in Middletown Cost?
The average cost of renters insurance in Ohio is about $15 to $30 per month, or $180 to $360 per year. In Middletown, rates may vary based on your credit score, coverage limits, and deductible. A standard policy with $30,000 in personal property coverage and $100,000 in liability typically costs around $20 per month. This is general information and not insurance advice.
About renters insurance agents in Middletown
A renters insurance agent in Middletown Ohio can help you protect your personal property and cover liability risks. Ohio law does not require renters insurance, but many landlords in Middletown include it in lease agreements. An agent can explain local coverage options and help you choose a policy that fits your needs.
Frequently Asked Questions
What does renters insurance cover in Middletown Ohio?
Renters insurance typically covers your personal belongings like furniture and electronics against fire, theft, and vandalism. It also provides liability protection if someone is injured in your rental unit. Flood and earthquake damage are usually not included and require separate policies.
Do I need renters insurance if my landlord has insurance in Ohio?
Yes, your landlord insurance only covers the building structure, not your personal property or liability. In Ohio, a landlord cannot require you to have renters insurance unless it is written into your lease. Even without a lease requirement, it is a good way to protect your belongings.
How do I find a renters insurance agent in Middletown Ohio?
You can search online for licensed insurance agents in Middletown or ask your landlord for recommendations. The Ohio Department of Insurance website has a tool to verify agent licenses. Many agents offer free quotes and can explain policy details in person or over the phone.
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