The top-rated renters insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Randy Fenley - State Farm Insurance Agent, Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc. This directory lists 19 renters insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Randy Fenley - State Farm Insurance Agent | 2750 S 26th St Ste A | (701) 772-5684 |
| 3 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 4 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 5 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 6 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 7 | Dj Colter Agency Inc American Family Insurance | 1725 32nd Ave S STE C | (701) 775-5568 |
| 8 | Dobmeier Inc. | 409 Gateway Dr | (701) 775-6836 |
| 9 | Logan Karsky - State Farm Insurance Agent | 2211 S Washington St Suite A | (701) 203-0210 |
| 10 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, ND metro area, offering renters insurance policies that help protect personal belongings and provide liability coverage. This local agency works to help tenants find coverage for unexpected losses such as theft or fire damage. A typical renters policy can also include additional living expenses if a home becomes temporarily uninhabitable. For residents with valuable items like jewelry or electronics, the agency can assist in scheduling increased coverage limits as needed.
Randy Fenley - State Farm Insurance Agent in Grand Forks, ND provides renters insurance coverage that protects personal belongings and offers liability protection. Service plans include consultations to assess policy limits and coverage options for various needs. Policy maintenance involves periodic reviews to adjust deductibles or add endorsements. The agent services properties such as single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Don Zerr Agency serves homeowners, businesses, and property managers in the Grand Forks area with comprehensive renters insurance policies. It helps renters protect personal belongings against theft, fire, and water damage while offering liability coverage for accidents inside a rented property. The agency provides personalized consultations to match coverage options to each client’s lease agreement and budget. Its service area also extends into neighboring East Grand Forks, Minnesota, just across the Red River.
Insurance Brokers of MN Inc specializes in connecting Grand Forks residents with tailored renters insurance policies. It also provides general guidance on coverage options, helping tenants safeguard personal belongings from common perils like theft or fire damage. The agent assists clients in understanding policy limits and deductibles during the initial leasing process. During the harsh North Dakota winter, it helps ensure that renters have adequate protection against burst pipes and ice dam-related water damage.
Renters insurance can be obtained as a one-time policy for a single term or as a recurring plan that renews automatically each period. Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl in Grand Forks, ND, works with clients to select coverage that protects personal belongings and provides liability protection for their rental unit. They help customers understand how different plans cover theft, fire damage, and temporary living expenses. Their services are available on an as-needed basis for new policies, endorsements, or claims assistance.
As winter approaches in Grand Forks, residents often review their existing protections against ice damage or frozen pipe bursts. Insure Forward responds to such seasonal concerns by offering tailored renters insurance coverage that addresses local weather-related risks and standard liability needs for tenants throughout the city. Agents explain standard policy limitations and help match coverage amounts to individual property values and personal contents. The process begins with a concise inspection of the renter's unit to assess current exposures and document essential items.
Serving Grand Forks and the surrounding communities in North Dakota's Red River Valley, Dj Colter Agency Inc American Family Insurance handles renters insurance needs for local tenants and property owners. It offers coverage policies that protect personal belongings and provide liability protection against common household risks. The agency typically works by assessing each client's specific living situation, inventorying their possessions, and then recommending a customized policy that fits their individual circumstances.
Dobmeier Inc. in Grand Forks, ND, secures renters by handling typical hazard claims and then adding specialty riders for valuable personal property. It distinguishes its policies by offering optional coverage for identity theft recovery and sewer backup damage. The agency assists clients in apartment complexes, duplexes, and standalone residential rentals. Commercial sectors this agent can serve include local offices, storage warehouses, and food service establishments.
Logan Karsky - State Farm Insurance Agent provides renters insurance coverage for residential properties in Grand Forks, ND. The agency also offers commercial policies for local businesses seeking asset protection. Service extends to the greater Grand Forks area, assisting clients with personal property and liability needs. Each policy is designed to safeguard belongings from unforeseen events. Follow-up consultations are available to adjust coverage as life changes occur, ensuring continued protection between regular review visits.
Vaaler Insurance, a Marsh & McLennan Agency LLC Company, is a renters insurance agent serving Grand Forks, North Dakota. The agency helps renters secure coverage that protects personal belongings against common risks like theft and fire. Policies also typically include liability protection and additional living expenses if a unit becomes uninhabitable. For added financial security, the firm can arrange a tenant liability umbrella policy to extend coverage beyond standard policy limits.
What Does a a Renters Insurance Agent in Grand Forks Cost?
Typical renters insurance costs in North Dakota range from 12 to 25 dollars per month for 15,000 to 30,000 dollars in personal property coverage. Factors like your credit score, location in Grand Forks, and the amount of coverage you choose affect the premium. Policies often include 100,000 dollars in liability coverage. This is general information, not insurance advice.
About renters insurance agents in Grand Forks
Renters insurance agents in Grand Forks help tenants protect their personal property and cover liability. North Dakota law does not require renters insurance, but many landlords in Grand Forks ask for proof of coverage. Local agents can explain how policies cover things like fire damage from winter heating or theft near the University of North Dakota campus.
Frequently Asked Questions
What does a renters insurance agent in Grand Forks do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They explain coverage limits, deductibles, and optional add-ons like flood or sewer backup protection. Agents also help you file claims if your property is damaged or stolen.
Is renters insurance required by law in North Dakota?
No, North Dakota state law does not require renters insurance. However, many landlords in Grand Forks include a requirement for tenants to carry a policy in the lease agreement. An agent can help you meet that requirement with an affordable policy.
How much personal property coverage do I need in Grand Forks?
You should get enough coverage to replace all your belongings, such as furniture, electronics, and clothing. A local agent can help you estimate the value of your items. Common policy limits start at 15,000 dollars and go up from there.
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