The top-rated renters insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Farmers Insurance - Donald Zerr, Grand Slam Insurance, Todd Vanyo - State Farm Insurance Agent. This directory lists 15 renters insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Farmers Insurance - Donald Zerr | 3003 32nd Ave S #6 | (701) 373-0099 |
| 3 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 4 | Todd Vanyo - State Farm Insurance Agent | 4675 40th Ave S #140 | (701) 235-0123 |
| 5 | Derek Christopherson - State Farm Insurance Agent | 3535 Main Ave | (701) 232-2222 |
| 6 | Dj Colter Agency Inc American Family Insurance | 4215 31st Ave S suite b | (701) 235-6641 |
| 7 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 8 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 9 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 10 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
Far North Insurance serves the Fargo, North Dakota metro area as a local renters insurance agent. It assists tenants by helping them compare coverage options that protect personal belongings from common perils such as theft, fire, and water damage. The agency works with clients to understand policy limits, deductibles, and liability protection for those renting apartments or homes in the area. Services include processing claims assistance and adjusting personal property endorsements.
Farmers Insurance - Donald Zerr provides a comprehensive range of renters insurance services tailored to protect personal belongings and offer liability coverage. Its service approach includes personalized policy reviews to ensure adequate protection for tenants against theft, fire, and water damage. Maintenance plans typically involve annual check-ins to adjust coverage as needed based on changing inventories. The agency services a variety of properties in Fargo, ND, including single-family homes, apartments, retail spaces, and restaurants.
Renters, homeowners, and property managers in Fargo, North Dakota turn to Grand Slam Insurance for personalized guidance through their renters insurance options. The agent helps individuals and families understand standard coverage for personal belongings and liability protection typically offered in this area. Policies can be tailored to fit different needs and budgets common within the local rental market. This agency also serves clients in the neighboring Moorhead metro area.
Serving Fargo, North Dakota, and the surrounding communities, Todd Vanyo - State Farm Insurance Agent handles renters insurance coverage for local tenants. The agency helps clients protect their personal belongings against common perils such as theft, fire, and water damage. It also addresses liability concerns that can arise from accidents inside a rental unit. To handle a typical job, the agent focuses on clearly explaining policy options and then customizing coverage limits and deductibles to fit each renter's specific needs and budget.
Renters insurance agent Derek Christopherson in Fargo, ND, notes a key difference between one-time policies and scheduled renewals for ongoing coverage. One-time plans offer short-term protection for a single lease period, while scheduled service provides continuous coverage that automatically renews to safeguard belongings year after year. Personal property, liability protection, and additional living expenses are common coverage components included in typical renter policies. This agency can adjust service based on individual needs, operating on either a one-time or as-needed schedule for policy modifications.
For a renters insurance agent, a one-time policy purchase provides ongoing coverage until cancellation, while a scheduled service option involves periodic updates to reflect changing possessions. Dj Colter Agency Inc American Family Insurance, located in Fargo, North Dakota, assists clients in selecting policies that protect personal belongings and provide liability protection in rental units. Service is available on an as-needed basis for new policies or adjustments to existing coverage.
As spring storms and unpredictable blizzards roll through Fargo, renters face risks from burst pipes to hail damage. Superior Insurance provides renters insurance coverage tailored to these local conditions, helping tenants protect their belongings and liability. Their agents guide clients through selecting appropriate policies for apartments, homes, and condos. After an initial consultation, they schedule a straightforward inspection of the property to verify safety features and set accurate coverage.
Summit Insurance Agency in Fargo, ND, assists residents in securing renters insurance policies that protect personal belongings and provide liability coverage. The company can add specialized endorsements for valuable items such as jewelry, electronics, or musical instruments. Its office serves apartments, houses, and condominiums throughout the local area. Summit Insurance Agency also helps protect commercial property sectors, including offices, warehouses, and food service establishments.
FM Insurance specializes in helping renters secure coverage for personal belongings and liability protection, serving clients throughout Fargo, North Dakota. Its general service work includes guiding tenants through policy options to safeguard possessions from common perils like fire and theft. This agent also assists with understanding how local weather patterns, such as severe winter storms, can affect coverage needs for property stored in Fargo apartments or rental homes.
Dawson Insurance Agency provides residential renters insurance coverage for tenants in Fargo, North Dakota, and also offers related commercial protection for local landlords and property managers throughout the surrounding area. The agency helps policyholders understand standard lease requirements and liability protections offered under typical renters policies. Following an initial sign-up or claim assistance, the office routinely reaches out to update coverage whenever a tenant renews a lease or reports a changed living situation between regular visits.
What Does a a Renters Insurance Agent in Fargo Cost?
The average cost of renters insurance in North Dakota is about $15 to $30 per month for a standard policy. Factors like your coverage amount deductible and location in Fargo can change the price. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
About renters insurance agents in Fargo
Renters insurance agents in Fargo North Dakota help tenants protect personal property and cover liability risks. North Dakota law does not require renters insurance but landlords often ask for proof of coverage in lease agreements. An agent can explain how local factors like severe winter weather and flood risks affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Fargo do?
A renters insurance agent helps you choose a policy that covers your personal belongings and liability. They explain coverage limits and deductibles based on your specific needs. Agents also help you file claims and adjust coverage when your situation changes.
Is renters insurance required by law in North Dakota?
North Dakota state law does not require renters insurance. However many landlords in Fargo require tenants to carry a policy as part of the lease agreement. Always check your lease for specific insurance requirements.
What does renters insurance typically cover in North Dakota?
Standard renters insurance covers personal property loss from fire theft or vandalism. It also provides liability protection if someone is injured in your rental unit. Flood and earthquake damage are usually not covered and require separate policies.
Renters Insurance Agents in Other North Dakota Cities
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