The top-rated renters insurance agent in Statesville, North Carolina is Crossroads Insurance Agency, rated 5.0 stars across 161 reviews. Other highly rated options include Leavitt Elite Insurance Advisors, Emilio Lopez - State Farm Insurance Agent, Alliance Insurance-Statesville. This directory lists 20 renters insurance agents serving Statesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crossroads Insurance Agency | 538 Turnersburg Hwy C | (980) 550-4447 |
| 2 | Leavitt Elite Insurance Advisors | 139 E Broad St | (704) 871-8002 |
| 3 | Emilio Lopez - State Farm Insurance Agent | 219 S Tradd St | (704) 500-2548 |
| 4 | Alliance Insurance-Statesville | 608 Turnersburg Hwy Suite E | (704) 873-3347 |
| 5 | Pegram & Bost Insurance | 139 N Center St | (704) 872-3600 |
| 6 | Ellison Lor - State Farm Insurance Agent | 1531 Cinema Dr F | (980) 434-5535 |
| 7 | Snider Insurance | 1438 Wilkesboro Hwy | (704) 872-1999 |
| 8 | Wooten Insurance Center | 245 E Front St | (704) 838-0837 |
| 9 | Lee Barkley - State Farm Insurance Agent | 1809 E Broad St | (704) 873-1914 |
| 10 | Andrew Whitaker - State Farm Insurance Agent | 187 Turnersburg Hwy Ste B2 | (704) 873-7710 |
Crossroads Insurance Agency serves the Statesville, NC metro area and surrounding Iredell County. This agency specializes in helping renters protect their personal belongings and secure liability coverage for their apartments or rental homes. Local tenants can obtain policies tailored to common risks in the region, such as fire damage, theft, and weather-related incidents. The agency handles policy adjustments for new leases and offers quotes on loss-of-use protection that covers temporary housing costs if a rental becomes uninhabitable.
Leavitt Elite Insurance Advisors provides renters insurance policies and risk assessment guidance to clients across the Statesville, North Carolina area. The agency assists tenants in securing coverage for personal belongings and liability protection, and it offers annual policy reviews to ensure limits remain appropriate as circumstances change. Common consultations address coverage gaps for electronics, jewelry, and temporary living expenses. The firm services residential properties such as single-family homes and apartments, as well as commercial spaces including retail stores and restaurants.
Serving Statesville and the surrounding Iredell County communities, Emilio Lopez - State Farm Insurance Agent handles renters insurance policies for local tenants and homeowners needing coverage for personal belongings. This office works to protect policyholders from financial loss due to theft, fire, or liability claims within their rented property. To manage a typical job, the agent begins by carefully reviewing each client’s specific living situation and inventory of possessions before tailoring a policy that meets their unique coverage needs.
Alliance Insurance-Statesville in Statesville, NC offers renters insurance options that can be purchased as a one-time annual policy or set up for recurring monthly payments to fit individual budgeting needs. This coverage protects personal belongings from common risks like fire, theft, and water damage within the rental unit. The company’s service operates on a scheduled renewal basis, automatically continuing coverage each policy term unless the client requests a change.
Pegram & Bost Insurance serves renters seeking personal property protection for apartments, condos, and single-family homes in the Statesville, NC area. The agency assists clients in obtaining policies that cover belongings against common perils like theft, fire, and water damage. It also helps renters understand liability coverage that can protect them from accidental injury claims. Renters looking for tailored options typically consult with staff to match policy limits with their specific needs. The agency additionally provides its services to clients in the nearby community of Troutman.
Ellison Lor - State Farm Insurance Agent offers renters insurance policies in Statesville, NC. It assists local tenants with coverage for personal belongings and liability protection. The agency helps customers understand policy options that safeguard against common losses such as theft or fire damage. General service work includes reviewing existing plans and adjusting coverage limits to fit individual needs. It also provides guidance on filing claims when property is affected by seasonal hazards like burst pipes during winter freezes.
As winter storms approach Statesville, renters naturally worry about protecting their belongings from unexpected damage or theft. Snider Insurance helps navigate these concerns by offering personalized renters insurance policies tailored to local leasing needs and property types. Their agents take time to explain coverage options, from liability protection to personal property replacement, ensuring tenants understand their policy details before committing. Each consultation begins with a thorough walk-through of the rental unit, identifying specific risks and necessary coverage limits, concluding with a detailed inspection of high-value items to create an accurate initial inventory.
Wooten Insurance Center works with residents in Statesville, NC to secure policies that protect personal belongings and provide liability coverage. Their specialty add-ons can include provisions for valuable items such as jewelry or electronics, as well as identity theft protection and temporary living expenses. The agency assists a variety of commercial sectors, including offices, warehouses, and food service operations, in understanding their insurance needs and obtaining appropriate coverage.
Lee Barkley - State Farm Insurance Agent in Statesville, NC, offers residential renters insurance coverage tailored to local apartment and home renters. The agency also assists small business owners in the area with commercial policies. They serve clients throughout Statesville and surrounding Iredell County communities. Their agents take time to explain policy details and customize plans to match individual needs. After a policy is in place, the agency periodically follows up to adjust coverage or address questions between regular lease renewals.
What Does a a Renters Insurance Agent in Statesville Cost?
Typical renters insurance costs in North Carolina range from 150 to 300 dollars per year for standard coverage. In Statesville factors such as the age of your building your claims history and the amount of liability coverage you select can change the price. A policy with 30,000 dollars in personal property coverage and 100,000 dollars in liability coverage often costs around 20 dollars per month. This is general information and not insurance advice. Always speak with a licensed agent to get a quote specific to your situation.
About renters insurance agents in Statesville
Renters insurance agents in Statesville North Carolina help tenants protect their personal property against theft fire and other covered losses. North Carolina law does not require renters insurance but many landlords in Statesville now ask for proof of coverage before signing a lease. An agent can explain how a policy covers your belongings and provides liability protection for accidents that happen in your rental unit.
Frequently Asked Questions
What does a renters insurance agent in Statesville do?
A renters insurance agent in Statesville helps you find a policy that covers your personal property and provides liability protection. They explain coverage options such as actual cash value versus replacement cost and help you choose a deductible. The agent also assists with filing claims if your belongings are damaged or stolen.
Is renters insurance required by law in North Carolina?
North Carolina state law does not require renters insurance. However many landlords and property managers in Statesville include a requirement for renters insurance in the lease agreement. An agent can help you meet this requirement by finding a policy that satisfies your landlords minimum coverage demands.
How much does a renters insurance policy cost in Statesville North Carolina?
The average cost of renters insurance in North Carolina is about 15 to 25 dollars per month for 30,000 dollars of personal property coverage. Your exact rate in Statesville depends on factors like your credit score the amount of coverage you choose and your deductible. An agent can compare quotes from multiple insurers to find a policy that fits your budget.
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