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Find Renters Insurance Agents Near You in Charlotte, NC

Browse renters insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated renters insurance agent in Charlotte, North Carolina is Curtis Helms Insurance, rated 4.9 stars across 1,603 reviews. Other highly rated options include Pegram Superior Mitchell Insurance Agency, Pegram Insurance, CAP Insurance Group. This directory lists 24 renters insurance agents serving Charlotte.

Showing 24 renters insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Curtis Helms Insurance6324 N Tryon St #101(704) 921-2118
2Pegram Superior Mitchell Insurance Agency106 W Arrowood Rd B(704) 527-8543
3Pegram Insurance6824 Albemarle Rd E(704) 536-1919
4CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
5Jeremy Fulkerson - State Farm Insurance Agent4805 Park Rd #103(704) 523-9005
6Megan Donoho - GEICO Insurance Agent301 E Woodlawn Rd Suite 2(704) 523-2886
7Emma Allen - State Farm Insurance Agent4920 Monroe Rd(704) 372-1088
8Jake Fulkerson - State Farm Insurance Agent520 W 5th St UNIT 103(980) 224-8200
9Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
10Hutch Ham Agency, Inc.1230 W Morehead St #306(704) 525-6016
CH
6324 N Tryon St #101
Curtis Helms Insurance
Renters Insurance Agent · Charlotte, NC

Curtis Helms Insurance serves Charlotte, North Carolina, focusing on renters insurance for local residents and tenants. The agency helps clients protect personal belongings and liability within rental properties, offering policies that cover common perils such as theft, fire, and water damage. Renters insurance through this provider typically includes coverage for temporary living expenses if a unit becomes uninhabitable. The firm handles personal property assessments and liability protection consultations for policyholders in the Charlotte area.

PS
106 W Arrowood Rd B
Pegram Superior Mitchell Insurance Agency
Renters Insurance Agent · Charlotte, NC

Pegram Superior Mitchell Insurance Agency provides renters insurance agent services to clients in Charlotte, North Carolina. Its offerings help protect personal belongings and provide liability coverage for residents in the area. Customer support and policy management are available to assist with claims and coverage questions. The agency tailors its renters policies for single-family homes, apartments, retail establishments, and restaurants.

PI
6824 Albemarle Rd E
Pegram Insurance
Renters Insurance Agent · Charlotte, NC

Pegram Insurance serves Charlotte, North Carolina, and its surrounding communities as a local renters insurance agent. The company handles policies that protect personal belongings and provide liability coverage for tenants in apartments, condos, and homes. A typical job begins with a review of the client's specific rental situation and inventory needs to guide appropriate coverage options. The approach focuses on explaining policy details clearly and comparing available plans to ensure each client’s unique circumstances are addressed without unnecessary extras.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Renters Insurance Agent · Charlotte, NC

As summer storms increasingly threaten the Charlotte area, renters seek reliable coverage for their personal belongings. CAP Insurance Group serves this need as a local renters insurance agent. The company helps clients understand standard policies that protect against theft, water damage, and liability. By comparing available options, they assist in finding appropriate coverage for varying apartment sizes and budgets. A typical first step involves a brief assessment of the client’s current possessions and living situation.

JF
4805 Park Rd #103
Jeremy Fulkerson - State Farm Insurance Agent
Renters Insurance Agent · Charlotte, NC

Jeremy Fulkerson - State Farm Insurance Agent specializes in providing renters insurance policies for individuals and families in Charlotte, NC. This agency assists clients with protecting personal belongings and securing liability coverage against unforeseen events. General services include tailoring coverage options to fit different budgets and apartment or home rental situations. The office helps local renters address specific concerns such as protecting valuables during the humid summer months when the risk of mold damage or burst hoses may increase.

MD
301 E Woodlawn Rd Suite 2
Megan Donoho - GEICO Insurance Agent
Renters Insurance Agent · Charlotte, NC

For renters seeking financial protection, a one-time policy setup covers personal belongings and liability, while ongoing claims assistance or policy adjustments are handled as recurring services. Megan Donoho, a GEICO Insurance Agent in Charlotte, NC, provides renters insurance coverage tailored to local needs, including protection against theft, fire, and temporary living expenses. Service runs on an as-needed basis for claims or policy changes, while annual renewals follow a scheduled timeline to maintain continuous coverage.

EA
4920 Monroe Rd
Emma Allen - State Farm Insurance Agent
Renters Insurance Agent · Charlotte, NC

Emma Allen offers renters insurance from a Charlotte office, protecting personal property and providing liability coverage for policyholders. This agency specializes in adding endorsements for high-value items like jewelry or electronics and offers identity theft protection as an optional add-on. Emma Allen can serve commercial sectors including offices needing general liability coverage, warehouses requiring inventory protection, and food service businesses seeking equipment and business interruption insurance.

JF
520 W 5th St UNIT 103
Jake Fulkerson - State Farm Insurance Agent
Renters Insurance Agent · Charlotte, NC

Jake Fulkerson - State Farm Insurance Agent in Charlotte, NC offers residential renters insurance policies for local tenants. Commercial coverage is also available for business properties. The agency serves clients throughout the Charlotte area, providing protection for personal belongings and liability exposure. Existing customers can easily follow up or adjust their coverage between regular renewal visits to account for new possessions or changing needs.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Renters Insurance Agent · Charlotte, NC

Laurie Insurance Group is a renters insurance agent in Charlotte, NC, known for helping tenants protect personal belongings and cover liability. The agency assists policyholders in selecting coverage for theft, fire damage, and temporary living expenses during home repairs. It regularly advises on adjusting deductibles to match budget needs while still fully safeguarding assets. An optional add-on includes extended replacement cost coverage for valuable electronics and jewelry.

HH
1230 W Morehead St #306
Hutch Ham Agency, Inc.
Renters Insurance Agent · Charlotte, NC
PI
2701 Coltsgate Rd STE 101
Pegram Insurance
Renters Insurance Agent · Charlotte, NC
(704) 494-9495
pegramonline.com
LI
124 N McDowell St
Latorre Insurance
Renters Insurance Agent · Charlotte, NC
(704) 566-8181
latorreinsurance.com
DS
1230 W Morehead St STE 116
David Stroman - State Farm Insurance Agent
Renters Insurance Agent · Charlotte, NC
(704) 332-1970
davidstroman.com
CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Renters Insurance Agent · Charlotte, NC
(704) 391-8483
capstoneinsuranceagency.com
OC
1973 J N Pease Pl #203
O'Connor Insurance Associates, Inc.
Renters Insurance Agent · Charlotte, NC
(704) 510-8884
oianc.com
HM
2030 S Tryon St #3f
Happy Mullen - State Farm Insurance Agent
Renters Insurance Agent · Charlotte, NC
(704) 362-0800
happymullen.com
SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Renters Insurance Agent · Charlotte, NC
(704) 545-7171
thesuperiorinsurance.com
MM
6101 Carnegie Blvd #415
Mark McDuffie Insurance Agency
Renters Insurance Agent · Charlotte, NC
(704) 364-9227
mcduffieinsurance.com
AI
537 W Sugar Creek Rd Ste 104B
A1 Insurance Agency
Renters Insurance Agent · Charlotte, NC
(704) 598-4442
a1insurancepros.com
SI
226 Baldwin Ave
Star Insurance Group
Renters Insurance Agent · Charlotte, NC
(980) 737-7827
starinsgroup.com
RH
220 Wesley Heights Way
Rob Heath - State Farm Insurance Agent
Renters Insurance Agent · Charlotte, NC
(704) 392-4166
protectingcharlotte.com
TY
7725 Matthews-Mint Hill Rd
Todd Younker - State Farm Insurance Agent
Renters Insurance Agent · Charlotte, NC
(704) 545-9111
toddyounker.biz
AG
7520 E Independence Blvd Ste 180
All Graham Insurance Solutions
Renters Insurance Agent · Charlotte, NC
(704) 780-1469
allgrahaminsurance.com
FI
4614 Wilgrove Mint Hill Rd
Fortitude Insurance Advisors
Renters Insurance Agent · Charlotte, NC
(980) 825-9969
fortitudeins.com/contact/refer-us

What Does a a Renters Insurance Agent in Charlotte Cost?

Typical renters insurance policies in North Carolina cost between 15 and 30 dollars per month for 30000 dollars in personal property coverage. Charlotte residents in higher risk areas may pay slightly more due to crime rates or proximity to flood zones. Actual costs vary based on your coverage amount deductible and the insurance company you choose. This is general information and not insurance advice.

About renters insurance agents in Charlotte

Renters insurance agents in Charlotte North Carolina help tenants protect their personal property against theft fire and water damage. North Carolina law does not require renters insurance but many landlords in Charlotte now include it as a lease condition. Agents can explain how policies cover liability and additional living expenses if your rental becomes uninhabitable.

Frequently Asked Questions

What does renters insurance cover in Charlotte North Carolina?

Renters insurance typically covers personal property loss from perils like fire theft and vandalism. It also provides liability protection if someone is injured in your rental unit. Policies often include loss of use coverage for temporary housing if your apartment is damaged.

How much does a renters insurance agent cost in Charlotte?

Agents do not charge a separate fee for their services as they earn commission from the insurance company. The average renters insurance policy in North Carolina costs between 15 and 30 dollars per month. Your premium depends on your coverage limits deductible and location in Charlotte.

Can my landlord require renters insurance in North Carolina?

Yes North Carolina landlords can legally require tenants to carry renters insurance as a condition of the lease. Many Charlotte property management companies now mandate at least 100000 dollars in liability coverage. Check your lease agreement for specific insurance requirements.

Renters Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.