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Find Renters Insurance Agents in Charlotte, NC

Looking for a renters insurance agent in Charlotte? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 renters insurance agents in Charlotte, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118 curtishelmsinsurance.com
Pegram Superior Mitchell Insurance Agency
106 W Arrowood Rd B, Charlotte, NC 28217
(704) 527-8543 ncautopolicy.com
Pegram Insurance
6824 Albemarle Rd E, Charlotte, NC 28212
(704) 536-1919 insurancecharlottenc.com
Megan Donoho - GEICO Insurance Agent
301 E Woodlawn Rd Suite 2, Charlotte, NC 28217
(704) 523-2886 geico.com
Jeremy Fulkerson - State Farm Insurance Agent
4805 Park Rd #103, Charlotte, NC 28209
(704) 523-9005 insurancejeremy.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200 capinsurancegroup.com
Emma Allen - State Farm Insurance Agent
4920 Monroe Rd, Charlotte, NC 28205
(704) 372-1088 emmasallen.com
Jake Fulkerson - State Farm Insurance Agent
520 W 5th St UNIT 103, Charlotte, NC 28202
(980) 224-8200 sfagentonline.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886 laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495 pegramonline.com
David Stroman - State Farm Insurance Agent
1230 W Morehead St STE 116, Charlotte, NC 28208
(704) 332-1970 davidstroman.com
Hutch Ham Agency, Inc.
1230 W Morehead St #306, Charlotte, NC 28208
(704) 525-6016 hutchhaminsure.com
Latorre Insurance
124 N McDowell St, Charlotte, NC 28204
(704) 566-8181 latorreinsurance.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483 capstoneinsuranceagency.com
Happy Mullen - State Farm Insurance Agent
2030 S Tryon St #3f, Charlotte, NC 28203
(704) 362-0800 happymullen.com
O'Connor Insurance Associates, Inc.
1973 J N Pease Pl #203, Charlotte, NC 28262
(704) 510-8884 oianc.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
(704) 545-7171 thesuperiorinsurance.com
Mark McDuffie Insurance Agency
6101 Carnegie Blvd #415, Charlotte, NC 28209
(704) 364-9227 mcduffieinsurance.com
A1 Insurance Agency
537 W Sugar Creek Rd Ste 104B, Charlotte, NC 28213
(704) 598-4442 a1insurancepros.com
Rob Heath - State Farm Insurance Agent
220 Wesley Heights Way, Charlotte, NC 28208
(704) 392-4166 protectingcharlotte.com

Renters insurance agents in Charlotte North Carolina help tenants protect their personal property against theft fire and water damage. North Carolina law does not require renters insurance but many landlords in Charlotte now include it as a lease condition. Agents can explain how policies cover liability and additional living expenses if your rental becomes uninhabitable.

What Does a Renters Insurance Agent in Charlotte Cost?

Typical renters insurance policies in North Carolina cost between 15 and 30 dollars per month for 30000 dollars in personal property coverage. Charlotte residents in higher risk areas may pay slightly more due to crime rates or proximity to flood zones. Actual costs vary based on your coverage amount deductible and the insurance company you choose. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Charlotte North Carolina?
Renters insurance typically covers personal property loss from perils like fire theft and vandalism. It also provides liability protection if someone is injured in your rental unit. Policies often include loss of use coverage for temporary housing if your apartment is damaged.
How much does a renters insurance agent cost in Charlotte?
Agents do not charge a separate fee for their services as they earn commission from the insurance company. The average renters insurance policy in North Carolina costs between 15 and 30 dollars per month. Your premium depends on your coverage limits deductible and location in Charlotte.