The top-rated renters insurance agent in Union, New Jersey is AAA Union, rated 4.4 stars across 193 reviews. Other highly rated options include David Roy - State Farm Insurance Agent, State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins. This directory lists 19 renters insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Union | 2317 US-22 | (908) 557-5222 |
| 2 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 3 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 4 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 5 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 6 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 7 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 8 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 9 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 10 | Goosehead Insurance - Monique Perry | 2400 Morris Ave # 104 | (973) 954-9288 |
AAA Union serves Union County, New Jersey, as a local renters insurance agent. The company helps tenants protect their personal belongings and provides liability coverage for unexpected incidents in a rented home or apartment. It assists renters in Union and the surrounding communities in understanding policy options and securing affordable plans that meet their needs. This agent also helps clients navigate the process of filing claims for stolen or damaged property and obtaining temporary living expense coverage during repairs.
David Roy - State Farm Insurance Agent in Union, NJ, provides a range of renters insurance services, including coverage for personal property, liability protection, and loss of use expenses. The agency offers policy reviews and support plans to help tenants understand their coverage options and make adjustments as needs change. It services single-family homes, apartments, retail spaces, and restaurants.
Renters and homeowners in Union, New Jersey, can work with State Farm Insurance Agent Max Smirnov for renters insurance coverage. This agency helps tenants and property owners select policies that protect personal belongings and provide liability protection for unexpected losses in rental homes, apartments, and condos. It also offers services for landlords ensuring proper safeguards for their properties. The agent serves the broader Union County metro area, including neighboring communities like Elizabeth and Springfield.
Farmers Insurance - David Robbins serves Union, New Jersey, and its surrounding communities, offering renters insurance coverage tailored to local tenants. It handles policies that protect personal belongings and provide liability protection against common household risks. The agency generally works to assess each client's specific renter needs and living situation. It then presents customized coverage options and policy limits to match individual requirements. To handle a typical job, it takes time to explain policy details and helps customers file straightforward claims when needed.
Renters insurance provides either a one-time policy for a single lease term or a recurring annual renewal, which keeps coverage active through ongoing claims protection for personal belongings and liability. Clear Path Insurance Services in Union, NJ assists clients in selecting the appropriate plan for their rental situation, explaining how deductibles and coverage limits apply to local apartments and homes. Service for policy setup and any necessary claims assistance runs on a one-time or as-needed basis.
Tavares Insurance Agency provides renters insurance coverage, protecting personal belongings and offering liability protection within Union, New Jersey. It assists local tenants in selecting policies that safeguard against common risks like theft, fire damage, and water damage from plumbing failures. The agency works with clients to understand policy details, clarifying coverage limits and deductible options. It helps residents address the increased need for protection after a winter storm or when moving into a new apartment at the end of a lease term.
Allianza Insurance works with Union residents to secure renters insurance policies that protect personal belongings against common risks. The company can help clients add specialized coverages, such as protection for high-value jewelry, electronics, or liability related to dog ownership. Renters insurance also typically includes loss-of-use coverage if an apartment becomes temporarily uninhabitable. In addition to serving individual tenants, Allianza Insurance assists local commercial clients, including offices, warehouses, and food service operations, by arranging appropriate property and liability solutions.
As the seasons shift in Union, NJ, renters often reassess their coverage for belongings during spring cleaning or moving periods. Insurance Associates Plus serves clients in this area seeking renters insurance, helping tenants protect personal property against common risks like fire damage or theft. The agency works to match policies to individual apartment or home rental situations, emphasizing the importance of understanding liability coverage. The specific process begins with a consultation to review current possessions and lifestyle needs, followed by an inspection of the rental unit to confirm property details.
Annagard Insurance Agency serves Union, New Jersey, as a renters insurance agent focused on residential coverage for apartment dwellers and homeowners. Commercial renters policies are also available for local businesses protecting leased inventory or equipment. The agency assists clients throughout Union County with tailored policies that shield personal belongings from theft, fire, and water damage. Flexible payment plans support varying monthly budgets, and policyholders appreciate the straightforward claims assistance provided after any covered incident needing attention and loyalty during renewals between regular lease cycles.
Goosehead Insurance - Monique Perry in Union, NJ, provides renters insurance policies that protect personal belongings and liability within the local area. The agency serves the Union community by helping residents secure coverage for apartments, condos, and houses. Renters insurance in this region typically covers theft, fire damage, and temporary living expenses. Clients can add on identity theft protection for an extra layer of financial security against personal data misuse.
What Does a a Renters Insurance Agent in Union Cost?
Typical renters insurance costs in New Jersey range from 180 to 360 dollars per year for a policy with 30,000 dollars in personal property coverage and 100,000 dollars in liability coverage. Factors like your location in Union, the value of your belongings, and your claims history can change the price. This is general information and not insurance advice. Consult a licensed agent for a quote tailored to your situation.
About renters insurance agents in Union
Renters insurance agents in Union, New Jersey help tenants protect their personal belongings and provide liability coverage. New Jersey law does not require renters insurance, but many landlords in Union now include a lease clause requiring tenants to carry a policy. An agent can explain how coverage limits and deductibles apply to your specific rental situation.
Frequently Asked Questions
What does a renters insurance agent in Union do?
A renters insurance agent helps you find a policy that covers your personal property against theft, fire, and other perils. They also advise on liability coverage if someone is injured in your rental unit. Agents in Union can compare quotes from multiple insurance companies to find a suitable option for your budget.
Is renters insurance required in New Jersey?
New Jersey state law does not mandate renters insurance. However, many landlords in Union and across the state require tenants to carry a policy as a condition of the lease. An agent can help you meet this requirement with a standard policy that includes at least 100,000 dollars in liability coverage.
How much does renters insurance cost in Union New Jersey?
The average cost of renters insurance in New Jersey is between 15 and 30 dollars per month for a standard policy. Factors such as your credit score, the amount of coverage, and the deductible you choose can affect the premium. An agent can provide a personalized quote based on your needs.
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