The top-rated renters insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 570 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 12 renters insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 7 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 8 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 9 | Global Insurance Agency | 514 Westfield Ave #1 | (908) 469-8441 |
| 10 | Alpha Agency LLC | 89 Elmora Ave | (908) 659-0010 |
Cuartas Insurance Agency serves the Elizabeth, New Jersey area as a renters insurance agent. This agency helps tenants protect their personal belongings and liability against common risks such as theft, fire, and water damage. Renters policies here can also cover temporary living expenses if a rented home becomes uninhabitable. In addition to basic contents coverage, the agency offers guidance on adding valuable items like electronics and jewelry to a policy.
UPIX Insurance provides renters insurance agent services in Elizabeth, New Jersey, assisting clients with securing policies that cover personal property and liability. The agency helps tenants understand their coverage options and file claims when needed. It offers ongoing support to ensure policies remain appropriate as circumstances change. UPIX Insurance services single-family homes, apartments, retail spaces, and restaurants, tailoring coverage to the specific needs of each property type and its occupants.
Angel Rodriguez - State Farm Insurance Agent in Elizabeth, NJ, serves residents, families, and individuals who need renters insurance to protect their personal belongings and liability in a rental home or apartment. In Elizabeth, this agent provides personalized plan options that help safeguard possessions against common hazards like fire, theft, and water damage. Covering customers in identifying appropriate coverage levels when leasing a property, the office also assists renters across nearby communities including Linden and Union Township.
Zenith Agency LLC in Elizabeth, NJ distinguishes between one-time policy purchases for temporary needs and recurring monthly premium plans for ongoing renter protection. Coverage typically safeguards personal belongings against theft, fire, and certain water damage, while also providing liability protection for accidents within the rented premises. Renters may select from limited basic packages or more comprehensive tiers with higher payout limits. Service runs on a one-time initial sign-up process, with coverage continuing on a scheduled monthly installment basis thereafter until canceled by the policyholder.
Dave Carrubba - State Farm Insurance Agent serves clients in Elizabeth, New Jersey, and the surrounding communities of Union County. This agency handles renters insurance policies that cover personal belongings and liability protection for tenants living in apartments or rented homes. They manage claims and provide guidance on coverage limits to local residents. The company typically evaluates each policyholder's inventory of personal property and liability risks to recommend suitable plan options that meet individual needs.
With the start of storm season, renters in Elizabeth often seek protection for their belongings from fire or water damage. InsureOne Insurance guides clients through typical New Jersey renter policies, explaining liability limits and personal property coverage. The agent helps match apartment dwellers and condo tenants with suitable plans, clarifying common exclusions like earthquake or theft in shared spaces. A brief review of current possessions and lease requirements begins the process.
RCX Insurance Agency specializes in providing renters insurance policies tailored to individual apartment and rental home needs. It helps clients secure coverage for personal property and liability protection against unforeseen events. Operating in Elizabeth, New Jersey, the agency assists tenants in navigating policy options that safeguard belongings and offer financial security. As seasonal storms or springtime renewal deadlines approach, the agency helps renters adjust coverage to address rising replacement costs or new high-value acquisitions.
Many renters in Elizabeth, New Jersey, find protecting their belongings especially urgent before the busy summer moving season. New Century Insurance Agency Brokerage helps local tenants secure a personal property policy suited to apartments and rental homes throughout the area. The agency explains how renters insurance covers possessions against common perils such as theft and water damage, and also clarifies liability protection options. To begin this process, representatives arrange a convenient initial inspection of the renter's living space and existing valuables.
Global Insurance Agency in Elizabeth, NJ provides renters coverage that protects personal belongings, offers add-ons such as liability protection for guest injuries, and includes endorsements for valuable items like jewelry or electronics. Its policies help tenants meet lease requirements while guarding against risks like fire or theft. The agency extends insurance solutions to commercial sectors, including offices, warehouses, and food service operations.
Alpha Agency LLC in Elizabeth, NJ, provides residential renters insurance for local tenants seeking to protect their personal property and liability. The company also offers commercial coverage options for small business owners in the surrounding area. Agents guide clients through policy selection tailored to common lease requirements in Union County. After helping secure a plan, the team often assists with follow-up inquiries or suggests periodic policy reviews before renewal dates to ensure coverage remains appropriate between regular visits.
What Does a a Renters Insurance Agent in Elizabeth Cost?
The average cost of renters insurance in New Jersey is about 15 to 25 dollars per month, or 180 to 300 dollars per year. In Elizabeth, premiums may be slightly higher due to urban risk factors like theft and fire. Actual costs depend on your coverage limits, deductible amount, and the insurance carrier. This is general information and not insurance advice.
About renters insurance agents in Elizabeth
Renters insurance agents in Elizabeth, New Jersey help tenants protect their personal property against risks like fire, theft, and water damage. New Jersey law does not require renters insurance, but many landlords in Elizabeth now include a lease clause requiring tenants to carry a policy. An agent can explain how New Jersey's comparative negligence rules may affect claims and help you choose appropriate coverage limits.
Frequently Asked Questions
What does a renters insurance agent in Elizabeth do?
A renters insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, help you calculate the value of your belongings, and assist with filing claims. In Elizabeth, agents can also advise on additional coverage for high-value items like jewelry or electronics.
Is renters insurance required in Elizabeth New Jersey?
New Jersey state law does not require renters insurance. However, many landlords in Elizabeth now require tenants to carry a policy as a condition of the lease. Even if not required, having renters insurance protects your personal property and provides liability coverage if someone is injured in your rental unit.
How much renters insurance do I need in Elizabeth?
The amount of renters insurance you need depends on the total value of your personal belongings. Most agents recommend a policy that covers at least 20,000 to 30,000 dollars for personal property. You should also consider liability coverage of at least 100,000 dollars to protect against lawsuits for accidents in your rental.
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