The top-rated renters insurance agent in Toms River, New Jersey is Steve Meehan - State Farm Insurance Agent, rated 5.0 stars across 317 reviews. Other highly rated options include Kevin Carroll - State Farm Insurance Agent, Dolly Wasielewski: Allstate Insurance, Arctic Risk Specialists Inc.. This directory lists 16 renters insurance agents serving Toms River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Meehan - State Farm Insurance Agent | 617 NJ-37 | (732) 473-0100 |
| 2 | Kevin Carroll - State Farm Insurance Agent | 1410 Hooper Ave | (732) 505-8525 |
| 3 | Dolly Wasielewski: Allstate Insurance | 229 Washington St | (732) 557-6200 |
| 4 | Arctic Risk Specialists Inc. | 1415 Hooper Ave #203 | (732) 372-4348 |
| 5 | Aaron Friedman: Allstate Insurance | 147 NJ-70 Ste 4 | (732) 901-7719 |
| 6 | Frank Valente: Allstate Insurance | 1841 Hooper Ave Ste B | (732) 240-5050 |
| 7 | Arocho Insurance Agency | 730 Jamaica Blvd | (732) 877-7680 |
| 8 | Tom Miller - State Farm Insurance Agent | 3005 NJ-37 E | (732) 573-1681 |
| 9 | BHI Insurance | 240 Main St | (732) 349-2300 |
| 10 | Best insurance Toms River | 231 Main St | (732) 201-8633 |
Steve Meehan - State Farm Insurance Agent serves residents throughout Ocean County from its Toms River, New Jersey location. The agency provides renters insurance coverage, which protects personal belongings against theft, fire, and water damage while also offering liability protection. Policies available here include core protections that ensure renters can replace belongings after a covered loss. The office handles renters insurance policies for apartments and also assists local tenants with personal liability coverage for their rental homes.
Kevin Carroll - State Farm Insurance Agent in Toms River, NJ, provides renters insurance policies that cover personal property and liability protection. Customers can meet with the agent to review coverage options, tailor deductibles to individual needs, and bundle policies for potential savings. The office assists with filing claims and adjusting coverage as personal circumstances change. It services single-family homes, apartments, retail, and restaurants.
Dolly Wasielewski: Allstate Insurance serves renters in Toms River, New Jersey, helping them secure coverage for personal belongings and liability in apartments or rental homes. The agent explains policy options that protect against common risks like fire, theft, and water damage. This office guides customers through selecting appropriate deductibles and coverage limits to suit individual leases. Dolly Wasielewski provides renters insurance solutions for clients throughout Ocean County, including the neighboring community of Brick Township.
Arctic Risk Specialists Inc. offers specialized renters insurance policies that protect personal belongings and provide liability coverage for tenants in Toms River, New Jersey. Its general service work includes helping clients assess the value of their possessions and select appropriate coverage limits for their specific living situations. The agency assists renters with claims for water damage from burst pipes that become common during severe winter storms in the coastal region.
Aaron Friedman: Allstate Insurance in Toms River, NJ, serves renters throughout Ocean County and surrounding communities. The firm handles renters insurance policies that protect personal belongings and provide liability coverage for tenants in apartments, condos, and single-family home rentals. It works with clients to review their specific living situation and inventory of possessions. The general approach it uses to handle a typical job involves assessing the renter's coverage needs and then presenting clear policy options to match their individual circumstances.
For renters insurance, customers often choose between bundling it with an auto policy for potential discounts or purchasing a standalone policy for flexibility. Frank Valente: Allstate Insurance in Toms River, NJ assists with covering personal belongings against theft, fire, and water damage, along with liability protection. This agency focuses on tailoring coverage to each renter’s needs, ensuring policies can include loss-of-use benefits for temporary housing. Services operate on an as-needed basis for new quotes, policy changes, or claims assistance, with ongoing support available for existing policyholders.
As the Atlantic hurricane season stirs concerns along the Jersey Shore, renters in Toms River look to safeguard their belongings from flood and wind damage. Arocho Insurance Agency helps locals secure personal property coverage that protects furniture, electronics, and clothing in an apartment or house rental. Their focused service includes explaining policy limits for theft, fire, and storm-related losses, all tailored to the coastal community’s specific risks. A typical first step involves scheduling a quick home inventory review to assess coverage needs.
Tom Miller - State Farm Insurance Agent helps clients in Toms River, NJ, obtain renters insurance to cover personal belongings and liability. Their agents can also arrange specialty add-ons like coverage for high-value items or identity theft protection. Services are available to those renting apartments, condos, or houses. The company can serve commercial sectors such as offices, warehouses, and food service establishments.
BHI Insurance provides residential renters insurance for tenants living in Toms River, New Jersey, and the surrounding communities. The agency also arranges commercial coverage for local businesses in the area. As a renters insurance agent, it helps clients protect personal property and liability within their rental homes. The company operates within its service area by maintaining regular contact with policyholders. It follows up after claims or inquiries and offers repeat service between regular visits to adjust policies as needs evolve.
Best Insurance Toms River in Toms River, NJ is known for helping local residents secure personal property coverage for their apartments and rental homes, offering policies that protect belongings from theft, fire, and water damage. The agency serves clients throughout Ocean County by explaining how renters insurance also includes liability protection for accidents occurring inside the unit. A specialty service the company can provide is adding coverage for high-value items such as jewelry, electronics, or musical instruments when those items exceed standard policy limits.
What Does a a Renters Insurance Agent in Toms River Cost?
The average cost of renters insurance in New Jersey is about 15 to 25 dollars per month for 30,000 dollars in personal property coverage. In Toms River, premiums may be slightly higher due to coastal flood and wind risks. Your final rate depends on your credit score, claims history, coverage limits, and deductible choice. This is general information and not insurance advice.
About renters insurance agents in Toms River
Renters insurance agents in Toms River, New Jersey help tenants protect their personal property and liability. New Jersey law does not require renters insurance, but many landlords in Ocean County now include it as a lease condition. A local agent can explain how coverage applies to common risks like fire, theft, and water damage from burst pipes.
Frequently Asked Questions
What does a renters insurance agent in Toms River do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They explain policy limits, deductibles, and optional endorsements like flood or sewer backup coverage. Agents licensed in New Jersey can also help you file a claim or update your policy after a move.
Is renters insurance required in Toms River New Jersey?
New Jersey state law does not require renters insurance. However, many landlords in Toms River and throughout Ocean County require tenants to carry a policy as part of the lease agreement. Always check your lease for specific coverage minimums.
How much personal property coverage do I need in Toms River?
A renters insurance agent can help you estimate the value of your belongings using a home inventory. Typical coverage amounts in New Jersey range from 15,000 to 50,000 dollars. You should consider the replacement cost of electronics, furniture, clothing, and other valuables.
Renters Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Flemington · Fort Lee · Hackensack · Hamilton Township