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Directory of renters insurance agents in Toms River, New Jersey. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 16 renters insurance agents in Toms River, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Meehan - State Farm Insurance Agent
617 NJ-37, Toms River, NJ 08755
(732) 473-0100
stevemeehan.com
Kevin Carroll - State Farm Insurance Agent
1410 Hooper Ave, Toms River, NJ 08753
(732) 505-8525
tomsriverinsure.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200
agents.allstate.com
Aaron Friedman: Allstate Insurance
147 NJ-70 Ste 4, Toms River, NJ 08755
(732) 901-7719
agents.allstate.com
Frank Valente: Allstate Insurance
1841 Hooper Ave Ste B, Toms River, NJ 08753
(732) 240-5050
agents.allstate.com
Arctic Risk Specialists Inc.
1415 Hooper Ave #203, Toms River, NJ 08753
(732) 372-4348
arsne.us
Arocho Insurance Agency
730 Jamaica Blvd, Toms River, NJ 08757
(732) 877-7680
arochoinsurance.com
Tom Miller - State Farm Insurance Agent
3005 NJ-37 E, Toms River, NJ 08753
(732) 573-1681
tommillerinsurance.net
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300
bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
PNA Insurance Services Inc
104 Mt Ln, Toms River, NJ 08753
(908) 502-7585
AAA Toms River - Insurance/Membership Only
984 NJ-166 Suite 5A, Toms River, NJ 08753
(732) 551-4700
cluballiance.aaa.com
AIC Insurance Agency
100 NJ-37, Toms River, NJ 08753
(732) 286-5100
aicinsurance.biz
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077
priorityinsure.com
Carl W Swensen Agency Inc
405 Main St, Toms River, NJ 08753
(732) 244-4730
carlswensenagencynj.com
Renters insurance agents in Toms River, New Jersey help tenants protect their personal property and liability. New Jersey law does not require renters insurance, but many landlords in Ocean County now include it as a lease condition. A local agent can explain how coverage applies to common risks like fire, theft, and water damage from burst pipes.
What Does a Renters Insurance Agent in Toms River Cost?
The average cost of renters insurance in New Jersey is about 15 to 25 dollars per month for 30,000 dollars in personal property coverage. In Toms River, premiums may be slightly higher due to coastal flood and wind risks. Your final rate depends on your credit score, claims history, coverage limits, and deductible choice. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Toms River do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They explain policy limits, deductibles, and optional endorsements like flood or sewer backup coverage. Agents licensed in New Jersey can also help you file a claim or update your policy after a move.
Is renters insurance required in Toms River New Jersey?
New Jersey state law does not require renters insurance. However, many landlords in Toms River and throughout Ocean County require tenants to carry a policy as part of the lease agreement. Always check your lease for specific coverage minimums.
How much personal property coverage do I need in Toms River?
A renters insurance agent can help you estimate the value of your belongings using a home inventory. Typical coverage amounts in New Jersey range from 15,000 to 50,000 dollars. You should consider the replacement cost of electronics, furniture, clothing, and other valuables.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.