The top-rated renters insurance agent in Paramus, New Jersey is GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency, rated 5.0 stars across 146 reviews. Other highly rated options include Cangelosi Agency, Richard Sfass at Comparion Insurance Agency, Jim Bush - State Farm Insurance Agent. This directory lists 18 renters insurance agents serving Paramus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency | 214 Rte 4 | (201) 843-8680 |
| 2 | Cangelosi Agency | 214 Rte 4 | (973) 427-9005 |
| 3 | Richard Sfass at Comparion Insurance Agency | 61 S Paramus Rd Ste 520 | (908) 673-6053 |
| 4 | Jim Bush - State Farm Insurance Agent | 237 W Midland Ave | (201) 444-4424 |
| 5 | Mariel Gramuglia at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1449 |
| 6 | Sameh Wahba: Allstate Insurance Co | 64 E Ridgewood Ave | (201) 262-9222 |
| 7 | Robert Giella at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1447 |
| 8 | Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 845-4300 |
| 9 | Coverage Cowboy | 66 NJ-17 Suite 300 | (551) 455-0769 |
| 10 | Michael Laudenback at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1450 |
Georgia Pines Agency, LLC, and Miramar Insurance Agency serve the Paramus, New Jersey area as renters insurance agents. They assist local tenants and homeowners in securing policies that protect personal belongings and provide liability coverage. Navigating the various coverage levels and deductible options can be complex, and agency representatives help clients understand policy details. This includes processing new applications and assisting with claims for lost or damaged property after an incident occurs.
Serving the Paramus, New Jersey area, Cangelosi Agency provides a range of renters insurance solutions including policy comparisons, coverage advice, and claims assistance. They help clients understand protection options for personal belongings and liability. Office hours and appointment scheduling are offered to review different policy needs. Cangelosi Agency services single-family homes, apartments, retail spaces, and restaurants requiring renters coverage.
Richard Sfass at Comparion Insurance Agency serves homeowners, renters, and property managers in Paramus, New Jersey. The agency provides renters insurance policies that cover personal belongings and liability protection for tenants leasing apartments, condominiums, or houses. It also assists property owners with securing coverage for their rental units. The standard suite of rental insurance options addresses common risks like theft, fire, and water damage from plumbing issues. In addition to Paramus, the agency serves clients in surrounding Bergen County communities such as Hackensack.
Jim Bush - State Farm Insurance Agent serves Paramus, New Jersey, and the surrounding communities. It handles renters insurance needs, covering personal belongings and liability protection for tenants. The agency helps clients select coverage that matches their individual rental situations. For a typical job, it reviews a renter's inventory of possessions and discusses coverage limits before presenting policy options.
Mariel Gramuglia at Comparion Insurance Agency specializes in renters insurance coverage, protecting personal belongings from theft and accidental damage. As a local provider in Paramus, New Jersey, the agency assists clients in tailoring policies to suit individual living situations, including apartments and condominiums. General service work involves explaining policy terms and processing claims efficiently. For residents moving into rentals ahead of the winter season, the agency helps ensure adequate protection against potential pipes bursting or heating-related losses.
As winter storms threaten Paramus with potential water damage from freezing pipes, Sameh Wahba: Allstate Insurance Co helps renters protect their belongings with appropriate coverage. This agency guides tenants in selecting policies that cover personal property against theft, fire, and weather-related losses common in northern New Jersey. They explain how liability protection works when someone is injured in a rental unit and clarify the limits of standard plans. The initial step involves a quick assessment of the renter’s household inventory to match coverage levels to actual needs.
Robert Giella at Comparion Insurance Agency serves as a renters insurance agent in Paramus, NJ, helping tenants protect personal belongings and liability exposures. The agent can include additional coverage for high-value items, such as jewelry or electronics, and can arrange loss-of-use benefits if a residence becomes uninhabitable. This office extends coverage options to clients living in offices, warehouses, and food service establishments, addressing the distinct insurance needs of those commercial residential sectors.
For renters insurance, a policy must be selected as either an ongoing plan with a recurring premium, or as a fixed-term policy that provides coverage only for a specific period. Comparion Insurance Agency serves residents in Paramus, New Jersey, by offering both options to meet diverse needs. Their agents assist clients in understanding how standard policies work to protect personal belongings and liability. Service operates on an as-needed basis, allowing clients to request assistance when they require new quotes, policy changes, or renewal guidance without a long-term commitment.
Coverage Cowboy provides residential renters insurance to clients in Paramus, New Jersey, as well as commercial coverage for smaller landlords and property owners across Bergen County. As a local agency, they help tenants protect personal belongings and secure liability coverage under standard rental policies. Following each policy review or claim, the office schedules routine check-ins to address any changes in coverage needs before the next renewal or regular visit.
Michael Laudenback at Comparion Insurance Agency in Paramus, NJ, serves local residents with tailored renters insurance policies designed to protect personal belongings and provide liability coverage. The agency assists clients in evaluating coverage levels for electronics, furniture, and other valuables against common risks like theft or water damage. A specialty service offered is the option to add scheduled personal property coverage for high-value items such as jewelry or musical instruments.
What Does a a Renters Insurance Agent in Paramus Cost?
Renters insurance in New Jersey typically costs between 15 and 30 dollars per month for standard coverage. In Paramus, premiums may be slightly higher due to local property values and crime rates. Factors like your credit score, deductible amount, and coverage limits will affect the final price. This is general information and not insurance advice.
About renters insurance agents in Paramus
Renters insurance agents in Paramus, New Jersey help tenants protect their personal belongings and cover liability risks. New Jersey law does not require renters insurance, but many landlords in Paramus now include it as a lease condition. An agent can explain how local factors like flood risk near the Saddle River may affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Paramus do?
A renters insurance agent in Paramus helps you compare policies from different insurers. They explain coverage limits, deductibles, and optional add-ons like flood or jewelry coverage. The agent also assists with filing claims and updating your policy as your needs change.
Is renters insurance required in New Jersey?
New Jersey state law does not require renters insurance. However, many landlords in Paramus now require tenants to carry a policy with at least 100,000 dollars in liability coverage. Check your lease agreement for specific requirements.
How much personal property coverage do I need in Paramus?
Most agents recommend insuring your personal property for the full replacement cost. A typical one bedroom apartment in Paramus may require 20,000 to 30,000 dollars in coverage. You should create a home inventory to determine the exact value of your belongings.
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