The top-rated renters insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 206 reviews. Other highly rated options include Buenzow Insurance Group, Margo Kromminga - State Farm Insurance Agent, Ryan Clausen - State Farm Insurance Agent. This directory lists 17 renters insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Walford - State Farm Insurance Agent | 2781 100th St | (515) 256-9159 |
| 2 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 3 | Margo Kromminga - State Farm Insurance Agent | 4541 86th St | (515) 270-9090 |
| 4 | Ryan Clausen - State Farm Insurance Agent | 8541 Hickman Rd | (515) 278-4618 |
| 5 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 6 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 7 | Fortress Insurance Services | 7701 Douglas Ave | (515) 225-1712 |
| 8 | Farmers Insurance - Jerry Jenkins | 8525 Douglas Ave Apt 35 | (515) 253-9970 |
| 9 | Phillips Stafford Insurance Group | 4566 114th St | (515) 978-9010 |
| 10 | Jim Bagbey - State Farm Insurance Agent | 3885 121st St | (515) 278-2100 |
James Walford - State Farm Insurance Agent serves the Urbandale area and surrounding metro communities, primarily providing renters insurance policies to local residents. These policies typically cover personal belongings against common perils like fire, theft, and water damage. The agency also helps renters understand how liability protection outside their unit functions within a policy. As a locally based operation, it assists customers with building personalized coverage plans. The office handles both policy creation for new tenants and annual reviews for existing policyholders.
Buenzow Insurance Group provides renters insurance services to residents throughout the Urbandale, Iowa area. The agency helps tenants secure coverage for their personal belongings and liability protection while living in rented homes or apartments. Their service includes guiding clients through policy options that can address unforeseen events such as theft, fire damage, or water damage from burst pipes. Buenzow Insurance Group services a variety of rental properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and property managers in Urbandale, IA, Margo Kromminga - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings and offer liability coverage. Plans typically cover losses from theft, fire, and certain weather events. The agency helps clients in the community understand their coverage options and select appropriate limits for their apartments or rental homes. Its services also extend to neighboring areas within the Des Moines metro, including nearby West Des Moines.
Ryan Clausen - State Farm Insurance Agent serves Urbandale, Iowa, and the surrounding communities in the greater Des Moines metro area. The agency handles renters insurance policies designed to protect a tenant’s personal belongings and provide liability coverage within a leased property. Many policies also extend to cover additional living expenses if a unit becomes temporarily uninhabitable. To handle a typical job, the agent first meets with the client to understand their inventory of possessions and then reviews policy limits and deductible options to tailor coverage to their specific lifestyle and needs.
Jones Insurance & Associates in Urbandale, IA distinguishes between one-time policies for transient needs and recurring annual coverage for stable, ongoing protection. The agency guides clients through standard renters insurance policies that typically cover personal property and liability within the policyholder’s location. Each service option is tailored to individual renter circumstances, ensuring appropriate coverage limits and deductibles are selected. All services and claim assistance through this agency are provided on an ongoing, scheduled basis as long as the policy remains active.
Cupp Insurance Inc. in Urbandale, IA specializes in tailoring renters insurance policies to fit individual needs, offering coverage for personal belongings, liability protection, and additional living expenses. The agency works closely with clients to explain policy details and adjust deductibles accordingly. It helps renters safeguard valuables in any type of dwelling, from apartments to houses. When severe summer storms or unexpected fire damage threaten a tenant’s possessions, the company assists with filing claims and securing replacement cost coverage for swift recoveries.
Fortress Insurance Services serves the Ames, Iowa area, providing renters insurance to local tenants and property occupants. The company helps renters secure coverage for personal belongings against common perils like theft and fire damage. They also assist clients in understanding additional living expenses coverage that may apply after a covered loss, helping ensure a smoother claims process when needed. Fortress Insurance Services regularly guides renters through liability protection options and deductible selection.
As Urbandale renters face the sudden need to protect belongings from apartment water damage or winter theft, Farmers Insurance agent Jerry Jenkins provides standard renters insurance policies designed for local lease agreements. He helps customers assess their personal property value and liability exposures before binding coverage. Policies typically include loss-of-use protection if the rental unit becomes uninhabitable after an insured event. Securing a policy begins with a straightforward home-inventory review conducted by the agent.
Phillips Stafford Insurance Group works with individuals to secure coverage for personal belongings and liability protection. The agency commonly includes specialty add-ons for valuable items such as jewelry, electronics, and musical instruments. As a renters insurance agent based in Urbandale, IA, the firm helps clients navigate policy options suited for various residential settings. It can serve commercial sectors as well, including offices, warehouses, and food service operations.
What Does a a Renters Insurance Agent in Urbandale Cost?
In Iowa renters insurance typically costs between 15 and 30 dollars per month depending on coverage limits and your location in Urbandale. A policy with 25000 dollars in personal property coverage and 100000 dollars in liability usually runs about 18 to 22 dollars monthly. Costs vary by case based on your credit score claims history and the value of your belongings. This is general information not insurance advice.
About renters insurance agents in Urbandale
A renters insurance agent in Urbandale Iowa helps tenants protect personal property from theft fire or storm damage. Iowa law does not require renters insurance but many landlords in Urbandale now include it in lease agreements. An agent can explain how liability coverage works if someone is injured in your rented home.
Frequently Asked Questions
What does renters insurance cover in Urbandale Iowa?
Renters insurance typically covers personal belongings like furniture electronics and clothing. It also provides liability protection if a guest is hurt in your apartment. Iowa law does not mandate coverage but your lease may require a minimum policy.
How much renters insurance do I need in Urbandale?
Most agents recommend enough coverage to replace all your personal items. A common starting point is 20000 to 30000 dollars for personal property. You should also consider 100000 dollars in liability coverage which is standard in Iowa.
Can I bundle renters insurance with auto insurance in Urbandale?
Yes many Iowa insurance companies offer a discount when you bundle renters and auto policies. An agent can compare quotes from multiple carriers to find the best rate for you. Bundling often saves 10 to 15 percent on each policy.
Renters Insurance Agents in Other Iowa Cities
Ames · Ankeny · Bettendorf · Cedar Falls · Cedar Rapids · Council Bluffs · Davenport · Des Moines · Dubuque · Iowa City · Johnston · Marion · Sioux City · Waterloo · Waukee