The top-rated renters insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Mark Doyle - State Farm Insurance Agent | 2701 Stange Rd Ste 110 | (515) 232-8090 |
| 3 | Scott Richardson - State Farm Insurance Agent | 101 Main St | (515) 232-0030 |
| 4 | Louis Slaughter III - State Farm Insurance Agent | 3515 Lincoln Way #102 | (515) 292-9030 |
| 5 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 6 | Pat Brown - State Farm Insurance Agent | 1112 Buckeye Ave | (515) 233-1295 |
| 7 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 8 | Shelter Insurance - Mike Dolan | 1228 Grand Ave | (515) 232-3555 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 10 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
Fortress Insurance Services serves the Ames, Iowa area, providing renters insurance to local tenants and property occupants. The company helps renters secure coverage for personal belongings against common perils like theft and fire damage. They also assist clients in understanding additional living expenses coverage that may apply after a covered loss, helping ensure a smoother claims process when needed. Fortress Insurance Services regularly guides renters through liability protection options and deductible selection.
Mark Doyle - State Farm Insurance Agent in Ames, Iowa, provides renters insurance policies that cover personal belongings and liability protection. He offers assistance with filing claims and adjusting coverage limits as tenants’ needs change. His office also helps clients add valuable items policies or arrange bundling with auto insurance. Service includes reviewing policy details annually to ensure adequate protection for current living situations. Mark Doyle’s agency services renters in single-family homes and apartments, as well as those leasing retail spaces and restaurants.
Scott Richardson - State Farm Insurance Agent in Ames, IA serves homeowners, renters, and property managers seeking to protect their personal belongings and liability from unforeseen events like theft or accidental damage. The agency provides guidance on coverage options tailored to individual needs, helping clients secure policies that safeguard their assets and offer peace of mind. Routine assistance with claims and policy adjustments is available throughout the year. Service also extends to the neighboring communities of Nevada and Story City.
Serving Ames, Iowa, and its surrounding communities, Louis Slaughter III - State Farm Insurance Agent handles renters insurance policies to protect personal belongings and liability. This agency works with tenants in apartments, condominiums, and houses. It typically assesses a client's personal property coverage needs and liability risks by conducting a detailed consultation inside the office or over the phone. The general approach it uses to handle a typical job is to explain replacement cost options and walk clients through the available coverage limits and deductibles.
AlekCO Insurance specializes in offering personalized renters insurance policies to protect personal belongings and liability in Ames. It guides customers through coverage options for electronics, furniture, and other valuables. The company works to simplify the often confusing process of comparing deductibles and policy limits. Heading into the winter months, it helps tenants prepare for potential frozen pipe damage and related water claims that occur frequently in Iowa apartments.
Pat Brown - State Farm Insurance Agent in Ames, IA offers both one-time policy setup and recurring coverage renewal to ensure continuous protection. A renters insurance policy typically safeguards personal belongings against theft, fire, and certain liability claims, providing financial peace of mind. The agent helps clients assess their needs and select appropriate limits within a standard policy framework. Services are provided on an as-needed basis, allowing customers to schedule consultations or claims assistance whenever required for their specific situations.
Winter storms in central Iowa often cause burst pipes or wind damage that catch renters off guard. Severson Insurance Agency, Inc in Ames, IA provides renters insurance policies covering personal belongings and temporary living expenses when a rental becomes uninhabitable. They work with local landlords and property managers to explain policy exclusions specific to fire and water damage common in campus-area apartments. A new policy begins with an agent reviewing the current lease terms in connection with a quick personal property inventory inspection.
Shelter Insurance - Mike Dolan provides renters insurance policies for local tenants, covering personal belongings against theft, fire, and weather damage. Specialized add-ons include protection for high-value items such as jewelry, electronics, and musical instruments. This agency works with clients to tailor liability coverage for accidents occurring inside or outside the rental unit. Its policies serve a range of commercial sectors, including offices for leased equipment coverage, warehouses for stored inventory protection, and food service establishments for liability on rented premises.
Gallagher Insurance, Risk Management & Consulting provides residential renters insurance services in Ames, Iowa, ensuring tenants safeguard personal belongings and liability coverage within their leased homes. The company also extends its expertise to commercial coverage for small businesses and property owners in the surrounding area. Clients receive thorough policy explanations and responsive claims assistance during the initial process. Follow-up or repeat service is readily available between regular visits to adjust coverage limits or answer new questions about policy options.
What Does a a Renters Insurance Agent in Ames Cost?
Typical renters insurance in Ames Iowa costs between 12 and 25 dollars per month for 20,000 dollars of personal property coverage. Policies with higher limits or additional endorsements for valuable items may cost 30 to 50 dollars per month. Your final rate depends on your credit score location and coverage choices. This is general information not insurance advice.
About renters insurance agents in Ames
Renters insurance agents in Ames Iowa help tenants protect their personal property and cover liability. Iowa law does not require renters insurance but most landlords in Ames now ask for proof of coverage. A local agent can explain how Iowa's actual cash value rules affect your claim payouts.
Frequently Asked Questions
What does renters insurance cover in Ames Iowa?
Renters insurance covers your personal belongings against fire theft and water damage. It also provides liability protection if someone is injured in your rental. Iowa law does not require this insurance but it is strongly recommended for Ames renters.
How much does a renters insurance agent charge in Ames?
Agents in Ames typically do not charge a fee for helping you get a policy. Their commission is included in your premium. You pay the insurance company directly for the policy.
Can a landlord require renters insurance in Ames Iowa?
Yes Iowa law allows landlords to require renters insurance in the lease agreement. Many Ames property managers now include this requirement. Your agent can help you find a policy that meets the landlord's minimum coverage limits.
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